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Early deposit release S21?
My evicted LHA tenant (S21 through Landlord Action) is asking me to release her deposit before she leaves in order for her to get a new place. I am at loss of what to do. If I do, it does not guarrantee that she will leave peacefully and if I dont she claims she has no money for deposit, etc. I have already had a lot of…
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Please can we have the Scottish System in England
Please can we have the Scottish System in England where a buyer is commited once an offer is accepted on a property. We have just had the most annoying potential buyer, in Jan she first viewed the house and was very rude about it stating that the property was of inferior stock and she could get a much better property for…
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Choosing a surveyor
Hi, Please can anyone suggest how to find a reliable and good value surveyor in the southwest (Penzance area) with specific experience in old houses, with walls made of of Cob (house about 200 years old)? Should it cost more than a normal survey? Thanks. WB.
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offering on a repo
Hi, I made an offer on a repo house through a local estate agent. It was rejected, I increased it slightly and it was rejected again. I can't get any info from the estate agent about how much the finance company are likely to accept other than "only a few thousand under the asking price" The agent suggested leaving it a…
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houses
hi i would like to part ex my house as i am splitting from my wife, can i take my mortgage with me and add to it or do i have to get a new mortgage? also would i be able to part ex my house under the home buyers scheme cheers
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Superb HIP company!!
We're taking the plunge and putting the house on the market this coming week :eek: Have been looking at ways to cut costs and found an estate agent (lincs & Cambs) doing a £199 upfront fee and £299 on sale - advertise you on right move and all the other big websites and put up a board (Elkdeer) - like selling on your own…
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If I Start To Receive A Rental Income, Can I Still Claim Job Seekers Allowance?
If I Start To Receive A Rental Income, Can I Still Claim Job Seekers Allowance? Hello all. I am a home-owner and am now also on Contribution-Based Job Seekers Allowance (£65/wk). If I was to rent out one of my rooms (for approx £120) do I lose JSA and Council Tax Benefit entitlement? Or am I entitled to a certain amount…
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Conveyancing costs
Please could someone tell me what do solicitors and conveyancers do in the following cases: 1. When I am selling my house. 2. When I am buying another house. I am selling through Housenetwork and am using their conveyancer for the selling side. But I am not sure if there is much to do - aren't all the searches etc for…
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How much to put house on at??
Hi We are about to put my deceased parents dorma bungalow on the market, but I am unsure as to what price to put it on at. It was valued by 3 estate agents last March for between £260,000 and £275000 but I am not sure what that means now. Its on a main road with a variety of different houses and bungalows, some like my…
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Guarantor.
If landlords say they accept DSS, does it mean they want a garantor.sp?
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renting to council, electrical certificate needed, but which one?
I am renting my property to the council in London. They require gas and electrical certificates and an EPC. The guy doing the gas certificate says he can do the epc and electrical certificate aswell. The electrical certificate will be a PAT test and he says this will test all appliances for safety. Is this what the council…
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Help on when its okay to put in an offer??
Hi All, I'm new here so hopefully I'm getting all this right so far!!! I need some help from seasoned house buyers out there, I am a FTB but my partener owns a property (we are currently living in this property). We have decided to sell and move to a bigger place together as we would like to start a family. We have had the…
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New build house service charge for stream
Hi would love some advice if anyone has any suggestions. We have just put a deposit (that is refundable) down on a lovely 3 bed semi we have had a 10% loan agreed from the housebuilder. Our deposit is refundable if we are unable to sell our current property or if we fail to get the mortgage as its in principle only. The…
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What the other half thinks.
I seen a house i really liked today, my husband also seen a house he really liked today. Pity its not the same one. How many of you have experienced that while viewing houses to buy?
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How many did you view?
How many homes did you view before you found the one you wanted to buy?
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Is your rent over £25,000 pa - changes coming
Currently , if the total rent on a property is above £25k per annum then the tenancy cannot be an Assured Shorthold Tenancy, but is a common law tenancy. On of the downsides to this is that the Tenancy Deposit Regs are only applicable to ASTs. ( There are also differences in the way notice is given) However, it has been…
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Unfair ground rent increase - now can't sell!
Hello, This is my first post so apologies if this is in the wrong section. My 2 bed flat was on the market for about 4 weeks then we got a cash buyer who loved it and put an offer in. Our offer on a house was accepted so we are keen to sell the flat - no problems so far. The buyers solicitor has got back to mine saying…
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9 weeks since our offer was accepted no exchange yet
Hi, 9 weeks ago my girlfriend and I had an offer accepted on a house. We have done everything and are completely ready to proceed but we still haven't exchanged yet. The people who we are buying from are purchasing a vacant retirement property. Each time I speak to the estate agents they say they will speak with the…
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Buy off landlord
Hi I don't know if this is possible or if its ever been done. I am renting from a private landlord. I really like the house and would love to buy it. However, after a bit of financial bother (thanks to ex husband) I declared bankrupcy a few years ago and would never qualify for a mortgage. It leave my record in 2.5 years.…
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Mortgage agreements 'halved in January'
The January downturn in the property market has been underlined by the latest figures from the Council of Mortgage Lenders (CML). Mortgages agreed with house buyers fell by 49% from December, after buyers rushed to beat the reintroduction of the old stamp duty thresholds. There were just 32,000 loans approved for house…