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Ridiculous Service / Maintenance Charge Bill
Apologies if this is the wrong board, however I am in need of some help. I bought an apartment in December, which is managed by Solitaire Property Management. I have copies of the service charge for previous years, and it was £900 last year, £800 the year before, £700 the year before that. It is always paid 6 monthly, so…
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scottish secure tennancy - right to buy
I am thinking of moving back to my mums - she is disabled and needs a carer - my mum still has the old right to buy and would receive the max 60% discount. I believe after ive stayed their 6 months i would be able to apply jointly with my mum - however i see if the landlord arees the 6 month requirement need not apply - I…
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Estate agent gone into liquidation
Hi there. I was wondering if someone could advise. We were in the process of selling our house with Beaumont Residential, and as part of our fee with them, their conveyancing people were dealing with all the legal stuff to do with the sale. Incidentally, our buyers are also selling their house through Beaumont's. Last…
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Gap Period
Hi my tenants are moving soon and I just wondered what name I should put the utilities in if there is a gap between them moving out and the next tenant moving in? Or should i disconnect the utilities?
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Giving up secure tenancy to private rent :(
Hey everybody hope this post doesn't end up huge apologies in advance! I'm so confused at the moment i have a lovely 3 bed house with council, probably the most secure people to have a house with at the moment. I've qualified for discount and could buy it at a fairly good price in the future. I've lived in this area all my…
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Declaring rental income...had no idea, help!
Hi All, I'm glad places like this exist as I'm in need of some advice if I may? Here's my problem... I live in a 2 bed flat which is in mine and my ex-girlfriend's name. She moved out a couple of years ago, my friend was needing a place to live so we got him in to help with the mortgage. He's just moved out and was here…
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Horror Stories
It seems everything you read about the property market in newspapers, online, TV is a horror story with it being an almost impossibility to get a mortgage approval and sellers having their properties on the market for over a year I was wondering if there were many others like us: We had an offer accepted in late Jan -…
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Solicitor Lost My Deeds/Executor Behaving Badly
Problem With Solicitors: Missing Documents and Executor Conduct I am currently dealing with two related issues of solicitor negligence, and am anxious to obtain proper advice. Below is a brief summary of the two problems: missing documents and executor conduct. I would be delighted if anyone could help! Missing Documents:…
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£4500 Outstanding Cash - how do I get at it?
I'm sorry if this has been asked elsewhere but I've came across a funny little situation of which I have no experience. At the moment I have 7 properties but I have been extremely lucky indeed in that all my tenants have been exemplary - rent on time every month for the last 18 months. However a business colleague of mine…
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Deposit - source of funds affect on mortgage application
I have been saving towards a house deposit and have 20% of the cost of the houses I've been looking at buying. Out of the blue my parents said they would give me what amounts to another 5% of that amount. According to several MAs I've spoken to, this takes me to the magical "best rates" level. When filling out the fact…
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Advice required; difficult to sum up in a subject!
Hi, and thanks in advance for any help you can offer. I am planning to see a mortgage advisor in the coming week or two but thought this a good place to ask a question. Our situation is this; My fiancee and I put our house up for sale in July 07 and have been unable this far to sell. We currently need to sell as we are…
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Mortgage Survey. Help needed!!
Hi. I recently found a great little flat with the asking price being 215k I put in an offer for 182k and it was accepted, Royal Bank of Scotland seemed happy with me and my 25% deposit. The flat is above a clothes shop and they were fine with that. The survey was carried out and they have said it isn't suitable security…
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The Five Year Fixers Club
I've been worried for a few months now that the current period of low interest rates will not last long (hopefully around 12 months) and will soon be replaced with a sustained period of high interest rates (perhaps 5 years or more). I'm thinking here of rates in the region of of 8 to 15 percent. I don't think I'm alone in…
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what do we do with the house keys
We are moving out of our house on friday and i was just wondering what do we do with the keys for the buyers to get in, do we pass them onto the solicitor although he has not said anything and we have no need to go back for anything. Thanks
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Estate agent recommendations
Hello all, Just a quick question to ask if anyone has any ea recommondations for the stratford-upon-avon area please. None of my friends etc have sold recently so I am unable to get any personal recommendations. Many thanks in advance
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To rent or to buy?
I'm a FTB and am waiting on the sale of my parent's home in order to have a deposit. A house we loved but was a little on the pricey side has been withdrawn from the market for sale and is now on to let. Its empty and is a victorian detached that has been tastefully restored by a developer. Its rental price is great and it…
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Selling without an Estate Agent
I want to try to avoid using an EA this time round, so I'd be really interested in hearing others' experiences - any success stories, recommendations, nightmares?! I don't have any issues with EA in general, I just can't justify the money they charge. This could be a good way to save thousands of pounds on a housemove :j
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Buying new house, but wanting to keep existing house
Hi, first post, but a long time viewer of posts. Ive had a hunt for a similar situation to mine but cant find one so here goes...any advice would be appreciated!! I own a house at the moment but due to a job change I will be moving. In an ideal world I would like to keep my current house. I think it will struggle to sell…
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New build part exchange
Has anyone any dealings with part exchanging on new builds? Do they offer a percentage of what your property is worth? How does it work? Thanks.
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Ownership Query
Hi, Maybe not a question for this forum but I can't think where else to ask this. I live in Scotland, currently live alone and have been living in my house since Dec 06. Hopefully in June my girlfriend will be making the move North to come and live with me and the question is what rights / claim to the house will she have…