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Using Equity to Purchase Same Property
Hello, just a quick piece of advice if anyone can help. I currently own 10% of a property. Can I use that 10% as a deposit to purchase that property? Ta
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How much for bills?
Im due to move into my first home in the next few weeks. It is a modern 3 bedroom semi. I have my council tax worked out but wondered how much I should expect to pay for the following; Water Gas Electricity
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Equity release or buy to rent own house
I am trying to sort of finances for my divorce in Scotland in January. My husband will be claiming a sizable chunk of my pension and I will need to raise nearly £170,000 to buy his share of the house. Any one any advice regarding releasing equity to raise this amount or on renting back house after selling it to a company?
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Head Lease Rent
I am a keyworker and own my flat through the part ownership scheme. I have lived here for just under 4 years however yesterday my housing company sent us all a letter to say that they have just realised they have not been billing us for the the 'Head Lease Rent' and so we must now pay the money owed for the last 4 years…
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struggling to get back my deposit
Hello all, wondering if you could shed some light on my problem(s) I moved out of my rented property on the 25/07/09. I returned the leaving inventory within a week of leaving. It is now over a month since left and have only just received part of my deposit today. Which leads me onto my problems. 1 – the inventory stated a…
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Rat in rented property
We currently rent our property through a letting agent. My partner found a rat scurrying around in the kitchen yesterday. After immediately informing the letting agent we called the pest control company and found that there is a rather large hole in the wall where the kitchen/washing machine pipes come in to the property.…
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Our Buyer's Buyer has pulled out - what to do??
Estate agent hadn't bothered to let us know, only found out by chance on Rightmove. Rang the agent to have a moan, we're gutted. The question is what to we do now? Put ours straight back on the market (which in turn could result in our the place we're buying being put back on the market too) or give our buyers a while to…
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Selling a rental property with sitting tenant - is this possible?
We own a two bedroom terrace house in the North East and may possibly be moving abroad. We dont want the hassle of worrying about the house while we are away and was wondering whether it was possilbe to sell the property with an excellent, reliable sitting tenant. The tenancy is on a 6 month shorthold agreement, and I have…
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Major works leaseholders bill
Has anyone received their final bill for major works? I own a flat in Newham and i am being charged 11.5k for works i don't believe came anywhere near that amount. But the council sent me a breakdown which i multiplied by the number of leaseholders and it turns out we are covering most if not all of the costs. I could only…
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Upset neighbour to get planning permission?
:huh: I'll try to explain as easily as poss. I rang my local council and spoke to the planning dept then highway dept. about building a driveway. They explained my garden width needs to be 6m but is only 5.5m. However i do share a (tunnel) side entrance with my neighbour on the left (their hse is above the tunnel) i…
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Deposit
Does Scotland have any scheme simliar to that of deposit protection in England? I just hate seeing the we will deduct anything we deem fit in order to restore the place paragraph....
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leaking toliet in rented house
Hello, Bassically i have a bit of a problem at the house that i rent at the moment. bassically we moved in at the end of may and as soon as we moved in we realised the toilet was not screwed in to the floor and contacted them to advise of this. and got the usual stuff of we will get someone to contact you to sort this out.…
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Protection of solicitor client monies when buying a house
Never considered this before, but having sold two houses in March/April, lived in rented accommodation until now and squirreled the proceeds among many financial instituations, we now need to have the money all in one place -our solicitors Lloyds TSB bank account. Is this madness? About £380k (overnight but even so)...We…
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Any structural engineers? Potential heave/subsidence problem.
I just wondered if anyone here is a structural engineer and could give me some advice. I live opposite a 70 foot-ish mature oak tree, owned by the local council and right on the edge of my opposite neighbour's garden. I'm probably about fifteen metres away from it, with a road in between. The closest house would be the…
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Ending tenancy 4 months into an 8 month contract
Hi all, I have also posted this in Landlordzone but there is more traffic in here. I am in a bit of a predicament. We moved into our current rental flat in June. We were only allowed to get an 8 month contract and were under pressure to accept this flat due to the landlord selling the previous one and the rental market…
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Problem with ending tenancy - Contract Void?
Hi everyone, My husband and I have lived in our current apartment from new for nearly 19 months now. We are on a 12 month contract with what we originaly thought was a 6 month get out claus. After our first year we decided to re new the contract for a further 12 months. (The property is managed through a seperate company…
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Comparing previous mortgage performance
My bank are starting to offer an Offset mortgage that's fixed a 2.45% above base rate for the life of the mortgage. I'm fairly interested as I want *some* stability, but the fixed rate deals are for relatively short periods, and with ridiculous arrangement fees. What I'd like to do is to see how a mortgage of this type…
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Creating a Leasehold from a Freehold property
I current own a property - FREEHOLD FLAT, We also own the freehold to the downstairs flat - a lease agreement is in place. We are thinking of creating a lease to our flat so it's easier to get a mortgage Does anyone know of an easy way of doing this without being fleeced by a solicitor? There is a mortgage in place, so I…
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No hot water on moving in
Hi guys, I'm after a bit of advice as I don't know if my landlord is being out of line or not. The situation is this: We picked up the keys to our new flat after work on Friday and moved in on Saturday. Sunday morning tried the shower and found the hot water wasn't working. Phoned the landlord (a LTD company) and got their…
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Renting quest. Cud we do this?
I have a question hoping someone knows or has been in same situation could help us out with an answer or some hope at least lol. Me & my partner have been renting a 2 bed massionate flat with estate agents for just over a year with our little girl. We were on a 12 mts contract but that ended last month & we ent payed to…
