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Could someone please talk to me about renting...
I've never owned a house or rented one so I am as clueless as can be about this. So basically, what things do I need to know about renting? How does it all work? What costs do I need to budget for (such as a list of things like water, gas, electric, etc)? Do I need insurance? I really honestly have no clue. Any advice is…
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Deposit advice - Updated 10.06.08
Hi Guys, We are about to move out of a rented property and after a phonecall today, I anticipate problems. When we were showed round the flat, the woman admitted it was filthy and said the cleaners would be in before we moved in. The same day, after we left the property, I called and asked when this would be so we could…
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Legal advise needed - subletting
I need some legal advice, I own my flat but i had to sublet it for a short term. I hadn't told my leaseholders of this sublet and now that I'm selling the flat my solicitor is asking if theres a tenant living there. I'm not sure whether to inform the solicitor that there is indeed a tenant living there and risk my…
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Ownhome info pack - free to first person to request it!
I've got an information pack from Ownhome (the new government housing FTB/Key Worker initiative with the Co-op bank and places for people) going spare. I ordered it ages ago, before the initiative was launched in April. It arrived last week! I have read through it but I'm not eligible. So if anyone would like it for info,…
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Possible Banbury FTB
I was being very sensible and putting off buying, then saw this advertised today: http://www.rightmove.co.uk/viewdetails-19688837.rsp?pa_n=3&tr_t=buy As it happens, it was being advertised at 139K this afternoon, and is now 10K lower with 5% deposit paid. I can't help but think that at 125K (ie no stamp duty) plus 5%…
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Please Help!! I Need to Sell My House Quick!!!
I live in Greater Manchester and I need to sell my house quick. I have received a quote from one of those companies that buy your house 20-30% below market value and I would like to know if this company is creditable. The company is called "Property Buyer" and is registered in Nottingham. Does anyone know if this company…
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CHAPS not going through on same dayHe
Hello Would anyone be able to advise. I completed today - and my sol as is norm is sending monies via CHAPS. This hasn't hit my account yet. I assumed since i payed for this transfer service that i would get the money today - as i haven't can i claim the fee back? Shouldn't the system work? thanks greekgirl
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Garden paving slabs
Hi there Im a student currently looking to buy paving slabs for my garden, does anyone know where i can purchase cheap paving slabs? Or any suggestions as to the type of slabs i can lay down. Help greatly appreciated.
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advice please AFTER FIRE!!!
My freinds son rents a flat above the Landlords shop, the shop was deliberately set on fire during the night causing extensive damage to the shop and smoke damage to the flat above. My freinds son and his girlfriend only got out because of passers by managing to throw stones and wake them. He is upset, nervous of staying…
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To buy or not to buy?
My son works in the Manchester area and is renting at present. He does not earn a high wage and would have difficulty in obtaining a mortgage. We are able to help him by contributing a significant amount to the purchase price of a flat, and we are wondering if this is the right time to buy, given the lowering of prices. Or…
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Can I claim solicitor fees
HiSold my house in August 2007 found a house to purchase paid for full surveyhad all the paperwork done and was hoping to complete in december, my buyers house sale fell thro' and I have waited for them untill MONDAY 21st APRIL, and incurred solicitors fees can I get the ex buyers of my house to paid towards my costs,I am…
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Miller homes!
Has anyone on here had eny expeience dealing with Miller Homes? I am paticularly interested in how they are in negotiating a 'good deal'! I am thinking of going in with an offer less 15% of the asking price. Is this too low? I don't want them to laugh and not think that I am seriously interested in the property!!
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Upstairs or Downstairs Bathroom
I am wondering whether to move my downstairs bathroom upstairs but am unsure how that might affect selling the property when we move (not for a while yet though!). Our house is a typical victorian small terrace. It has an extension on the back which houses a kitchen, lobby and bathroom. The upstairs has 3 bedrooms (or at…
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Housing Benefit Help with Bond?
account no longer being used thanks to bullying from forum members.
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home information packs
Hi, i am fairly new to this site so still finding my way round it. I'm trying to get some money saving tips on home information packs as I'm wanting to put my house on the market in the near future. I'm sure there are parts of it you can do yourself to save money but don't know the details. Any advice gratefuly received.…
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Advice needed - Renting and DMPs
I'm currently renting at a friends place but am going to have to move into my own place in the next few months. As buying is out of the question (what with my DMP and the credit crunch) I was wondering if anyone could let me know if there are any problems with renting whilst on a DMP, I'm worried that as I have a bad…
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solicitors fees!
If you are selling and buying will your solicitor's fees be doubled. Could anyone tell me how much they will be (approx)! Thanks.
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Renting vs buying..what would you do?
My cousin recently started a new job in the North East. He managed to sell his (Leeds) house quickly and banked a 5K profit (after paying off secured and unsecured debts). He also had to pay a redemption charge of £5000 but the bank promised to waive it if he ports his mortgage within 3 months. Four weeks ago, he went out…
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Indemnity to cover property searches?
Hi We're in the process our part-exchanging with George Wimpey. We had been hoping to complete on 2nd May, but it seems their legal department has been very slow to commission the necessary local authority searches and aren't in a position to exchange contracts yet. I'm wondering whether it is possible for us to offer them…
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Chancel Repair Liability - should i buy it or not?
Hi, i recently purchased my house and the solicitors made a chancel check to see if the parish church can claim cost of repairs from properties in the area. My search came back saying there is a potential chancel repair liability. Should i purchase indemnity insurance to cover myself in case any claims come my way? Thanks?
