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Anyone else experiencing a lull
in new properties coming on the market? I've been looking for over a year now (had 3 places fall through) and the last fortnight, I've noticed a lot of the places 'for sale' have been on the market for the entire year - and new stuff is at a trickle Wondering if anyone else was noticing this? C*F
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Solicitors fees
We have been given the following quote from a solicitor. Could anyone let me know if they seem reasonable? She does come highly recommended from a friend so I don't mind paying a little bit more. The property we are buying is £205,000 Conveyancing charge£575.00 VAT 17.5%£100.63 Postage telephones and sundries£40.00 VAT…
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Why does the seller have to pay for indemnity insurance?
I know that virtually every house sale these days seems to throw up a need for an indemnity insurance, but can anyone explain why the seller has to pay? To my layman's mind it seems about as logical as the seller paying for insurance in case the house ever burns down in the future. The buyer will get any money if they ever…
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Trying to sell my house
Back In 2006 my wealthy father purchased a house for me at the sum of £111,000 in Leicester. I ended up letting him use it as a stop over and let him rent it out for me while I moved to London to work for ITV. In 2008 i decided to go to work for him, basically 1 year later we fell out over a very voilent outburst in which…
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Neighbours keep using my address!
Got some new neighbours in the flat above me recently, and despite my repeated requests they keep using my address instead of their own. Its a converted house and I am number 10, they are 10a. We have a shared front door, then a communal porch area, then our own individual doors to the flat, so the post gets delivered to a…
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Share of freehold - being a company director
I'm looking to a buy a flat at the moment, share of freehold would be good but I've been reading up learning that these are usually organised by the freeholders setting up a company and all becoming company directors. Now in the past I set up a company and was the director while I had a spell self employed and I hated…
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Is this 'Subsidence'?
Hi, we're about to exchange on a house that I knew before had some minor remedial work following the removal of a nearby conifer tree. This happened in 1987 and for 20 months following the rectification the house was monitored and showed zero movement. The current vendors purchased the house in 1992 and were satisfied…
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Purchasing garden off a neighbour?
This is a very new idea, and my partner and I are trying to work out whether it's possible. We live in a 1 bed cottage, with a very small courtyard, and a shared gravel area with our neighbour. We have a very large stone outbuilding which takes up the majority of our courtyard and only leaves a small space for us., We are…
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Right to buy
Hey, I'm new to the forum so go easy on me. I have a plan to buy my mums council house in the next two to three years, she has been a council tenant for more than 30 years so she is entitled to the full right to buy discount (60%). The house is in tax band A, so is worth less than £40k in the eyes of the council, precisely…
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Indemnity policy for windows
Hi all, Sorry if this has been asked before, I did find a similar post but there wasn't an exact answer, and its stressing me out now as I can;t get an actual definitive answer! We are in the process of buying a house (FTB) and are about to exchange, all going fine, apart from the solcitor has informed us about an…
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First time viewing properties
I'm off to view a few properties tomorrow around the same area. I have around half hour to view each one, hope that's enough time - these are the first viewings for each property. I've found lots of helpful advice here on the forums with regards to what I should ask and so on, I've copied and pasted lots of bits and now…
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How accurate is a valuation?
Hi all. Saw the other question about how much to 'trust' surveyors, so thought I'd ask a similar question based on some conversations I've been having this week. When our mortgage valuation came back with the same figure as the price we'd offered, I was thrilled: it seemed to confirm that we had not bid too high or two…
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Rental income and personal allowances
Hi newbie here looking for advice, I own a property with my long term partner and we have a mortagage on it. We are shortly relocating as part of my work and plan on renting the property. My partner doesn't work and she has no income. To minimise the tax I thought it best she be the landlord and then from any profit she…
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Grrrrrr solicitors!
I'd like the opinion of others as my patience is wearing massively thin. If I'm wrong, it may cheer me up a bit. Sale agreed flat for vendor. Massively popular spot and they hardly ever come up. Flat is on first floor above clothes shop and has another flat above it too. Anyhow, as part of the sale, vendor agreed to pay to…
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Sell Flat, Lease problem
I want to sell my leasehold flat it is in a purpose built block and i have less than 60 years left on it. The estate agent has said i should increase the length of the lease. I contacted the freeholder and he put me in touch with another company whom he said were 'responsible' anyway this other company happens to be a…
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Our survey says...
Not alot! We had a full survey done and now I am wondering whether we should have bothered! It told us that the flat roofs were coming to the end of their natural useful life (which I guessed it would say), the staircase baluastrades had gaps that were too wide and the circuit board in the utility might need replacing.…
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Housing associations
Arrears are bad but: Started with L&Q took awail for them to send letters out saying you were in arrears. Now we are with Affinity Sutton and within 2 weeks they want to send out an eviction notice!!!!!!!! Due to this we paid some rent last night, now no money till pay day. Rent is £109 a week and moved in on 12th June,…
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cheap houses
http://www.rightmove.co.uk/property-for-sale/Hartlepool.html?sortByPriceDescending=false&maxPrice=100000&minBedrooms=3#prop26722045 £30,000 guide price for a new house :eek::)
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Landlord Rights?
What rights do I have as I rented out my property through a "reputable" agency on a "managed" basis but after nearly 3 months they are now ignoring me as they know the property was left in a state and has needed about 2 grands worth of work done since.
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gifted deposit
After reading some of the comments on gifted deposits. we have just had a potential buyer who wants us to give them a gifted deposit. Our house is on the market for just under 120K and they want to offer 126K and use the 6K as a gifted deposit - does this come under the "fraud" bit as they are inflating the house price but…
