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Excited! But what will happen tomorrow?
Evening All........ we've had our offer accepted, survey/valuation done, mortgage agreed, now we have to go see the solicitor tomorrow with a cheque for our deposit and stamp duty! Am I right in assuming that we will suggest a date for completion to our solicitor tomorrow, and that the completion date will be the same as…
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Not so funny when its someone you know :(
Sigh. As a potential FTB, I've been enjoying the steady stream of "doom & gloom" about the housing market recently. I've known for some time that house prices were very overpriced, and a substantial correction was/is in store. I've even been guilty of occasionally gloating over the tales of clueless buyers who overextended…
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why would the vendor pay a deposit on this house?
terraced house, on at £119,950 with 5% vendor paid deposit. i looked round it last year, its really nice, its been done up by the current owner and its currently empty. obviously they were hoping for a quick sale but its been up about 18 months. was on at £124,950 for a whole year. why have they not just dropped it to…
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Ideas for London commuting areas?
OK, so DH is lodging in London and I am living with my family. It seemed sensible since we will be buying together for the first time to hold out, but things are coming to a head and I really think living together is becoming essential so we are going to go back to looking for somewhere to rent for at least six months or…
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Selling house at reduced rate - advice please
Hope someone can advise me. I am moving a distance to the other side of the country and want to sell my house to my sister who is in no position to buy the house off me in at its current value. I am willing to let her buy if off me for approx 70k less than the value but am unsure if either of us will be liable for any…
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anyone else exchanging contracts
Hi, I am exchanging contracts early next week. I am a FTB and worried, but happy also. I negotiated a little off today. Who else is going to go through with the sale. Thanks
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Loads of new properties just come on the market
Has anyone else noticed this? In my area, just within the last few days, but especially today, rightmove have just sent me a load of new, not-been-on-the-market-the-last-few-months-gathering-dust, properties. And in virtually all cases, the prices are undercutting those same rather long-in-the-tooth properties by between…
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(Bad) estate agents pursuing my (good) old landlord
I rented a flat for 2 years ending June last year. The second year I was without a contract, as I trusted the landlord and the agents hadn't been at all helpful when I had a problem in the first year. Now the agents have written to the landlord, demanding about £900 in outstanding commission. They managed to find out the…
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How Do I Find Out When My House Was Built?
I've just bought a flat and have a quick q, for my contents insurance I need to know at least in what decade my house was built. I have found out the date it was converted to 2 flats (ground floor and first floor) but can't find in any of the docs my solicitor sent to me the actual date the house was built. Can I find this…
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Told wont accept anything less then £200k on a 200k house!
Hello Thought I have to post as there are lots of people out there who are not even considering reasonable offers let alone low ones. Twice now I have had offers rejected on different houses, both overpriced with no offers and been on the market for over 6 months. One has just two weeks ago took a price drop from 220k to…
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Deposit return and end of tenancy - who gets the interest?
MSE newbie here - hope you good people can help! I have just terminated a 2 year tenancy on a rented property, and want to know if I have any legal claim over the interest that has inevitably accumulated on my deposit. My specific facts are:* Tenancy began 20th May 2006 (so before the Tenancy Deposit Scheme began) *…
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Tenant with mould Problem on walls
Hello can anyone give advice on whos responsibilty it is for mould damage on walls. I moved in on Nov 07 then reported the problem to the letting agent in januray 08, they then sent out a specialist to check the wall affected and concluded that the damage is in excess of £1000, they then reported this to the letting agent…
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Problem Landlord and Return of Deposit
I've been living in a rented house since April 2007. My original contract was for 12 months and when I first signed up it was through an agency. My landlord appraoched me at the end of last year and said he had had a disagreement with the agents over a boiler and was no longer using them - that my rent was to be paid…
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Please tell me we've done the right thing?!
Hi, We managed to sell our house and got a good price for it. The are several reasons for selling: it's too small for our growing family, in an expensive area, we are in debt and have lots of equity. So... we get a good offer, accept, have our offer accepted and then just yesterday we find out that our mortgage company…
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Landlords responsibility - re: nuisance tenants
I understand that a private landlord has a certain responsibility for ensuring that their tenants to not cause a nuisance to the neighbours. Can anyone point me in a direction of a link to a site which clearly shows what those responsibilities are? Thanks.
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Need advise on how to sell my flat
Hi There, I have been in my flat for over 1 year now and am looking to sell to get a bigger house with my partner. I need to renew the leasehold as it has only 61 years left and I understand I have to do this through the leaseholders and it will cost approx 10k with added fee's. I also have an appointment with my mortage…
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help does anyone know of any council/housing association exchange websites
;) hi we have a house in norfolk and im desperatly trying to swap to another part of norfolk :confused: does anyone know of any websites that are any good?? as some only have a couple of properties in norfolk:confused: the only ones i know of are www.homeswapper.co.uk and www.exchangeforum.co.uk please help !!!beginning to…
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First Time Pouncer (FTP)
I think/hope we're seeing a new breed of first time buyer - The First Time Pouncer, who: See's house prices are presently way too high See's the downturn is occuring See's Shared Ownerships for what they are Avoid's being attracted to any new build 'offers' Has decided to delay purchasing for the time being... Has decided…
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Should I buy a garage??
I live in a Victorian terrace house. A garage has come up for sale about 200yards away. Its in a block of twelve and is in good condition with a new door fitted 18 months ago.The parking where I live is pretty difficult with residents having to pay £40 a year to park with no guaranteee of a space,its first come first…
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Advice Please - House Sale Fell Through
Hi All, Been visiting this fantastic site for ages but this is my first post - so please be gentle with me. I am in a difficult situation and would like to call on your wisdom for help. My partner and I bought a property together last year. Prior to buying together we both owned our own properties. OH managed to sell his…
