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Is our letting agent telling us the truth ?
My partner and I have looked at a house we would really like to rent. I collected the forms from the office the next day and told the agents (Belvoir Lettings) that my partner had gone into bankruptcy earlier this year. We were told that it shouldn't be a problem as long as we could provide a guarantor. The next day I sent…
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Still receiving letter from previous owner
Hi - We have moved into out new place, about a month ago, its a rented place, and it will do until we buy, so at the moment we are still saving. We agreed to call the pervious occupiers, when they received their letters, with a view to help them out, whilst they updated their new correspondence. My wife and Myself have…
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Putting an offer on a SSTC house
We've been looking for a property since June. We focus on one specific area so our choices are quite limited. Then we went on holiday for the whole of August and when we came back we saw that in our absence a house came up that looked just perfect on Rightmove - but it was sold subject to contract by the time we came back.…
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Building Survey Issue
I had a full building survey done before purchasing a property and a number of cracks in the render were stated in the report as 'non-structural cracking through the rendering in a number of places.' However now having bought the property and moved in I am worried they might be structural cracks after all as the cracking…
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Will you take the house off the market in Winter?
Just wondering how many sellers on here are planning to take their house off the market over the Winter? If so, what month do you plan to do this? Or are you just planning to keep it on the market until it sells? Thanks.
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Negative Equity - House move required
Hi All, I am just after some advice... I have an apartment on the edge of Manchester City Centre, it is in negative equity. I have a portable mortgage with Santander for about £93000, a second charge with EPF for about £18000. I currently pay out £480 on my mortgage, £180 on the SC, and £80 a month maintenance charge /…
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Jointly and severally liable - forever??
Hi Myself and my housemate served appropriately-timed notice on our periodic tenancy agreement, the agency accepted and I moved out by the correct date. My housemate spoke seperately to the landlord and agreed she would like to stay on and would sign a new contract with someone else. The new contract has not yet been…
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Landlord took our garden
About a month before the end of our tenancy our landlord took half our garden and our garden shed and told us that we had two days to get our stuff out before they put a fence up. We were still paying the same rent for the last month. I agreed to it at the time (verbally) because I didn' treally know what I was agreeing…
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Retrospective Buildover Reports
Hi, I'm a firsttime buyer. Just going through a purchase of a property sale now but I have discovered through the vendors HIP report and my survey that there is a public sewer running under the property. I have contacted my solicitor who directed me to United Utilities who own the drain and are responsible for the…
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Buying a house from my mother who has alzheimers
My mum owns my house and bought it for me and my daughter to live in 23 years ago. I have been paying rent for 23 years on it but in an informal family agreement. My mum has developed alzheimers a few years ago and my dad who was her main carer passed away. I am now her main carer (she does not live with me) and we have…
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Post Office/Bank of Ireland won't use my conveyancer
Hi, I'm a FTB. I have an issue with my mortgage lender (Post Office/Bank of Ireland) being picky about my conveyancer, who is not on their panel. They are basically saying I either: 1) need to find a new one who is on their panel, or 2) they will need to instruct a solicitor to act on their behalf which I will have to pay…
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Going for a (probably) final viewing
I'm hoping to complete on a flat by around the end of the month/start of next month. I viewed twice before making the offer, and I'm going back tonight just to be 100% sure! I'm taking my tape measure, its repossessed so unfortunately I can't test the taps, shower etc. I've timed it so that the neighbours should be home…
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How much will it cost then to pull out?
We accepted an offer from ftbs in July and things seemed to be running smoothly with us expecting to exchange soon. The buyers are asking some very unusual questions, it's a modern house in a modern development and it should be a relatively straightforward process but they seem to be digging up various issues which our…
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Tenants Contents Insurance
I am about to move into a new rented unfurnished property and the letting company insists I need to have a contents insurance policy which includes for £2500 of accidental damage cover to the landlords fixtures, fittings and furnishings ie. carpets and fridge freezer, washing machine etc My current policy includes for…
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AHH Nuisance neighbour! >.<
Thanks for the reply's! Everyone has valid points
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Renting troubles
Basically I can't find a house to rent. I have however found a spare room in my friends house, all 4 of whom students. the landlord explained at the start of their agreement that he was not insured for the 5th room (HMO or something). (the LL doesn't know me or have a clue that im there at the moment) So basicaly im living…
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Liabillity after House Sale/Purchase
We recently bought & sold. We are being pursued by the new owner costs to repair an appliance (which was working when we left). I am seriously annoyed by this, but it got me thinking.. when we moved into our new house, we were unable to live there straight away as it needed cleaning as the previous owner left a real mess.…
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problem with tenancy agreement...long
Hi there I will appologise now for the complicated and probably very confusing situation I am going to try to explain. We started a tenancy with my husbands workmate. The agreement is a Short Assured Tenancy under the Housing (Scotland) Act 1988 and is for us to build an extension on his house instead of rent. The clause…
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Moving out - getting our money back
We handed our notice in to our letting agent last week and have got a date for getting our keys back. I have a couple of questions. Our rent is paid until 17th Oct but we hand the keys back on 8th Oct, does the letting agent have to refund us the remaining 9 days rent? Also, when we moved in to this flat all the carpets…
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Share of Freehold being optionally offered on property purchase
Hi All, I am interested in purchasing a flat which is currently Leasehold. But the vendor is offering the Share of Freehold 'subject to negotiation'. Interestingly, the flat below is being sold at the same time, also with the same offer - I presume the seller is both the owner and freeholder for both the flats and is…
