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how much ?
Hi there, I am thinking about moving into a small 1 bedroom flat soon with my girlfriend and we are now budgeting on how much it will cost us. I was wondering if there is anyone else on here with the same situation and what they are paying such as electricity/gas/water bills ? and also any other bills that need to be payed…
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Mortgage or bridging loan
I have recently sold my main property and am buying in Scotland. I have a second property to sell once I have moved to the new premises (if I am successful in purchasing it). The money received from this would be enough to allow me to be mortgage free on my new property but it will be 2-3 months after purchase before I…
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Buyng a second home.
We are financially able to buy a second home. Our daughter is having a baby and will be needing a home. If we bought a house and let her live there, where she would be paying all the bills etc. would that cost us anyhting tax wise? I know that if we sold the home it we would be liable for capital gain. Our son lives at…
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House on market for 2 weeks, no viewers = overpriced?
We put our house on the market last week, but we've had no viewers yet, despite hassling the ea. Ours: (no links) so BH16, 3 bed, 180k - 200k inc sold stc shows all 3 in Old Kiln Road. Ours is wit hConnells. There are 2 other houses in the road up for sale as well: 1.Was up for 210k, dropped their price yesterday to oieo…
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need advice on survey for 9 yr old house
Have accepted an offer for my house and my offer been accepted for the one I want to buy. Will be a cash buyer as mortgage recently paid off. The house I'm buying was new build 9 yrs ago, I understand a full survey is recommended for houses over 50 yrs old, and a Homebuyers survey isn't worth having (also discovered that…
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Overpayment of rent
Query: I have accidently overpaid rent by about £400 in my last rental period (which ends a week tomorrow). Basically I thought I had updated the standing order online but obviously I failed to click on the confirm button or something. Anyway, I emailed the agent to ask for it back. She has said that she will send it back…
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Mortgage payments and completion dates
Our mortgage comes out on the 1st of the month. If we complete on the 14th, will we get any money back for that month or would we be better to try to complete as near to the end of the month as possible? Thank you :)
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Agreed a tenancy - but now can't go through with it?
A friend of mine recently went to look at a property available to rent in Stafford, immediately offered the asking price to the agent and paid the usual £100 non-refundable desposit for the references which all went through OK. Then they went into the shop and signed the tenancy agreement with the agent with possession to…
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Selling 2 houses and buying new one/building extension with father-in-law
I'm not sure if this is the place to ask, but here goes. My father-in-law has been living on his own for just under 5 years since his wife died. He is 84 and has recently had a few falls, including one where he fell down the stairs and was in hospital for just over a week. Since returning to his home 2 nights ago he has…
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Renting - the good, the bad, the ugly
I've had my property up for sale since last May. Not a huge amount of interest and have put the price down twice. Have recently put the house on the rental market on advice from various people. I have had a couple of potential Tennant's come over and look at the property in the week it has been put on as available to rent…
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Are we liable for repair costs on deceased relative's property?
Sorry, this is a bit long but here goes- My husband is an executor for my FIL's will. FIL lived (owned) a flat in a purpose built 60s block. He also owned a share in the freehold - so the owners of the flats have their own management company. He paid a sum every month to cover water, sewage and maintenance costs. Now these…
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HIP's - what's the point?
...when the estate agent is avoiding sending the report to myself as a prospective buyer? It makes you wonder if it report exists at all, and I am under the impression that it's a legal requirement for the report to exist before the property is in fact placed onto the market?
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purchasig underpinned house questions
Hi, We are purchasing a house that the vendor has disclosed was underpinned in 1993. Unfortunately he has no paperwork/guarantees as its his deceased parents house but he remembers it being done (as do neigbours!) as they had to move to a hotel. We have had a basic survey done that says the house has moved in the past but…
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Looking for Private Landlords in Leyland, Lancashire area
Hello, Please can anyone advise how to find private landlords? Is there any recommended websites etc? My parents are looking to rent a 2 bed flat/house in the Leyland Lancashire area. Thanks C.
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Buying house off grand parents question...
Morning, Being a young couple we are looking at buying our first home and cant afford a mortgage for a house in our area as the house prices are very very high. Now the grand parents own a property that they are willing to sell to us at a reduced rate (property is worth about £300,000 and they said they will sell to us for…
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declutter now or after the move?
I've been under offer for a month now. things are moving along. I've started to think about the moving process. Does it make sense to move all of our stuff to the new place and then sort through it to get rid of stuff we dont need. Or should i do that as i'm packing? sorry- a bit of a silly question really. Those of you…
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Is Indemnity Policy Valid?
Help! We have an enforcement notice on our listed property as the previous owners didn't build the conservatory to the approved plans. The council want us to knock it down and we want to to replace it in a different design. We have an indemnity policy but the underwriters say that we're not covered because the enforcement…
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Bedford....
Hi All Am selling up and moving soon, want to be abe to buy a 3 bed house within an hour commute to london, was going to go Kent but have now decided we can get more for our money in Bedford Ideally we will make around £100k on our property and will look to buy somewhere for around £170K, so will put down £70k and have…
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Buying my parents flat
I know there are threads with similar content but none that covered exactly my situation. My dad lives on his own and has a mortgage of £8k on a flat worth £60k. He has recently been made redundant and cannot afford the mortgage payments. My dad would be happy for my brother and I to pay off the mortgage and take ownership…
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Completion Date Timeframe Advice
Hi We have had an offer accepted on 2 bed leasehould property and are having the survey done next week. The person selling has no chain and we are first time buyers. What would be a realistic timeframe to expect the sale to go through? Just to clarify our mortgage offer has been accepted subject to valuation. Both…
