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Advice needed
i'm a 27 year old male, earn £14,900 (= net £1,016pcm). might be moving to a £18-20k job in a few months. have £29,000 savings. live with parents atm, want to move out - should I rent a flat (c£500pcm), buy a flat (ave. £100k where I live) or go into a house share (c£325pcm)? advice needed please...
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Old Agent has 2nd set of keys to rented property
Daughter has started renting a property a couple of weeks ago and was given 1 set of keys for front and back doors. She asked for the 2nd set and they told her they would be dropped off in the next few days at the property. This didnt happen so she asked again and the agents said they were having trouble getting in touch…
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When making a offer..which year?
A lot of people are saying that house prices need to fall to a realistic figure, a lot say a year, say 2003, and to use that as a basis when making a offer. So if I download a "sold house price" list from nethouseprices, what year should I be looking at to base my offer on? Thanks ps I live in Liverpool
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can someone help out a noob
I'm in the process of looking for a house, not considering buying JUST YET, but more like window shopping but if anything catches my fancy i might bite. I'm currently living at home with parents - my question is, can i buy a house with the view to renting it out to tenants despite the fact that i will have a standard…
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When do the mortgage company get the funds to your solicitor?
In particular co-op. How far prior to exchange should your solicitor expect the money? Any ideas?
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Compiling my own HIP: My experience.
After deciding to put my house up for sale and speaking to my estate agent I starting doing a little research regarding the Home Information Pack (HIP). A colleague at work informed me that you are allowed to compile your own pack, so in true MSE style I set about some thrifty moneysaving. It all started at…
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Going about asking landlord to lower the rent?
Hi everyone, hoping for some friendly advice here. Sorry for the essay but it's needed! My partner and I have been renting a property for nearly 2 years now and I'm attempting to get on top of my finances. My partner's job position has changed which means what was a central location for the both of us to work, is no more.…
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Landlord wants money paid into a different account than one set up at beginning
Im sure this is all normal as people swap banks stuff around all the time. Our agreement is due to end mid August (but we are happy to stay on and landlord has said they are happy for us to stay longer. We signed a section 21 at start of agreement though on the finding agents insistance). The landlord wishes us to pay our…
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average time from accepting offer to completion?
What is the average time, provided there are no complications whatsoever, from when an offer is accepted to completion date? What would be the worst case scenario and what are the reason for taking that long if no problems? We've accepted offer on our house and our offer on a new house was accepted officially on the 30th…
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Making an Offer on Rental Property
We are looking for somewhere to rent in west london and have seen a property we quite like. What would be a sensible offer as a percentage of the original asking offer? We would be leaving the landlord with a 2 week void (not that bad i would have thought) so we were thinking of going in at 15% under and seeing what…
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Advice on existing problems from Barratts new build
Hi all, I am looking for some advice before i proceed. basically we have been in our new home for 33 months - so over the 2 year snag problems. The problem is with the heating system and it's a recurring problem from within the 2 year snag list, so my question to anyone that knows is can i still contact Barratts about this…
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Kirsty Allsopes advice on Housing
Hi here are two good video interviews with Kirstie Allsope on those buying at this time. Ideal for anyone thinking of buying now. http://www.youtube.com/watch?v=nPp71EtHVmg&feature=related http://www.youtube.com/watch?v=nkHZKwOkX-s&feature=related Kirstie Allsopp -Location, Location, Location
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Management companies
I pay 90.00 per month for the management of my appartment.. i have just got a bill for 180.00 for the passed 2 months. I am annoyed because the garens are a disgrace and look unkempt,with weeds everywhere, i wandered if i can deduct the garden fee from the said monies as it is a disgrace and it peeves me to think that…
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Query regarding mortgage & inheritance
Hi all, just a brief basic query. Basically, I've fallen in love with a new-build home which, according to the developer's website, has not been released yet and there are lots of plots of that hme style available. Now, I'm in £33k of debt but am in the really lucky position of having lots of carp to sell, as well as a…
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Rented house, builders been there 8 months, any rights?
Hi all, I guess I'm just looking for a bit of advice. I currently live in rented accommodation, its a 4 bed house and each room is let seperately. 8 months ago, the landlord decided to have some builders in to upgrade bathrooms, knock down walls, re -build new walls, move bathrooms - quite alot of heavy work. These 8…
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Moving hot water cylinder from bedroom
One of the houses (1930's semi detached) we've viewed and liked had this in the (master) bedroom (1st floor) "Rear aspect window, textured ceiling, radiator, picture rail, feature cast iron fireplace, double built in wardrobe and airing cupboard housing factory lagged hot water cylinder." The kitchen in the ground floor…
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Buying a buy to let property
We have recently started looking to buy a buy to let investment. We have made an offer for £85,000 on a house that is being marketed at £105,000 fixed price. The house is overpriced as the next door neighbour has just sold for £105,000 and their house is in better condition, has a new 2 storey garage and better gardens…
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council rent
I live in a council house and have arrears from an overpayment of houseing benefit about 3 1/2 yrs ago. Its about £300 left at the mo. I was paying £260 a month and this covered about £5 a month for arrears not alot I know but thats all I could afford but now the rent has gone up to £262 a month which I am paying but the…
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Survey shows problems - help!
Hi, I agreed the purchase of my first home a few weeks ago. I paid for a home buyer's report and it came back today. The valuation was £90k, which matched the agreed sale price. However there are two issues. 1. Rising damp. It is "widespread inside" The surveyor is recommending a chemical injection damp proof course and…
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Leasehold Valuation Tribunals
Has anyone here any experience of these? Are they beginner-friendly or do you need legal representation?
