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Company called PSP, anyone heard of them? Renting & Repossession query
I have an ongoing problem with a property repossession, I rent from an agency and notice has been served to evict us by the landlords lender. I had someone at the door from PSP asking me about the property, who lives there, is it furnished, how much rent do I pay and if I know if the landlord had permission to rent the…
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Help understanding conveyancing quote
I've had a quote for conveyancing fees from a local solicitor. Are there any savings to be had or fees that aren't necessary to pay or can be made cheaper? * I believe you can do the Land Tax Return form yourself fairly easily so thats £85 saved. * Given that both the place I'm selling and the place I'm buying both have…
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FTB wants to get it right
Hi guys, been reading these forums for a while now but only just signed up. I'm a first time buyer with my deposit saved and the house me and my partner like found. I have been in contact with a solicitor i've used before as we're ready to make an offer on a property. My worry is that the sellers havent yet found a…
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Mortgages for Foreign Property - CANADA (Investment)
Hi all! I'm completely new here so please be gentle :j Ok, I've recently returned from Canada and noticed that the property price there are very good, especially taking into account the exchange rates. It seems there's a lot of good buy to rent opportunities and rents can cover the mortgage repayments, just like the UK…
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more valuable layout?
Hi I have a house and am doing it up and am wondering what people think is the more valuable layout and why they think so. The house is a 1910-1920 semi with a yard......a decent sized yard, but not a big garden or anything.. The house is 4 bedrooms. The dilemma I am in is the house has two decent receptions and a large…
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More estate agent issues
I'm having even more problems with estate agents. They are refusing to remove a property form the market unless we take the mortgage deal they offered us. Apparently our Abbey National one isn't good enough. Our offer is accepted but only in value, it was conditional on the property being completely removed from the market…
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Previous tenants still in property i've just rented
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House deed & orginal certificates
I wonder how long does it take to get the copy of the house deed and original certificates etc. solicitor told me when I asked 2 weeks? I completed on the 7th August and still no signs of them. Should I pester him? Thanks
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No chain house buy - how long between exchange and completion?
I'm about to sign my contract/mortgage deed tomorrow, and I'm wondering how long it's likely to take for: a) The solicitors to exchange contracts b) To go from exchange to completion The seller has already vacated the property and signed his contract - he has no chain and I have no chain (since I'm a FTB), so from our…
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What improvements should I make to increase my selling price of my house.
We need to sell fairly quickly at a maximum price...I know so does everyone.. what should we improve to give the house the WOW factor. The estate agent suggested a new kitchen, we are at the 250K area which makes matters worst. We have thought of a new drive (tarmac) not brick. Any suggetsions and help would be much…
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Why do they need me to go in?
Hi guys, We moved into a rented property just under a year ago. Having been reading on here, I realised that we hadn't had any information regarding the deposit being protected, so I got in touch with all 3 protection services to find out if it was with them. All 3 services came back with a big fat NO. Anyway, I spoke to…
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Tax on a rental property
Hi, I'd be greatful for any advice - I have resently bought a house to rent out. I have funded it through my residential mortgage (it is an offset mortgage at 1% above base rate which I had paid off). So I drew down the value of the rental property and am now renting it out. However, when it comes to my tax return, can I…
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EPC questions
Does a landlord have to provide and Energy Performance Cert for a new tenant or is it only if requested? Is there a benchmark price for getting an EPC ? Is it possible to DIY?
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Rented property exit date
Hi, got another small problem come up with my flat that I rent at the moment. The landlord/agency is not renewing my 6 mth lease so I have to move out by the end of the term which is a Sunday. Trouble is that the agency won't do exit inspections at weekends. My contract with the agency says that I have to be present at the…
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Advice Needed: Stepping Into Tenancy
Hi everyone. I'd appreciate some advice as a first-time renter going into a slightly complex situation. A friend currently rents with one of his colleagues who has to leave (moving elsewhere) despite only being about 2 months into their tenancy, so I'm looking to step in as a replacement. I could do with some ideas as to…
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Buy to let
Hi We are considering buying a house to let it out - does anyone have any advice? We have only just thought about it recently....so at the start of the planning process..... Thanks in advance Sue x
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landlords multiple occupation innsurance
Does anyone know of a good inexpensive comprehensive multiple occuption innsurance that covers buildings, contents, public libility, accidental damage and the boiler???... Its a mine field out there!!! :eek:
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Buying a Repo.
Hi, I am buying a Repo. but the bank( which repossesed) is selling with a limited ownership and my solicitor is saying, it is normal as they were not living in the property. Is it normal ? Please Advice ?
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Is it a Dispute or Not?
Hi, Ive accepted an offer on the house and I am currently filling in the "Property Information Form" for the Solicitor. One of the questions relates to "disputes or compaints regarding this property or a property nearby..". I was going to tick No when I remembered something that happened quite a few years ago after I'd…
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Planning permission / building indemnity insurance
Hi all, In a nutshell: the house we're trying to buy has had an extension done, but no planning permission granted. The current vendors deny any knowledge of the extension (though it's obviously there), when it was built, or anything about it at all. Our solicitor is trying to push for the vendor to buy indemnity…
