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House next door
The property next door has recently been rented out (our neighbour has moved back to his home town but couldn't sell the house). The tenants (3 blokes) are playing music loud enough for us to hear over our tv. Its now past 10pm and the base is getting annoying. We have been and asked them to be quiet on more than 1…
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Who is the landlord
I would like to know who the landlord of a particular property is. Can anyone tell me how to find out. The tennant is scum and need to make a complaint. Council is a useful as a chocolate teapot.
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Private parking space
I live in a housing association flat on an estate. There are 150 flats, roughly half belong to the housing association and the rest were sold privately. Each flat has one numbered parking space so everyone knows exactly which space is allocated to them. I don't own a car but friends and family often visit and use my…
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Getting building regs approved for an existing flat conversion.
Hello guys, i'm looking for some advice regarding a property I am considering, it's my first time buying (although I'm buying with cash due to inheritance from my Dad :( ) so I'm new to things like building regulations. The property is a large 4 bedroom house that was converted into a 1 bedroom flat and a 3 bedroom flat…
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selling a property with tenants
with tenants in situ now but vacant possession. yes or no? The house is a bit more homely than being empty but they are not the tidiest. Not sure if I should sell or vacant first. any experience would be helpful.
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Backdating FTB Stamp Duty Holiday
Hi, I've created a petition on the number10 website to see if i can get a response from them regarding backdating the stamp duty changes to 1st January. If nothing else i'd like a justification from them as to why they left the first three months of this year out of the previous and new stamp duty holidays. If you wouldn't…
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Mortgage or offer first?
Hi We rang London and County about getting a mortgage and they advised us not to apply until we have an offer accepted (as current offers change quickly and it would be bad for ours to expire and then for us to need another credit check) but then lots of advice states that having an agreement in principle would help us get…
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Tenant moved out but not emptied house.
My daughters tenant has moved out of her house, leaving no forwarding address. She won't return any calls or emails from us. We only knew that she'd gone when the key was put through my door. I went to the house yesterday & it looks as though all she took was furniture. There is clothing, food, toys and allsorts of !!!!.…
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My Situation: Advice/ Opinions welcome
Hi Everyone, A bit about me first: 31yrs old, living at home with parents (yes one of those), have just got myself into the position where i can start saving after paying off the majority of my debts obtained while i was doing my nurses training whilst living away from home. I now have my one remaining debt with Black…
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water leak
hi can anyone help please.We are in a rent house and woke up thismorning to find a bad water leak.The radator in one of the bedrooms pipe has split.The bedroom carpet is soaking the floor boards too also water has poured into the kitchen the walls are bubbleing with water.We have switched the water off .We have phoned the…
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flat or house?
hello all, I have enought money for a deposit for a buy to let mortgage. I have seen a 2 bed flat for 73k or a three bed terrace for 83k. The houde needs work but the flat is good to go. I will get more rental from the house but may need more maintance-whereas the flat will be covered. any advice on this quandry would be…
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leasehold building insurance question
Hi all, We live in a leasehold block of flats. Our upstairs neighbor has a leak from their bath which started dripping on to our ceiling. luckly enough we managed to inform the upstairs tenants and they have switched off their water supply to the bath until their landlord gets out a plumber to fixes the problem. Our whole…
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Buying a House in London
I am interested in buying a house in London but do not want to spend more then £250K and I want it to be 3 bed. I appreciate I would have to compromise on certain things due to price in particular what area I could buy in. What areas can people recommend that are OK to live in for a 3 bed house that is close to the tube at…
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How expensive are 'no sale no fee' solicitors?
I'm going to try and buy a repossession - noone else seems interested but to cover costs if someone outbids me I've heard there are 'no sale no fee' solicitors should someone step in when conveyancing work is underway. How much dearer are they though? I'm sure they have to recoup their losses. Is it worth me taking the…
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Raging at the EA
Basically... We have now offered a final £320k on a £359k house and the husband wants to sell as we are FTB, have large deposit, MIP in place and can move quick and whenever but the wife wants more. Houses in the area the same have sold for £297 - £335k so it's massively overpriced as stated by 2 other EA's They purchased…
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Online Conveyancing
Hi, I'm just researching solicitors so I can appoint someone to do the conveyancing to buy a property. I've got a list of local ones to ring on Tuesday. Does anyone have any experience of using an online conveyancer for this? I'm wondering if I will save much money or whether what I do save will be lost in hassle of not…
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Paying the deposit
My solicitor rang me on Thursday to say we are ready to exchange contracts next week and should complete the week after. We are FTBs in rented accomodation and the house we are buying is vacant so no chain. He said he was sending paperwork with info on how to transfer money for a deposit but the letter came today and it…
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HIP - Personal or Official Search
From what I've read most of the on-line providers offer a Personal search only. At the point of sale it's quite likely that the buyer will want an official search (done by the local authority) and in the present climate will ask the seller to pay for it. It therefore would seem best to get a HIP with an official search. Is…
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Do Estate Agents have exclusive mortgage deals with banks?
I think i better explain my scenario first incase I confuse anyone.... I went into my estate agents (A) a week ago and noticed that he was using a particular type of software to source mortgage deals. He also told me that if I took a particular product, such as an Abbey 2 Year tracker, that the lender would provide me with…
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Should we rent from the Prospective Vendor?
We find ourselves in a quandary. We have sold our house to first time buyers who are pressing for a early completion. Our vendor doesn't want to complete for another 3 months and has suggested we rent from him after exchange of contract for 2 months till he is ready to complete. Has anybody any advice, good or bad. :money: