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Please urgent help required!
I moved into a flat about a month ago (I am renting). I had a shower as usual this morning, the drain is slightly blocked. Was going to get some unblocker this weekend. Had a call from my letting agency to say that water had got through the ceiling downstairs and his electricity isnt working now! It didnt flood the…
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Inheriting a house
Hello. I need to know about inheriting my father's house. In his will it has been left to me alone. As a married women would this mean it automatically becomes my husbands house as well? or could I keep it in my name only. We would both want the house to be in my name only. Many thanks. :)
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Confused with buying first house!
Hi everyone, I am looking into possibly purchasing my first house with my other half next year. Last year we both (stupidly?) quit our full time jobs to go back to retrain in different careers. He trained as a secondary school teacher, I decided to follow what I have always wanted to do and retrained as a vet nurse. We…
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Final inspection of a rented house
Hello, our letting agent has told us the date that they will be conducting the final inspection after we vacate our rented property is it usual for us, as tenants, to attend this? I'd like to as we've had a tempestuous relationship and i don't entirely trust them, but i need to know if it's reasonable to insist that we are…
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FTB getting nervous
Hi everyone, First i'd just like to say thanks to everyone who offers support and advice on the forum as i've read so much helpful posts and even other peoples storys. Four weeks ago i had an offer accepted on my first home, but it's only just hit me! I'm getting slightly anxious now and i love the feeling, however whats…
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Potential boundary issue
Hi, I'm in the process of buying a house and the survey highlighted there is a potential boundary issue (see snippet below) as a result of the kitchen extension in relation to the party wall between the property and the adjoining property to the left. The property walls do not touch. There just isn’t enough space between…
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Am I nuts or thinking logically for the future??
Do I need my head read or is this logical?? Anybody may reply and i wont be offended if you call me allsorts?? We currently own a 2 bedroom house worth 140k with an outstanding mortgage of 120k. We have tried selling but nothing is shifting, we are outgrowing fast as we have 2 kiddies and more toys than you could ever…
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Will my son lose up front renting costs ?
I am hoping someone can help as I don't know a lot about renting properties and have not been able to find an answer to my question although there is a lot of helpful stuff on here. My son is currently in a student houseshare (although no longer a student) He has been looking around for a house to rent with his girlfriend…
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Landlord insurance required to be purchased by tenants
We had to move to our current rental property quickly due to the timing of exchanges and starting a new job. At the last minute, we found out from the agency that we had to purchase an insurance product that provided accidental damage against the landlords property ( the property is unfurnished). Cost £90. We paid it under…
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Landlords Insurance - Extra Legal Expenses
I'm just about to take out landlords insurance and LV seems to be the best value. I've got the option to add legal expenses (although the policy already includes legal expenses). Here are the details - https://www.securequotedirect.co.uk/sk/mqdlo/legalprotection.pdf Policy wording, section 6 has legal expenses…
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Hypothetical 'what if' question about mortgage/insurance/empty house
During a chat about our options, this hypothetical got thrown into the ring.... IF we move and leave son staying on in family home, the mortgage company is fine with that (I checked with them) but I never thought to ask what the situation would be if son wanted to move himself before we were either ready to move back in or…
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When to pay the taxman...?
I am going to be letting my house out, not making a profit just covering the mortgage. I'm then going to be renting another house on an estate (these houses cannot be bought hence renting one). My question is when do I declare the rent to the taxman for him to take his chunk? Not that I think it is fair at all as I work…
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Question Re Holding Deposit
Hi I am a Newbie. I read details on TPOS website. They state as follows: " If you make an offer to rent a property the agent may ask you to pay a holding deposit. This is not the same as the tenancy deposit to cover any damage to the property. The agent should inform you in writing of the purpose of this holding deposit…
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Can I transfer mortgage while on a DMP?
Hello, I have a DMP and am paying off regular payments each month. I have around 2 years left on a fixed mortgage but want to move house (with a new partner, not to be added to their mortgage though) and rent mine out. I do not have any CCJ's or late/short payments on my mortgage. Does anyone think that I would be able to…
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HomeBuyer report advises gas and electric checks
Hello A recent HomeBuyer report on the flat we are hopefully buying (offer accepted and mortgage offer received) has suggested getting the gas and electric systems checked before occupancy. These issues have been marked as level 3 on the traffic light system (urgent). I would be interested to know if nearly all HomeBuyers…
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Warranty Transfers
Hello, Just a quick question please. Is there a convention on who pays to transfer existing warranties for various things (e.g. damp proofing fixes, appliances, roof fixes etc.) Also, would the transfers only happens after exchange or completion? Thank you!
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estate agents/solicitors- can they withhold crucial information from the buyer?
Also, Do estate agents & solicitors not have a legal obligation to disclose vital information to the potential buyer right at the start of negotiations after an offer is accepted?? info such as: 1.There was no formal planning permission given for the property to be converted into flats/houses. 2.There is no buildings…
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Whether to tell landlord about absence
Hi guys Just after a bit of advice really. I live on my own in a rental property and am away quite a lot with work - although usually for less than a month at a time. I have a friend who lives abroad but works from an office based in the same area as I live. She needs to attend the office a few days a month and so stays…
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no building regulations approval for 8 yr old house
Help! I have started on the path to purchasing a property that was constructed 8 years ago -the property was sale agreed for another potential buyer but suspiciously fell through late in the day, as we were always interested the agent re-contacted us and recommended we use the same solicitor. After agreeing to this ,…
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Selling with a Tenant on A Rolling Contract
Hi guys, Im hoping to put my house on the market in the next few months. My current tenants contract runs out in July and a few months ago we agreed they would stay on a rolling contract so long as they allow access for the usual modifications for getting ready to sell, access to agents for arranging the sale and then of…
