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Letter from LL's mortgage company
Hi, I received a letter from my Landlord's mortgage company, it was addressed to 'the occupier' and asked me to contact them about my tenancy. Obviously they won't be open again until Tuesday so for peace of mind I was wondering if anyone could shed any light about what they could want. I can only think of two likely…
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minor problems in new build
Not sure whether to put this post here or in the home/diy section, but thought I would try here first. I bought a new build house 18 months ago with full NHBC cover. The builder was a small developer (property is one of only 2 on this development). There were no real issues as far as snagging initially and property appears…
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Advice on leak
Afternoon all Just a little bit of advice required really. We are in the position where we have just accepted an offer last week on our apartment with all the legal stuff kicking off next week after the bank holiday. Anyway yesterday we had quite a big leak from the apartment above us - nothing disastrous and no permanant…
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Street light, beside driveway
Hi, I am looking into purchasing a property with one major dowside, I would be paying for a driveway which I couldn't use(with ease). The house is on a narrow street and manouvering would be a major problem. The current owners don't even use it. It wouldn't be too bad, but there is a street light right beside the left post…
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How long did it take you to complete?
Our offer was accepted last week on a property. AIP all sorted and the survey is happening next week. No chain on either side. Our solicitor seems really on the ball and always available. So if all goes according to plan what would we be looking at moving in? It's very exciting for a FTB like myself and everyday I drive…
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How long should we wait for buyers
Hello everyone. This is my first post on here as I would welcome other opinions on my situation. We accepted an offer on our house in the middle of February from a couple in rented accommodation with large deposit and mortgage agreed in principal. We accepted their offer on the basis that they would be prepared to move…
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Possessory title not lodge with LR
I had to lodge a possessory title with land registry on a small piece of land at the back garden on the house I bought 6 months ago. It really does not matter whether I register this piece of land as it will be of no use to anybody even if somebody claims it but since it is going to cost only £50 to get it done officially,…
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Is it better to go with two or three offers on a property?
Just after a bit of advice when placing offers as a FTBer. I am prepared to offer up to £205k on a property and was wondering wether to go £198 - £202 - £205k in three offers OR £198 - 205k in two offers. £205k is my absolute maximum. Basically i do not want them to turn around after the first offer and say they will take…
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Tax on rental income offset?
I think I did something wrong in an earlier life. Something very wrong. Just been told I am going to be made redundant (having just been given national recognition for turning the organisations' results around in just a year, sniff), so I am looking round the country for somewhere to work, and its just been announced the…
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Sell or Rent
I've recently had four estate agents come to view my property and value it. It was bought for £115 in 2007. The values have come in at 87.5k, 90k, 95k and 115k I (not my wife) have a mortgage of £93k with 22 years left to run. I have a deposit for my next house of £50k. I have moved out of my existing property. My wife is…
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how accurate is Zoopla?
I've just discovered Zoopla and have been looking at estimated house prices for the road i am buying a house in. The house we are buying has an estimated value of £295,000 but we have bought it for £315,000! Now my guess is that they are basing the estimate on the price the house sold for previously (£289,000 in 2006) The…
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Are renting prices going through the roof?
I've been looking at prices in the Peckham Rye area (SE15, London zone 2), which is where I've always been living (apart from a room in Eltham) since I came to the country. I've been in two 1-bedroom flats paying £700/month + bills and one 2-bedroom flat paying £850 including water and council tax paid by the landlord, who…
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Could you buy a house with that address?
http://www.rightmove.co.uk/property-for-sale/property-29233511.html
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What software does the Estate Agent use?
Hi All, I popped into my Estate Agents and noticed he was using a particular software to give me all the different mortgage rates, does anyone know what it is called and how I can obtain it? It would make life so much easier. Thanks in Advance.
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roof surveys - who does them?
we're buying a house and we've decided to have a roof survey done. i'm not quite sure who does these specialist surveys - would it be building surveyors? i've googled and it would appear that building companies that build/fix roofs do roof surveys but i'm not sure whether it's to assess the roof or whether to assess what…
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Buyer want me to pay for indemnity policy
Hi all, I was wondering if anyone had an opinion as to whether I should pay this. I am near completion selling my shared ownership flat and buying another shared ownership flat. My buyers solicitor insists that the lease that my buyer would be taking on for my flat is defective in that it does not impose covenants to be…
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I am in a mess, not sure what I can do re rent a room
Trying to cut this short: I was with ex bf for 4 years, had to sell former matrimonial home, ex bf wanted to buy a house with me. We fell in love with current residence, at the time I could have bought a house cash, not this one though. Ex bf had previously been made bankrupt and was unemployed, so I ended up with a self…
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My Homebuy Direct experience
Despite all the negative comments, this scheme is really helpin me and OH get our own home. I am 23 and hubby is 24. I am a teacher and he is a laboratory technician also doing a biomedical science degree. In December, the house was advertised through Persimmon on a local development, we reserved it the same day. The house…
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tenants leaving early fixed term AST
I am a landlord & my tenants have decided they may leave early from a fixed term AST with no break clause. A discount was given in the rent due to their signing a fixed term no break clause deal so I feel a bit miffed. The only reason the tenant gave for doing this is that they think they can. So: Do I accept the situation…
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Sound Insulation- 1985 Mid-terraced House?
Evening all, I've exchanged contracts on a lovely mid terraced house, which is a nice step up from my flat. I've just got one question will it be noisy inside with neighbours both sides? I'm just asking because my dad had a mid terraced house (this was built in 1900's though) and you could always hear neigbours both sides,…
