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House buying, renting & selling

Archives for June 2009

Renting help needed urgantly!!!!
First of all HELLO.... Now I have quite a tricky problem which I am hoping somebody can help with, will try and keep it short We have an Assured Hold 12 months Tenancy, we are 3 months into the 2nd agreement. But sadly due to finances we can no longer afford to live here and dont have enough finances to lay down a months…
HELP: Buying a reposessed flat, managing agent unknown
Hi all, I would kindly ask you for advice on following: I'm interested in buying a reposessed flat with 67 years of unexpired lease. On the property doors I found a message that managing agent is unknown to the seller. Estate agent also cannot provide more information. As managing agent is unknown, what will happen if I…
Purchasing house with cash
We are planning to buy a flat with cash. Money is from our earnings and contribution from parents (from overseas). Just wondering if my parents need to prove their income or if we need any specific evidence for their income.
Stepping out from the rental agreement before paying deposit
We signed a contract last Saturday for a self-contained flat next to the landlord's house. We found the flat from gumtree, and on the advertisement, it stated that the rent includes all bills. When we viewed the flat, the landlord told us that the rent also includes council tax, although it was not stated in our contract…
Advice please! Proving my identity to complete on a purchase
Hi all, would you mind if I ask some advice? I'm going through the legals of buying a house and my solicitor has asked me to prove my identity by getting some phoro ID verified by a bank manager, solicitor, or someone similar. Well, has anyone else had to do this? My solicitor is 200 miles away so I can't get to her…
Fixed Rates Evolution For Next 12 months : Buy or Wait?
Even though the BoE Rates are at their all time low, banks are gradually pushing rates up or have pulled their best fixed rates out. Banks are also trying to get as many people on their SVR and trackers it seems. My question as a potential FTB is whether banks will continue pulling away their best deals, pushing rates up…
Advice wanted please - Rent, Sell or Stay put
Hi I have another thread about renting out my house but am being advised against it - just wondered what everyones advice was as I am confused what to do for the best. I live in a small 2 bed house with virtually no garden and now we have a 1 year old we are desperate for more room and a garden. My house is worth about…
EPCs - How to get a better grade.
Hi, Does anyone have any ideas on how I can get a higher grade Energy Performance Certificate. I heard once that someone got a lower grade because not all their lightbulbs were energy saving and as I am about to order want I obviously want to get a higher grading! So if you have got any tips that will really add up to a…
Offer on home to spliting couple??
I am about to make an offer for a property where the couple are going trough a divorce which has become strained. He is still living in the house. The agent tells me he is in no rush to move and is in some ways being belligerent and taking pleasure from being in a position of power over is former partner. Legally I am…
Back dated prices
Is it possible to see how much properties were on the market for IF they did NOT sell. Over say the last 12 months. Basically looking backwards at rightmove.co.uk
first time offer
Hello I have just viewed a house for second time and put in a offer. When viewing I asked the EA if there had been anymore offers. He said yes but that he wasnt allowed to tell me the latest offer of 110000 had been declined... He said if I wanted to make an offer to go in at around 115000. The property is owned by the…
House swapping
there isnt a thread anywhere for house swapping that i could find and need some help. a friend has been trying to sell her house in wales for over three years. she wants to comeback to west sussex and its just not happening. she is now thinking that the only option left it to find a swap. can someone help on where to go…
Neighbour dispute & devaluation in property
Anyone know how I can find this out? We are taking legal action against the sellers of our property for non-disclosure of ongoing disputes/harassment. Our solicitor asked me to get some valuations from estate agents of how much our property is worth because of the problems we've been having against how much it SHOULD be…
Management Fee
Hello, About a year and a half ago, I moved into a new build of 8 flats. On purchasing it was told there would be a management company set up when the last flat was sold and I would become a director, which has now happened. I was also told there would be a management fee of around £200 pa to cover insurance, maintenance…
Advise please
We have been looking for a house for about 4 months now and about 2 months ago we put an offer on 1 that needed a lot of work doing. Our offer (cash no mortgage, 28 day completion, £175k) was rejected and the house was sold subject to contract (mortgage, FTB, £180k). Before this the house had been for sale for over 12…
Lease Extension during house sale
Hi all, I am currently trying to sell my flat, and have just received an offer of the full asking price, on condition of extending the lease during the sale. Can anyone tell me if this is possible, and whether there are any drawbacks to the process? I am happy to extend the lease, and would need to do so even if we don’t…
Ending Tenancy, Being asked for an additional 'final rent payment'
My tenancy started on the 2/7/06. I have handed in my notice to leave on the 1/8/09. I have recieved a letter from my agency stating: "You will need to make a final rent payment before 1st of August of £18.90 (£ 18.90 per day) for the period 1st of August inclusive. You can either amend your final standing order payment...…
Glasgow Factors
Not sure if this applies anywhere outside of Glasgow. Most tenements have factors who look after the communal areas and sort out the buildings insurance. For this they charge a small fortune. I'm sure I didn't sign anything when i bought my BTL flat. Now I need some information from them, and they won't answer any…
HIPS- are they available for winning bidders only?
I've just asked the EA to view the hip on a repo house we are thinking of bidding on. But he says, the hip is only available to the winning buyer? Is that right? Only the DirectGov website, says the hip is available to anyone who wishes to view it, before they make an offer??.... Is the EA wrong on this occasion?....
Lease allows Tenant with Tenancy agreement but not mention of Lodger?
Hello, My Solicitor has been checking the lease of the flat I am buying. She mentioned the lease does allow tenants with a tenancy agreement but there is no mention of a lodger with the Rent a Room Scheme. I assume because you are allowed tenants it is very likely that you would be allowed Lodgers? I hope that you are not…

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MSE News

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Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
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Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
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Base rate held at 4.25% – here's what it means and when it might be cut next
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Applied for South West Trains 'boundary fares' compensation? Act now to claim it
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Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
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