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buildings insurance on exchange?
Hi, this is probably something I should know by this point but I'm just not sure. I'm hoping to exchange contracts on my first house either today or Monday. One of my colleagues, who has recently moved himself, just mentioned that he had to have a buildings policy in place before he exchanged. I haven't got round to this…
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Rent-a-room, Consent To Let?
Hi, Does anyone know if you require a Consent To Let from your lender if you want to take advantage of the 'rent a room' scheme? Any one been through this process? Thanks
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Garden/Tenant reinstating...?
Our tenant is currently serving out their notice - we served notice as we want to sell early next year - well, at least put on the market!! The thing is, tenant has a dog and while I've been told they've been doing all they can to ensure floorings are kept fairly clean etc, the garden is a bit of a mare! Last year sometime…
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How to sell fast with little equity, or lease option?
Hi all Our dilemma is this. My wife starts a new job in January, and as it's beyond commuting distance we have to move. Ideally we would sell our current property and buy a new one (already have several properties lined up and mortgages are all ready to go, just the sale of this place left). Our current property if sold…
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Renting and maintenance
Hi If you rent a flat out, who pays the maintenance charge: The owner or the tenant? Thanks.
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Back to square one, again :o(
After months of looking, finally found a house we thought had potential and were meant to do a second viewing on Sunday. It's on a development that's just over ten years old (i.e. just out of NHBC warranty). My mum knows someone who lives in the village in question, and they said to be careful because the development had…
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Landlord Selling
Hi - without notice (well 30 minutes.....) we have found out that our landlord is selling the house we rent. Agents (selling Dept) have phoned and asked to come round and familarise themselves with property giving less than 24 hours notice .....(house has actually been advertised online for 2 weeks) boards went up at later…
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Help needed,think I've cocked up! Landlord keeping deposit
Need a bit of help on our problem, Wife and I moved out of our rented property beginning of September and still haven't had our deposit back. All of our inspections said the property was in exemplary condition throughout the tenancy and my wife kept the garden pristine. On leaving we spent a week scrubbing the house and…
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Advice on landlord/building works problem!
I rent a flat in a 3 storey semi-detached period conversion and have done for the last 2.5 years. Our landlord started re-pointing work about 11 weeks ago and the scaffolding is still up and the builders still working on it. He didn't even tell us when the work was starting so we had to find out from the builders what was…
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Bad Credit?
I really don't know where to post this, so sorry if this is the wrong place... We moved into a rented house back in February. The house had been empty since December. The day we moved in we opened an account with EDF for gas and electricity with the actual reading for the counters etc. In June we received a gas bill from…
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What's a reasonbale percentage of income to spend on rent??
I am looking at moving out from home again, only this time I want to make a better job of it. I have some idea of what I will be spending on food, phone bill, etc. but am trying to work out how much of my income is a reasonable amount to spend on rent? And there for how much of a deposit I should be saving before I even…
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Eviction help please
Is it possible to evict my son from my house? Hes abusive all the time he opens my mail so he knows whats going on, he has now started throwing things at me and i want him out. I own the property he pays no rent as hes a university student and drinks all day at his computer, he only has 2 afternoon classses a week. So, can…
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Website to view old property listings?
Evening all, I'm trying to find some google caches of old properties that have now sold on my road from the last 6 months to a year. Its rather hit and miss! Is there anyway to do this on rightmove or property bee? You can view SSTC, would be great to view previous properties! :T
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a question re buy to rent
How come these companies that buy property and rent back are allowed to give you such a reduced price. If you try to sell to relatives or anyone at such a low price you are immediately under suspicion from the tax peeps. Some one put me out of my misery and tell me why it is ok to sell at a low price to sharks but if you…
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Stamp Duty Question (extras on house)
Hi all, Was wondering if you could help me with a quick query with the following example : A new build property is purchased for £250k, ie right on the 1% Stamp Duty Limit. PC Sums are given, say 5k for kitchen, 1k for fireplace. What happens if you want to add to the PC sums to the respective suppliers, ie a 8k kitchen or…
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What is the best and cheapest hip pack?
What is the best and cheapest hip pack to go with which also includes the energy certifacte? And is savi online estate agent any good?
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Do they want to shift property or not????
Anybody else had this???? I'm thinking about re locating and spotted a property I liked the look of on Rightmove's website. Great, I thought, it's within my price range, looks ideal for what I want, in a lovely area. I'll email them and ask for further details etc. I have now emailed them three times AND spoken to someone…
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Fire hazard dispute ...?private rental
I am in private rented flat on the ground floor next to the main and only lift.There is only my flat in this hallway so it only leads to my property .My son had a new bike last week and left it outside in the hall for 4 days.Then the block manager told me to remove the bike as it was a fire hazard and looked unsightly…
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Survey finds damp - what to do?
I think my first post on this got lost, so I'll try again. The survey on my the 1930s semi my daughter wants to buy has found some spongy boards downstairs and recommends she get a damp specialist to look at it. I have heard bad things about these and wonder if she'd be better getting a builder to look. It looks like the…
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grr so fed up ;(
I am feeling really fed up today, we were buying a repossesion house and were due to exchange contracts on Tuesday and complete on the 4th December. We had had a few problems with our buyer, (see previous posts) but that has now all been sorted out so we were ready to go. I received a phonecall from the EA's that we are…
