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Shared ownership - My experience just about to complete
Hello, I am three days (fingers crossed) off compleitnig on buying a shared ownership property in central London. I came to this forum several months ago to seek advice and often found that Shared Ownership posts elicit quite alarmist and unhelpful responses from posters who actually have never been through the process or…
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Change of Council tax banding
We've been looking around on the internet for anew property and have noticed on a couple of agents details the statement "currently band X may be subject to change following purchase" or words very similar. I wasnt aware that any change is made following purchase even if the price paid puts it into a different tax band.…
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Please help me value a house I am looking at.
The property is a 3 bedroom house in Surrey. It was bought in mid 2007 for £300K Looking at the LandRegistry site for HPI between mid 2007 and Jan 2010, it says the index for Surrey has dropped 5%. Also Zoopla prices it the same for the post code - 5% drop. Since they moved in, the vendors have put in double glazing…
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first time buyer help
Hi, I am a first time buyer and hoping to take advantage of the stamp duty holiday for first time buyers. However, in able to obtain a decent mortgage I have added my brothers name to the mortgage and he is not a first time buyer. Therefore I believe that I am not eligible to receive this offer. Is there any way around…
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stamp duty on first time buyer
On definition for first time buyer which applies to individual who has acquired property in the whole world. How does the hmrc find out whether the individual own house in overseas?
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Buying a flat already with tenants in
Hi I've shortlisted a flat that I'm interested to buy. I'm aware some tenants are already in the flat and will be until December 2010. I've been told by the estate agent that should I purchase and then decide to move in, they can end the agreement early due to an existing clause in their tenant agreements. My concern is,…
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Is there such a thing as being too risk averse?
I'm starting to think that I'll never get on the property market because of the fact that I'm so risk averse. I've been looking to buy a property where I live in London. Although I could easily have afforded more, I decided I wanted to still be comfortable and save a decent amount each month so limited myself to £250k (and…
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Burst pipes after freeze in a house I'm buying.
I am in the process of buying a house and just before we exchanged the vendors left the heating off in January (it is empty) and it froze up and all the pipes leaked. They've had two dehumidifiers going for a couple of weeks at least but despite this, there is mould on the walls still and on the plasterboard under the…
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What to offer?
We live in an area where the market never really deflated, and is certainly picking up well again. We've accepted an offer on our house, and have found one we like, but are usnure what to offer. Agents round here have inflated prices for spring. A house in our road which differs from ours only in that it has converted the…
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Valuation question
Hi, my husband and I are both first time buyers and need a little advice! I have also posted this in Mortgages and Endowments, but think that's the wrong place so posting here too! We have had an offer accepted on a property and have made an application for a mortgage through Countrywide mortgages. We have been waiting a…
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Property Law when can my land be classed as garden?
We bought a plot of land for a barn conversion nearly 6 years ago. Together with this plot of land was additional land attached to it. We have been using this additional land as garden for the barn conversation for over 5 years now, Can anyone tell me in planning law can this additional land now be classed as our garden.
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Homebuy/Share buying question - Need advice
My partner and I bought our house 5 years ago, but sadly last year we split up. We're still on ok terms, but he now has a new partner, and we have put our home up for sale. We're in such a difficult situation because we bought our property at the height of the property boom (we bought it for £105k). We have made…
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keeping home
Hello All, My partners father has to go into a care home for his own safety. His son lives with him, will the son be able to carry on living in the home or will the family be forced to sell the home to pay care home fees? Smudger
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What to offer on a £200k+ property as a 'red hot' buyer?
Just wondering buyers / sellers opinions on this? I am viewing property up to an asking price of £220k and wondering what sort of prices would be acceptable. I am a FTB living with parents (nothing to sell / no renting contract to live out) with a deposit and mortgage agreed in principle. Ive heard in the trade we are…
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Neighbour has put hers up for sale as well!
I put my house on the market earlier this week for 129,995.. http://www.rightmove.co.uk/property-for-sale/property-29080541.html .....but...my neighbours has gone on the website today at 129,500! http://www.vebra.com/home/search/vdetails.asp?src=agent&fd=200&bd=0&db=1&cl=2316&pid=20292837 :eek: She tried to sell last year…
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Solicitors Fees - HELP PLEASE
To cut a long story short, we were at point of exchange when our buyers pulled out, but luckily had another offer accepted on our house a few hours later... forward 4 weeks, nothing seems to have progressed. our buyers are doing a BTL.. So we were considering on pulling out as we accepted their offer on the basis that they…
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whats going on
hiya all! accepted offer a good 6 weeks ago! anyway the property we are buying is empty we are buying (no mortgage) and the man and women buying ours are in rented and plan to be in ours on the 16th April - few issues but nothing our of the ordinary - just interested in peoples thoughts please! One of which my solicitor…
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Estate agent lying about payment regarding repairs to my flat
Sorry for the long story but I would really appreciate some advice on this. I live in a leasehold flat. On 2 occasions last year, the upstairs' flat had a leak with their washing machine. On both occasions I notified my upstairs neighbour. The leak was only fixed in July when it last occured however by that time my ceiling…
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First time buyer (Not sure if i put in right place)
Hi, I am new to this site so i dont know if i have put this in the right place forgive me if i havent. Me and my hubby are first time buyers, We have been looking in to getting a mortgage but the problem is we havent got the deposit for it. We have also looked into the part rent/part buy (they do part rent/part buy to help…
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shared ownership
I have seen there is a lot of negative opinions here about SO.....but also some positive am considering buying a SO apartment locally....they cost the same as other near identical properties close by. aiming at putting down the 30% in cash, no mortgage and 'renting' the other 70% with the view of buying the unsold bits…
