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What do you consider an acceptable amount to offer below the asking price?
We have decided to stick very rigidly to our budget when we buy our house/flat. After seeing a broker we've realised how much more it will cost if we go over this because of the change in LTV. Obviously most vendors are open to offers so I will be looking at properties just over our budget but I was wondering what people…
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House Buying and Survey
Has anyone else had issues with buildings work that has not been done with consent / regularisation etc when buying a house? Am I making a fuss over nothing asking for the work to be certified? Situation below: I had a survey done on the house I am in the process of buying and it came back to say that there had been two…
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Housing benefit dual payments?
i am currenty living in private renting and the council have offered me a council flat, but my tenancy where i am living now is 12months and i have only been here 9 months, so my landlord is telling me that i cant leave, i have just signed my tenany agreement with the council because we are overcrowded here, how will i pay…
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Is being at home for viewings a help or a hinderance?
I would be grateful for people's view points on whether it is best to be at home with people come to view your property or to make sure you are out and let the EA handle everything. I normally ensure that I am out (most of the time I am at work anyway) because as a buyer I prefer to have the viewings conducted purely by…
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selling our house to my sister?
Hi all, this is my first post on mse so sorry if its a bit long but here's the situation: we have had our house on the market since nov & are currently in the process of switching estate agents, my sister has always wanted to buy it but has never before been able to afford it (hence why we put it on the market instead of…
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Landlord insists on rent paid by cheque....tax avoidance??
My Son's landlord insists he pays by cheque even though he has asked if he can pay by standing order. I just find it bizarre that anyone would choose to wait 5 days for the funds to clear. Also should he have had receipts? Thank you
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SPARK energy and changing suppliers
Hello, I just got the keys to a rented house last week and the letting agents have said I HAVE to use the supplier SPARK energy. With all the hassle of moving last week Im only just getting around to setting up my account, i have never heard of SPARK energy and when i typed their name into google it came up with a load of…
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Dropping price of property by 5K has worked wonders!
I have recently reduced the price of my property from 139,950 to 134,950 to try and speed things up after by last buyer dropped out two weeks ago because he couldn't get a mortgage. I had 17 viewings since the flat has been for sale since the beginning of Feb which I think is pretty good going but since I have reduced the…
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meter reading query
Hi All we have just moved in. The meter reading we toolk the day after we go they keys (meter is with concirge and they need 24h notice :( ) is quite a bit (200 kwh) out of what's on the inventory. Of ocurse we will complain, but what if they insist we must have used this amount in 1 day? We know from main that nobody has…
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Flying Freehold Query
Hi, I've just come across some threads on here regarding flying freeholds (whilst looking for something else but that's another story!). I'd never heard of these but am now worried as I think my house has one of these. It's a victorian semi-detached. There is a passage way which runs between mine and my neighbours house…
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Independent survey - or upgrade mortgage valuation to full structural?
Hello there I've had an offer accepted on a house that's around 150 years old and want a full structural survey. I can either choose to have it done by the surveyor appointed by the bank to do their valuation, or instruct a local surveyor. If I get an independent survey on top of the valuation, it'll cost me around £160…
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What would you expect to be in a furnished flat?
We currently have our London flat rented out as furnished. The property is 5 years old and in zone 1. We left a sofa, double bed, dining table and chairs, media unit, living room floor lights, build in cooker, fridge, freezer, dishwasher and washing machine. Also, there is a build in wardrobe. All the items are less then 5…
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Housing Association calling the shots?
Hello, I've just exchanged contracts with a house I've bought on shared ownership. However, the HA then rushed me into completing before the end of the month (which I did) but have been extremely unreasonable about where and when I can collect the keys, as they need to walk through the property to check defects. I agree…
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Is this Cost of Conveyancing OK?
Hi, I asked this before but the post has vanished.. how much should conveyancing cost? We're buying a bungalow for £259k. What is the average cost of conveyancing including searches and land registry? Is £1872 inclusive of all searches and land registry and vat etc. ok? Thanks
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Bellway New Builds
Hello Does anyone know if Bellway take ex council properties as part exchanges?
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motivating estate agents
Has anyone got any tips how to motivate estate agents regarding the sale of my house I have changed the comatosed agents to a more pro active and hopefully more interested agent We have had problems with them not returning phone calls and just being disinterested and too laid back and when we speak to them on the phone…
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Neighbour dispute - disclose at sale?
Hi there, I'm a little confused as to what to do & wondered if anyone had some advice.. Without going into too much detail - my neighbour & I have been having ongoing problems - his child (12 yrs) staring & hassling my children (7 & 5). My children stared back at his child - his child went inside & got his dad. His dad…
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Removal Quote - is this reasonable?
Hello I've had a quote for removals, its a 3 bed house, so normal stuff like sofa and armchair, table and chairs, 2x double beds, bedside tables, wardrobe, chest of drawers, bookshelves + garden equipment etc etc I pack everything myself Quote is £360 so everything will be moved from house and then transported to storage…
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Landlord in breach of rental agreement
Hi fellow MSErs, I was wondering if anyone would be kind enough to help my sister in law... She's moved into a lovely looking place but the landlord comes from hell and will not fix things. With her permission, I am posting her summary of the situation on here at the bottom of this message. What would be her legal…
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Time Limit Claim for Misrepresentation?
To cut a long story short (I've already posted, and received very helpful advice on the full sorry saga), about 11 weeks after completion our purchaser's solicitors wrote threatening to "bring action under Civil Procedure Rules" for negligent or fraudulent misrepresentation concerning a roof defect that came to light about…
