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Self build... good idea?
Hey guys, i'm not new to forums, read for a long time. Just new to register :) Anyway thought i'd ask here seeing as you lot seem to know. My partner and I we're looking for house in our area and came across basically its a 3 bed detached in mitcham for 270,000!!! www.…
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"Under offer"?
I've just phoned an EA about a property for sale on Rightmove.The guy said straight away that it was under offer. It is a fairly largish flat above shops in suburban London. Is this likely to be true or do EA often say this in the hope of getting an (higher) offer? There's nothing on Rightmove stating it is under offer.…
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category 2 repairs - help?
FTB - Scotland - agreed verbally on a house and currently the solicitors are signing the misives etc - the home report highlighted category 2 repairs for - central heating as it is in the region of 8 yrs old: The central heating boiler is in the region of 8 years old, however, the boiler is not covered by an Annual Service…
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Buying house with unequal shares
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New build purchase - advice please
I paid a deposit on a new build last week, and as part of the 'deal' I am getting my legal fees paid. The Estate Agent have nominated the solicitor who is to act for me. I called her today to discuss two things I wanted her to bear in mind before contracts are exchanged. Firstly, I asked her to ensure that I got reasonable…
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Landlord not returning deposit
Hi all , I am just wondereing what steps I need to take next in order to get some of my rent deposit back . I moved into a house in oct 2007 on a 12 month AST and paid £500 deposit , I have just moved out last month and trying to get deposit back from landlord but he is stating that there is general rubbish left at…
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Renting - Dog fouling in shared garden
Hello everyone, I apologise that I'm about to put forward to you a pathetic problem that I should be able to figure out myself, but I'd really appreciate some advice on this. I'm renting a 1st floor flat that's above a sandwich shop owned by the same landlord. It used to be all one house (terraced btw), so there's a shared…
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October 2008 Permitted Development Act
Hello all, I live on a newish estate, get on really well with my neighbours, and wish to keep it that way ! I am aware of some of the new legislation brought in last year, namely the Permitted Development act, which I believe was intended to free up the planners somewhat. A potted version of my problem, is that my…
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Rent out house and go travelling?
My husband and i really want to take a year or two out and go travel, we are not in negitive equity on our house but we don't have that much paid off the mortgate either! We are weighing up the options of selling the house and leaving some money here for when we get back as a deposit for a new one OR renting it out while…
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£10k to move house?! so far i'm reckoning £3k ish
On a previous post it was suggested at least £10k is needed to move house. What am I blatantly missing in my calculations here New house stamp duty on less than £175,000 nothing until Dec 2009? (house is £150k) EA fees 1.5% on £130k (estimate sell price) £1950 / Selling fees if using house network £500 Valuation £400 Legal…
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Estate Agent or not?
Brother has inherited small 2 bed house that he wants to sell. It needs complete renovation and he has had 3 valuations ranging from £50,000 to £60,000. (Very low going by some on here but typical for the area!) They want to charge 1.5% fees but has not commited to anything just yet The question is, the neighbour of the…
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Selling and renting back; any personal experiences or advice?
Ads for Sell & Rent Back seem to present a fairly reasonable solution to mounting mortgage arrears, but I'm guessing there are many pitfalls. Can anyone here point me toward a website and/or any source of free basic information that gives sound, independent advice on this kind of thing? Obviously, personal experiences…
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Transfer of title/deeds costs, solicitors needed?
Hi all, I recently split from my girlfriend, we own a flat together and are both on the mortgage. I have spoken to the bank who the mortgage is with to get her off the mortgage, they have sent me out a new pack with Transfer or Title which is fine. My question is, do I need a solicitor for this or can I just send back the…
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Money Transfer to Canada
Hi All, I am a newbie to all these forums but in a time of need I have always been taught to ask for help...... I am about to emigrate to Canada and have the proceeds of my house sale and savings to move. Yesterday I went to the bank to see how many Dollars I would get but while I was there my personal banker made me aware…
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Worried about completion of New Build
Morning! In a bit of a predicament! We reserved out new build house with Persimmon Homes at the end of August 2009. The build of the house started approx 1-2 weeks later and they started to make some good progress and we were confident they would be able to complete for us to be in before christmas. But in the last 2-3…
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Part Exchange?
My house has been on the market for a year now. I have changed estate agents a few times to try and get a fresh sales approach and have reduced the price until I can reduce it no more. I am desperate to sell now and am seriously considering looking at new build homes in order to part exchange. I am expecting my first baby…
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Offer made based on incorrect information
Hi, We recently put an offer on a repo house which was accepted. The offer was based on the fact that there was a small courtyard garden at the rear of the property, which was mentioned in the EA's property details with a photo. Having instructed a solicitor and started the whole process, it turns out that the courtyard is…
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Landlord revealing private information
Hi folks, just a quick question. I have been a week late on paying my rent this month, this is due to being released from a job and am awaiting for payment in terms of my lieu of notice and was unexpected. She had sent mails to my previous work email address the day after it was due and I no longer have access to that…
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damp
Hi there I'm having some problems with my landlord. When i looked at my flat before moving in it was a building site but was assured that this would be sorted by the time I moved in. WHen I turned up 4th Sep this was not quite the case. I was told there was a minor leak before I signed the tenancy. This leak however has…
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£175k stamp duty threshold - extension?
So, is there going to be an extension to the £175k stamp duty threshold holiday? I believe it's due to end 31st Dec.... Someone said on another thread (different topic) that it may well be in the pre-budget announcement on 9/12 if it's going to be extended..... What do people on here think? Personally, I think it's part of…
