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Pre-paid electric meter
My wife has a buy to let property with 'normal' electricity supply chargeable to the tenants on account. The tenants have acted on their own accord and applied to have meter changed to pre-paid. We are not 'jumping up and down 'about it; but would prefer this not to occur. Our tenants and the electrical company have both…
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Property boundaries
My wife is the leaseholder of a property brought a few years ago; and with hindsight-was probably a bit casual with regards to the external boundaries (its in a block of four and is an upstairs flat. The deeds do not have the normal fence/boudary/ property boundary markings on them. Have contacted land registry who say it…
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In a good bargaining position?
My husband and I are looking to buy our first home in Northern Ireland, but are on a pretty tight budget. I've seen a house with lots of potential, but does need a good bit of work done to it. The house being sold is being sold by an elderly ladies relative, but is being sold on behalf of a trust or nursing home to pay for…
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Renting on DSS
I'm not sure whether this should be in this section or the benefits one, so sorry if it's in the wrong place. I've put in an application for JSA and I'm now looking for somewhere to live. I've found a couple of LLs willing to accept DSS tenants and have set up a couple of viewings, but I'm not sure how to proceed if I want…
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Floorplans on Rightmove
Why do some agents insist on including any floorplan in the property photos rather than as a separate item? It makes the floorplans almost illegible and a waste of time.
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Change of name on title deeds
OK here's one for you........... My Partner lost his mother 5 years ago and then lost his Nan last year, We have since been living in their family home for the past year (The house is paid for in full by his family so there is no morgage). He split from his wife 2 years ago and she has just put in for a divorce. She claims…
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My reposession experience - A FTB
Me and the gf saved hard for 2 years and managed to hit out target of £14k savings, £10k deposit and the rest for fees/furniture/paint etc. We saw the reposessed property on the market for £128k 8 months ago. Its a lovely 3 bed town house with a car part in a very nice cul de sac. 5 miles from our work, near the motorway…
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stupid landlord
hi, i have so many problems with the house i am renting. The heating has been broke for a while. The landlord has arranged for it to be fixed (new radiators) when we had a gas safety check in march the plumber made it very clear that the back boiler really needed a service asap. He said it was full of dust and would affect…
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Council tax on empty first home
Hi all, Wasn't sure if this was the right section of the forums so apologies if I've miss-posted. I bought my first house approx 9 weeks ago, during which time I called Leeds' Council tax dept and they told me the unfurnished/unoccupied exemption would apply until I got it sorted and moved in. On moving in, they've now…
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Single Person Council Tax
I will soon be renting a flat/house in England and have heard that there is a discount on Council Tax for single occupants. As I am moving from Northern Ireland, I have no clue what this is, how to apply for it or if I can apply - I am completely new to the English system. Can anyone give me any advice or point me in the…
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Home sold in 2006 but does not show up in price searches?
Hi, I'm looking at a house, and according to the land registry records and the HIP it was last sold in 11/11/20006, from person to person. However it doesn't apppear on any price search sites..i.e www.houseprices.co.uk, www.nethouseprices.co.uk even though other houses on that street sold up to 2000 do appear. Does anyone…
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Please Help! Builder has changed house.
Hi, I hope someone can offer some advice. We've concluded missives (we're in Scotland) for a Redrow house which we were due to move into on Friday. we were told last week that it would be delayed due to a structural beam being missing from the house that they had to put in. At first we were concerned at the delay as we had…
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Bit of a dilemma.....
I have been renting for the past year (partner moved out very early on) so I have been covering the rent on my own with no problem. However, it is now time to renew the lease and with only my name on it, I am now being asked to provide a guarantor as my income means I will not pass the Miras test. I have income from other…
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Provide your own pictures to the estate agent
We are in the process of putting our house on the market, and have signed up with an estate agent. They came to take photos the other day, and whilst he was there I had a quick look at them, but couldn't really tell what they were going to look like as it was a small camera screen. Anyway, yesterday I requested that they…
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opinions please on impatient buyer
We are selling our old house which is vacant. Our purchaser's buyer is the bottom of the chain (I will call him Mr A-I know him to pass the time of day etc) Mr A has offer accepted 18 May. Mrs B (our buyer) puts in offer 6 June which we accept I speak to Mr A on 9 June who tells him he has got estimated completion date of…
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Sell now, rent, buy 6mths, good idea?
We're on verge of putting house up for sale to release some equity to pay off £40000 debts. Tried to remortgage with 75% LTV but wouldn't do cos we'd remortgaged to consolidate debts a few years ago! Explained we realised the error of our ways, but building societies twitchy with consolidation - understandable really. I…
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New Build - Which survey would you get?
Does a new build have to pass any inspection on completion by an independant body? I have a chance of a new build on a p/x scheme after eventually getting a call from the builder offering a small price reduction and extras thrown in. I know when you buy new, you shouldn't have any worries, but......................…
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My rented house is going to be reposessed
Hi, My friend and her partner are currently living in a small 1 bed flat in a converted house of now 4 flats, this morning they received a letter to the landlord but didn't relaise this until they opened it. It was from the landlord's mortgage company and it stated that as the landlord had not paid mortgage on house it…
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Selling privately
HI there My cousin has had her house up for sale with an Estate Agent for the past 5 wks- my brother has now agreed to buy the house from her and she wants to withdraw it from the market because of this. Does anyone know whether she will still have to pay the estate agent fees or not? Thanks for any help Li
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Negative equity
Hi there, Is it possible to sell your house whilst in negative equity? The situation is that we really want to move to another area of the country but we have a shortfall of about 10K after solicitor & agent fees + a deposit on a new house and the money we are losing on this house. Are there any companies or schemes people…
