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Landlord claiming housing benefit
Thank you for all the advice given
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Lease extension Do I do it now or wait ? Advice please!!
I have an urgent decision to make and no knowledge of the implications do I extend the lease on my flat now or wait. Lease is down to 68 years I am not planning to sell in the near future. I've already had all the surveys lawyers negotiations etc Not getting a very good deal but is it ok to sink 12,000 - 14,000 of my…
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Saving - at what cost?
Hi guys, So i've been wandering the boards the last few days reading up on how well people are doing at saving which makes me wonder To be saving so much - what are you giving up in order to achieve this? Info on me... 25 years old and earning around £1700 per month after tax. After 2 years living in rented accom i'm now…
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At what point does a guest turn into a tenant?
Our landlord is getting snippy about a guest that stays over, claiming that they now live there. At what point does an un-paying guest become a tenant? What would define them as 'living there'? Is it to do with length of stay, circumstances, contributing in other ways? Cheers team!
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mortgage valuation
Valuing a property seems to be pretty much a black art. The stock phrase on this board is "its worth what someone is prepared to pay for it" but is there more to it than that? I have put in an offer for a repossed property. It is right at the top of my budget and my offer is slightly more than the amount I would guess…
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Lots of viewings, no offers, price too high?
Back in 2006 my parents brought a flat for £265,000 I have been renting this flat from them ever since. January this year they decided to put the flat on the market, and they very kindly said that once it had sold they would give me some of the sale value for a deposit on my own place. The flat was put on the market in Feb…
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Selling Without a Solicitor
We are selling our second house. Our solicitor has been closed down and we want to continue selling the house ourselves. Most of the information has already been passed to the buyers solicitor, so we see no reason why we shouldn't be able to finish it off ourselves. The buyers solicitor is saying that we must use a…
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Starting up an estate agency
I realise that most of the public love to hate estate agents, yet I find myself thinking about at least investigating the possibility of starting up an estate agents. Why? 1. Most importantly I like property dealings and would not find it tedious or boring I would find it interesting and stimulating, I couldn't just do…
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Council tax!!
Hi everyone just wondering if anyone knows if the council can do this?? I recieved a letter in January informing me that i owed the council £275 in unpaid council tax from 06-07!! In the letter it states that it was an error on their part but we still had to pay it. I contacted them & asked to see proof of everything we…
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Shared Freehold - Structural survey / repair costs
HI, We own the ground floor flat in a converted house. We have a shared freehold with the people who own the flat above us. I know that we are jointly responsible for many repair costs of common areas eg the roof. My question is that if the flat above is now showing some structural issues (Cracks around the place, doors…
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FTB advice - AIP required?
I have been lurking around here recently and decided to register to get some advice so this is my first post, please be gentle with me! :) Apologies if this has been asked before. I'm a FTB and am looking to purchase a house with a close friend. We have enough money to put down a 25% deposit towards a property of around…
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housenetwork.co.uk - conveyancing service
Hi We have been delighted with the service provided by housenetwork for selling our home and they have offered us a good price for conveyancing work. I am very tempted to go for it based on our experience of them to date and the price but I was wondering if anyone had any feedback of their conveyancing service? (I have…
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Deposit Advice
Hello all, Me and my partner moved into rented accomodation in August 2008, in August 2009 we recieved a letter through saying that the property had been moved into the hands of another agent ( there was a big fraud case and around 200 properties were affected ), that agent have been annoying to say the least - letters…
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Rent? Wait? or Buy?
Hi I am wanting to ask advice on my current housing situation. I currently work full time earning circa 22k pa, and my partner doesnt work due to disabilities. We are currently renting privatly a 2 bed terrace for £410pcm, however our landlady is likely to be wanting her house back in the coming months, so we are unlikely…
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Dishonest Scumbag Vendor
Okay, so I posted on this last night. I did some more digging today and withdrew my offer on a property after having wasted £1000 on a survey and legal fees. I initially thought the vendor was just being slow to respond to enquries. The land registry check identified a charge against the freehold for a company called…
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New Build Negotiations
Hi. My partner and I are currently in negotiations on a new build property that is on the market at just under £200k. We originally offered £150K after researching the area and reading advise on forums and google etc. This was refused but they offered to pay stamp duty and flooring throughout. We then went back with £160…
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Dad buying BTL for me and tax implications
Dad wants to buy a house at 100k, with £30k deposit and 70k mortgage over 20 years. I will pay the mortgage through rental payments. Once the mortgage is paid off (probably sooner than 20 years), my dad will then give the house to me for free as a gift. What implications does this have regarding tax? Thanks eg. >tax on the…
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Whose responsibility is a broken window?
Hi, I am in the processing of moving and I just received the draft of the rental contract through to read over prior to signing. Its all fairly straight-forward, but I do have a query about the following line: The Tenant is responsible for the cleaning of the insides of all windows and for immediately replacing any broken…
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HELP! Buying house without building regulations approval
Hi All, need some advice. We are in process of buying a house and had a full survey done. The survey indicated that chimney breasts have been removed and a loft sopace with dormer window is present. On query from seller, we have been informed that the work was done by the previous owner of the house which implies that work…
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Been on market since JANUARY and not had ANYONE look round!
Right I'm starting to get really fed up now. Our house was marketed originally in January with estate agent number 1. We barely had any feedback from this estate agent except a phone call once a month just to say "No we've not had anyone interested..." which we were well aware of anyway! They then used the election as an…
