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Solicitor Fee's for moving, is this average?
We've accepted an offer for 107k for our place and it looks like we'll be purchasing our next property for about 190k (just waiting to hear back). We've been looking around for solicitors and we've remembered one of our friends is a solicitor and so asked for a quote. But as neither of us have moved before (well hubby…
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Buying Leashold
Just been informed today that there is a charge of £780 to put the lease in to our name, which no one had mentioned before. Is this normal? We wasnt expecting this and we dont have the money upfront, but due to a downsize we will have it after our sale has completed, can we pay this then? Would it be worth trying to get…
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Shared Ownership - How to calculate percentages
How do (can?) you fairly calculate the ownership percentages of a property between 3 people, when they are all contributing different levels of deposit and monthly payment?
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eviction section 21 homophobia
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Does this look like subsidence?
I wonder if anyone with some expertise could give me an opinion on whether this photo looks like a sign of subsidence? I'd really like to get some advice prior to spending a lot of money on a survey. Thanks
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Building Problems…
Hi, I’m currently renting a property undergoing building works. The landlord is extending the rear of the house, and adding an additional bedroom and bathroom. I was informed that this work would begin when I rented the property last year. However, I was assured that the impact would be minimal and that the builders would…
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Mortgage
Hi all, I seem to be having trouble obtaining a mortgage. I have been lucky enough to have been left a £220,000 house for £100,000. (I inherited it from a very good friend) It has been valued by two independant estate agents at £220,000, and the remaining family members have agreed to let me buy them out for £100,000. I…
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Offer for New Build - Ask for a discount?
We have been looking at a new build property constructed by Bovis Homes. The list price is £192,000 and we are first time buyers (no chain). They are offering a very attractive mortgage deal with Woolwich for first time buyers with a 10% deposit. www mortgagerates. org .uk/news/barclays-and-bovis-perfect-10-mortgage-offer…
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First Time Buyer - How Long Does the Offer Process Take?
Hi, When placing an offer to purchase a property, how long does it usually take to get a response from the seller? I have made an offer but have not heard anything back from the seller (it has been 48 hours). The agent tells me they cannot get in contact with the seller? Should I be concerned? Or is this legitimate? Why…
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Miller Homes New Build "Eccleshall" house
Hi all was wondering if anyone here has bought an"Eccleshall" home from Miller and how practical they are space wise? Will be me and OH My sister bought a new build last year and only after she moved in did she realise there was nowhere to store the Hoover, iron board etc! TIA :)
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Rental price changing after application
Hi all, last week me and my fiancee viewed a flat which was marketed at £350 per month which we thought was a bargain. Went to the LA today to put an application form in (Belvoir Lettings) had got so far down the form when they said that they were representing another company for this particular property, who required us…
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Building Survey Report: worried!!
I am a FTB and our offer (8% below asking price) has been accepted for a semi-detached house which was built in early 1960's, with vendor conveying via the EA that he will not reduce any further even if something comes out in surveys. I ordered the full building survey as it is an old house. I got the report today, and the…
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Rent to buy
Hi Hope someone can help. My mum is really interested in finding a newbuild developer in the South West (Salisbury area preferably) who offers Rent to Buy options. (not the government backed homebuy initiative, but rather their own private agreement). After reading a bit about on the net, she's phoned a couple of…
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Advice on selling a house at a potential loss..
Hi all, Would really appreciate some advice. Me and my husband want to start a family now as we arnt getting any younger. We have a property together but i also have one that a family member is living in until we sell it. The property has been on for 7 weeks with 2 viewings and no offers. I owe just under 93k on it and…
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Previous unpaid service charges on property
Hi all, I've been a lurker on moneysavingexpert forums for a short while, but haven't had the chance to make any posts. Can anyone give me any advice on the following? We bought our first property back in August 2010, we opted to pay for a bit more (£800) for conveyancing after hearing some bad feedback from some of our…
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A Little Help For a First Time Buyer
Hi, i have looked and searched through many comparison sites, calculators etc to find out information on mortgages but have just ended up with a headache! I am 21 years old and am currently earning 21k a year but is going up in the next week or so to 25k and then 27k by the end of the year and another rise early to mid…
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Electric sockets - no switch
I've been to view a house and several of the electric sockets were just single sockets with no on/off switch. Is this normal for houses built in the 80's?? Apart from in industrial settings I've never seen a socket without a switch before. Is it a safety risk? And if I wanted to get them swapped to double scokets with…
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Any tips on selling our house?
Heres the rightmove link, http://www.rightmove.co.uk/property-for-sale/property-18186063.html weve only had 2 viewings since it went on the market(another 2 didnt show).
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Vendor paying a 5% deposit
My friend is trying to sell her house. It was valued by the EA at £120,000 - my friend wants a quick sale so put it up at £110,000. Shes also looking at paying the buyers deposit (5% of the £110k) - is there any pitfalls in doing this? There are a lot of houses on the market in her area at a similar price to hers (her…
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Letting agent say I can't be present for final inspection......
Hi all My tenancy is due to end this week and I've just been in touch with my letting agent to arange handing the keys back and to sort out a time for the final inspection. I was told that the keys had to be handed in by Thursday, the day my tenancy ends, but that the inspection would be done a few days after that and that…
