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Question on deposit help from relatives
Hi All, The question: In-laws(pensioners) have offered a substantial contribution to the deposit, no repayment expected. If they make this contribution by first transferring into my spouses bank account, they will attract tax, as they can only gift max. £3000 a year. Is it correct that the right way would be to pay their…
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Landland problems - HELP!!
My landlord is giving me a hard time and it is causing me great stress! I have ended the lease and gave 6 weeks notice (instead of the 4 weeks as req'd in the contract) to my landlord to allow her to additional time to source for suitable tenants. Now that the lease is coming to an end, my landlord is panicking and…
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Selling a previously underpinned property
We own a house (the first house we bought together at the age of 20) which had subsidence and was repaired last year. We live in rented and have done since they started the repairs. We had to move out for the work to be done, and we decided to stay where we were renting (a bigger house) after the repairs were completed.…
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Should conveyancers be open after 5pm or at weekends?
Two points: 1.Is the above important to you, or is it a red herring and a trick to make you think you are getting better service than actually can be delievered - because most lawyers close at 5pm so no business can be transacted anyway - and banks are closed to be able t transfer any money. 2. Would you chose a lawyer who…
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cooling off period? fault finding?
my mum thinks there is a 7 day window after you get the keys on a property that any problems you find must be fixed by the vendor. is that true or is it a scottish thing? I cant find anything on googol or does it just cover central heating which you cant spot problems doing a walkthrough. thanks
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Desperate for Help with Negative Equity
Hi guys. First time poster so please be gentle. Unfortunately i am in need of desperate help as i have made a momental mistake that at the moment i only see one bad way out of. I purchased my first apartment in the north west of England in late 2008. I had purchased off plan in the February of that year which now turns out…
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FTB HIP question.HELP!
I was told by the solicitor that I need to pay for sth called "Search" when buying the property. But Ive just obtained the HIP of the property, a section of which is the SEARCH which has been done 3 weeks ago. In this case Im wondering do I still need to pay and get a Search done? THANK YOU PEOPLE!
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Advice required on buying a house
I apologise for the essay but if you could just spare a few minutes to read on. Houses are going around our way very quickly due to a shortage of them for sale. We found what was probably the last 3 bed for under £200K in the whole area and offered full asking price. EA continued to show others round and they had a…
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Additional costs
On a house purchase of £150,000 (2bed terrace), what additional costs would i be looking at? I'm trying to work out finances, so would like to know approximately how much should be put aside for costs that aren't the house cost, and renovation costs! Thanks
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Is there a market for 2 bed homes
Most of the 3 bed semis I have viewed are at least 40k more and have a box room. Some look as though getting a single bed in there would be difficult. Am considering whether a 2 bed with 2 large bedrooms would be better but I am concerned that when coming to sell it on there will not be any demand for a 2 bed house. What…
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Local search for 100GBP?
We are buying a property and the solicitor informed us after the fact that he applied a extended local search for 100GBP, apparently the one in the HIP didn't cover any path to the property?And this is requied by the lender? Not sure how can he know that if he had not seen our mortage offer , it should come through this…
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Section 21 advice please......
Hello, We have a tenant whose 12 month contract expires on 25th March 2010. We won't be renewing the contract and want her to leave. We have the deposit in a scheme. Do we serve the section 21 before the end of the existing contract or on the date it expires. I know she has to be given 2 months notice so will her moving…
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Rental agreements, falling out and moving out....Advise please!
My Sister moved to London in January with a friend (we shall call her Miss A) and they are renting a flat together. On Saturday (yesterday) Miss A informed my sister that she will be moving out on Monday (as in tomorrow). They had a bit of a disagreement last week as my sister wanted the heating and hot water on in the…
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Property Rental Issue - Advice Appreciated
I have just moved into a rented property on a 6 month lease and have found the furniture we requested to be moved out is still in the flat on arrival. The letting agent is now being extremely unhelpful and basically lying to us, even having the cheek to deny we even requested it, despite the fact the person dealing with…
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Rent to Homebuy - any advice please?
Just posting this again as I didn't get a response. I am a Housing Assoc tenant with an Assured Shorthold tenancy. I've just been to see a new build rent to homebuy flat five miles from where I live. I was only going out of interest, but I liked it so much I am considering moving there. The rent would be £120 per month…
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Change of Use
The house across from us was bought be a local hotelier and is being rented out to what look like tradesmen up here on contract work and the odd holiday maker/student. Problem is the bins are located at the front of the house (theres no access to the rear other than through the house) and because of the nature of the…
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Land Registry question
Hi I'm trying to find out how many flats on my street have been bought and sold, and for what price (it is ex local authority and I think most of them are still owned by the housing assoc, but I need to find out before I decide whether to buy). I've looked on the land registry website but it isn't clear to me whether I…
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Cheap beach-side homes around £2000?
A few months ago I came across a Sussex operated holiday homes developer that offered houses starting at around £2000 (up to anywhere around £40k). These aren't homes that are suitable for all year around accommodation. The money you pay gives you the home on a 20 year lease (I think) and lets you accommodate it between…
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Dispute service updates - anyone know what they mean?
Our deposit is currently going through the TDS. Weve finally had an update to the online history, and it currently reads: Date Event 10th Mar 2010 Pre-Adj Review Complete 10th Mar 2010 Case set to abb 24th Feb 2010 Awaiting Pre-Adj Review 22nd Feb 2010 Sent to scanning 4th Feb 2010 Letter: Request for information -…
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building insurance
hi i am buying my first freehold propety and am a bit stuck with how to get the bulding insurance. i had a quote from my ifa for £360 but i checked around and can get it with esure for £120 but how do i prove to my conveyer that i am going to take out this as you only get the doc's from the company if you take out the…
