-
When is a house considered sold ??
Can anyone help me with this please ??? I have bought and sold few houses in the past and my understanding is that a house is not considered sold until the contracts have been exchanged and completed. I am now in a very odd situation. In January I put my house up for sale, the estate agent recommended I used a local…
-
Renting - ceiling collapse
Hello, Sunday night at 12:30pm the kitchen ceiling in my rented house collapsed, this was the 12th of september. Monday morning I went to the managing estate agent to file the problem along with renewing my lease for 6 months, had no other problems with the property other than this pretty major one. Landlord came in peron…
-
Estate agent said 99years left on lease, valuation says 70years...
Hi, It is Saturday night and i have just received the valuation report carried out by my mortgage company (ING Direct). I am buying a flat and the estate agent to me that there is 99 years left on the lease. I saw the property twice and asked twice! It's still early stage and i've ust received the mortgage valuation. To…
-
survey
I am hoping to secure an eleven year old property and plan to get a home buyer's report. If the price is agreed what is the process and can I choose my own surveyor? Also would I be wasting money getting a full structural? many thanks!!
-
How many times is it ok to view a house?
Hi everyone, My partner and I are looking to buy, and have seen a lot of houses in the last month, most of which have been awful, and overpriced (don't know if it's just me who thinks the stock on the market at the moment is pretty poor!) Then saw a house today - really really lovely, within budget, feeling very excited…
-
Rent a room scheme
Hi guys Can anyone shed some light on a few questions, I am going to rent out a room in my flat which is a 2 bed, I own the flat with my farther in a 50/50 mortgage. We have seen the rent a room scheme and are aware that I can earn upto £4250 tax free. I am a little bit confused with the (£2,125 if letting jointly) quote…
-
Landlord and Agency already breached contract before moving in!
Hey everyone, My girlfriend and I have just left a 2.5 year tenancy (our previous landlord (LL) inserted a break clause). It was perfect and our Letting agency (LA) were just wonderful. It all ended in good order and with thanks from all sides. Very professional and considerate. ... fast forward a month ... we have gone to…
-
how much to offer on a property up for 110k
viewed a property today, a 3 bed terrace which is up for 110k, doesn't need too much work and has potential for conservatory etc. what is a sensible 1st owner, its only been on the market a wk and there has been quite a bit of interest, well thats what the estate agents say lol. but its well priced and i dont want to be…
-
**HELP PLEASE** Advice on STAMP DUTY
I am looking at buying a house, with some extra land nearby from the same vendor. House price 290000 Land with chicken shed, £70000 Total £360000 Anyway around 3% stamp duty????? I have £111000 ish in equity when my house sells, if this helps.
-
I'm seething....
I have moved into a flat and received LHA. The rent is £600 and I have arranged for my landlady to received the payments. Originally it was advertised as £550, but when I met her she put it up to £600 to cover her insurance she told me. I was desperate as I had been served notice for a damp property. I have an AST on this…
-
How many 2nd viewings result in offers?
Hi everyone, I just wondered from those who have sold or are SSTC whether all your 2nd viewings resulted in an offer? Our house has been on the market for nearly 2 months and there seems to be a bit more interest recently and one of our initial viewers 2 months ago decided to come back for a 2nd viewing today with a view…
-
New build incentives - how to maximise?
Hi folks, Im preparing to make a move. However despite having owned a home for nearly 10 years, Im CLUELESS when it comes to buying etc and as this will be my first new build Im looking for advice on making the most of what incentives might be available. Im looking to sell first, so I have deposit cash in hand and will be…
-
Trying to Rent an Apartment that is up for Sale
Hi there Wonder if anybody could give me some advice/info on whether they think this is worth a try. Myself and other half viewed an apartment in Manchester which we really liked but the housing market being as it is are reluctant to make an offer. We wondered if we approach the buyer through a letter asking him if he…
-
What would you do?
Our son has a rented flat which has been half funded by my mother. In exchange we got use of it when he is at work. We use it because we don't get a mobile phone signal, is a back up if our internet goes, which it did for a week in early June, and it has nice sea views which is like having a mini break. It was working out…
-
Shared equity (not onership) Repairs to Boiler
Hi Folks, I have just moved in to a Shared equity property I have 70% and the housing association has 30% the property is leasehold. After moving in I have had trouble with the boiler ( I believe the previous owner knew of this?) The boiler is part of the propery as far as Im concerned and I do pay a monthly service charge…
-
Restrictive covenants and online businesses
I'm buying a freehold house and it has various restrictive covenants from about 25 years ago when it was built. One says that the house must be a private dwellinghouse only and not be used to run any trade or business. I run a business online - it's done exclusively online with no visitors, deliveries etc. My solicitor…
-
Tenant's Council Tax Debt
I had a nightmare tenant who left last December. He didn't pay the council tax and as I was liable for the vacant period after he left the council seem to have my home address. They seem to have passed his name and my address to a debt collection agency as I have received a letter for him saying they will remove goods. I…
-
Difference between "personal search" and "official search"
Hi, I'm a FTB. Just had an initial letter through from my solicitor and it says "Please note the local search we intend to carry out is a "personal search" of the local authority carried out by a private search company. the information is not provided by the local authority directly and is backed up by indemnity insurance…
-
Schedule of restrictive Covenant
My neighbour is saying that I am breaching the Restictive Covenant because I have a lodger! This is the wording I have below: (b) not to occupy or suffer or permit to be occupied the building now erected on the said land or any of the dwellinghouses referred to above other than as a single private dwellinghouse in the…
-
Seller did not declare underpinning
Good Morning Everybody, Wondered if anyone know about whether a seller has to declare if a house has been underpinned? We have recently bought a house and found access to under the house through a old coal shed door. There is evidence that its been totally underpinned. The mortgage survey/valuation did not pick anything up…
