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Buildings and Contents Insurance from Exchange?
I understand why buildings insurance is necessary from exchange, but I haven't bought freehold before so I'm just trying to figure out the way that people sort this... Presumably I'll just take out buildings and contents from exchange, even though the contents is pointless until we move in on completion? Is that what…
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Next Step / How to proceed in letting out existing & buying new property
We’re looking to purchase a friends property, (which is up for sale with EA) but we viewed privately and agreed a price. As yet I’ve had no contact with EA. We are in the process of applying for a btl/ltb mortgage (returned signed application forms + docs + val. fee on Monday) on our property we are currently living in (we…
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Do i need building regulation approval for...?
The following: 1. Moving a loft ladder from bathroom to landing area 2. Adding a Velux window on changing roof tiles? I'm presuming not as you can add insulation to a loft area yourself.
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Should we accept the offer?
I am selling my parents house which I have inhierited and it went on the market a week ago. Its quite an individual house on a large plot and EA and I decided to go for £295,000. It only went on Rightmove last night and we have had 4 viewings already. Two offers have come in today, one for £283,000 and one for £290,000.…
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Help for a single parent to remortgage?
I am a single parent in a messy housing situation! I need a 70k mortgage So I can sell my one bedroom flat and get a two bedroom one for myself and my young son. I have a 50k deposit but as I'm only working part-time I can't get a mortgage on my own. I also can't seem to get a Guarantor mortgage as my Dad is 62. Renting in…
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Is this a reasonable offer ?
Bovis homes have offered £180,00 for our house in part exchange. The 3 valuations we had were £190,000, £190,000-£195,000 & £229,000. They have offered a £5,000 reduction in the house price of £249,995 down to £245,000 without us asking and have also included carpets and turf. (in the small print it does specify a minimum…
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Sold
Hi am new to the forum and would like a little bit of advice. Have sold my house and the survey has been done. So i would like to no how long the process is after. Thanks sold1234:)
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Problem With Management Company - Help Needed
Hi All, I would be grateful if any of you kind souls could help me guide my friend on what to do in her situation. My friend owns a flat in the same block as me, which she rents out, the tenants to be fair are very nice people and nobody in the block has had any problems with them. However, the lady in the flat below the…
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Concerns about rental house
My fiance and I signed the tenancy for our rental house last week and will be moving in 2 weeks time. However, when we saw the house, we noticed it was also up for sale. When we asked the agents about this, they told us that when tenants move out, they put the house up for sale and to let at the same time and we should not…
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Bennetts Solicitors?
does anyone have any experience of this firm? www benlaw co uk Bennetts Solicitors, Westmead House, Westmead, Farnborough, GU14 7LP seems like a half-way house between an online and a conventional conveyancer. can they be trusted?
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Buying into partners house
Hello! I'm looking for some advice about buying into my partners property. Background - House was bought from plan in December 2007 for £205,000. Extras included £2,500 for carpets, £4,000 ish for fridge, freezer, washing machine and dishwasher. Plus stamp duty etc. Money wise his parents own 3/5 of the house, partner has…
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Windows inaccessible
Hello there, first time poster, long time lurker :) My problem is this: I've lived in a Housing Assoc flat for 9 years. During that time, due to a disability, I've never been able to open the windows. The locks are too high up and to open the kitchen windows I'd have to climb onto the work surfaces. In fact, the windows…
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Fleas in rented property
My partner and I moved into a rented house in January. We choose this house as the landlady permits pets and we were looking to move in a couple of cats. However when we moved into the property there were various cleaning and conditions issues with the propertry. LA claimed carpets had been professionally clean, which they…
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"Things to know about builder's contracts" - does the thread still exist?
Hi there, I read a thread a few weeks ago that explained in great detail exactly what shold be included in contracts between you and the builder when undertaking rennovations on your home, and tips to make sure you're getting a good price, quality work etc. Specifically it detailed important points that must be present in…
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Lodgers - Am I being unreasonable?
Hi Folks.... Been a while since I last posted, but that's a good thing! :j I've had lodgers now for about 5 years and never really had many problems other than telling them to clean up after themselves etc, but I feel like I've possibly hit a couple of sticky wickets.... Old lodger has moved out, and I have a new lodger,…
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major problems with rented house
Hi all On Thursday we started our rental on our current property, which was advertised on Rightmove as a four bedroomed bungalow. On the Saturday we had friends over who could not believe that the agent had stated that the attic room was actually a bedroom. We now know that this room is totally unuseable as a bedroom…
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HIPS Indemnity for out of date searches
Hi there We are in the process of buying a new house and the HIPS searches undertaken by our seller have gone out of date. Our conveyancer has quoted £145.25 for indemnity insurance which I think sounds a lot. Can anyone tell me if this is expensive. I have seen people on here quoting £30 but I understand that the cost is…
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End of fixed term shall i change?
Hello I am approching the end of my five year fixed term with northan rock. I borrowed 96k and had another 6k loans. Would there be a benfit of switching mortage providers ? would an other company be interested in me. Sorry but i know nothing about this.
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First time buyer - How would lender know
Just a quick question How would a mortgage lender know if you had previously owned a property. sold it and now wanted to be a first time buyer. I always thought if you weren't moving from one mortgaged property to another You could get away with calling yourself a first time buyer but not according to Martin's news…
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Help negative equality and new home
Hello, I wonder if anyone can offer any advice.. We bought a flat five years ago for 91k but our mortage was 96k. It was 100% fixed term mortage for five years which is due to expire in Jan. Our house was recently valued at 90k. We really would love to move out of our flat to a house. The house would be about 130k. Which…
