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Renting first house; bond/deposit question
Hi, Me and my other half are just about to rent our first house, so obviously we're a bit clueless! We've found a house we like, renting directly from a private landlord, and he's asked us to send him a cheque for the £500 bond. After this point, he's said we'll sign the contract. Is this the normal way round of doing…
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Advice re ending joint tenancy... please?
Hi all, I'm just looking for a little advice please. I've been renting a flat with my boyfriend, but unfortunately things aren't working out. We haven't actually made the decision to split yet but it's looking likely. I was just wondering where we'd stand as we applied for joint tenancy, but I'd be leaving. I know we've to…
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Equity Release Query - reversion scheme !
Wonder if some kindly knowledgeable lady or gent could answer this question for me please. With reference to a reversion scheme under the heading equity release where one "sells" a percentage of the home in return for either a lump sum, monthly income or a combination of both. I understand that upon death of the owners (or…
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Urgentskip Hire! Help
Hi there sorry was not entirely sure where to post this thread. Im currently having some buliding work done and require a skip. I have had one quote for a 2 week hire at £203 + 40 permit cost. I was wandering if anyone can reccommend any cheaper skip hires. Your help woulf be much appreciated.
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SDLT 60 Abolished?
Hi, Just seen this: http://www1.landregistry.gov.uk/legislation/stampduty/ which basicaly says that SDLT 60 is no longer required from 8th March 08. Can anyone shed anymore light on this? thanks.
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How long can a LA legally hold onto deposit?
I moved out of a property on the 31/03/08 which was left in perfect condition with no costs to be removed from the deposit for damages. I emailed a copy of proof that my council tax & electricity bills have been paid up in full which they acknowledged receiving on 09/04/08. I have emailed my LA on a number of times asking…
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Do I need to change the mortgage type when I move out of my flat?
Hi, Just wondering about any issues I might have if I moved in with my boyfriend and let out my flat... I have a mortgage with C&G - would they want to change it to a BTL mortgage? If so would I need to prove I would get 100% of the mortgage in rental income? I think I'd get 85-90%, and I'd still need to contribute a bit…
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Landlord refusing to return full deposit
I moved out of a flat on 31st March. After trying to claim that she would have to make deductions from our bond for things that weren't down to us, she agreed when we met in person that we would get the full amount back and she signed to confirm receipt off all keys that we held to the property. When we contacted her about…
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Should we wait?
Hello all My partner and I have been looking to buy a flat in Dundee, and have since found one that is absolutely perfect for us. It's on the market at offers over £89k. We need to move in in mid-July because we're both going into education in the fall. Now, the full story on the flat. It's in an "okay" area. It's nothing…
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Should my daughter install storage heaters or gas heating
The position is that there is gas central heating in her one bedroomed flat that she and her partner own. However there are problems with the boiler and flue. So the likely cost to sort out will be around £5,000. On the other hand storage heaters could be installed for a fraction of the £5,000 (not sure how much - anyone…
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How long should i wait before ! start calling?
right here goes got mortgage offer last week called solicitors and they are sorting paper work solicitors got back to us and said they are waiting on sellers solicitors. the house is empty so we want to complete asap my partner thinks we should just wait for anthoner letter but how long would everyone on here wait before…
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urgent help needed
Hi everyone I need some advice to reduce my panic and stress. We are due to move into a new build in 2 weeks (missives signed) and we found out yesterday that our buyer of our current place cant get the mortgage funds and has pulled out. What do we do? We are so stressed its not true. Please advise
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Looking to Rent
Hi there Since joining this board a few months ago I have absolutley changed the way I handle money and have managed to save amazing amounts. Already my girlfriend and I are ready to move out as we have but enough aside for a deposit on a mortgage and would like to rent for the next 12 months just until the market calms…
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Conveyancing quotes
Hello... We had an offer accepted yesterday (yay! We got a minter good price on it too, considering the potential market wibbles!) and so we need to proceed with instructing a solicitor. I've got a few quotes so far, some through CMS and YBS (I found links on this forum!) and I just wondered if anyone else had anyone…
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Some advice on renting my house
Hi im thinking of renting my house in the next few months few things i have decided to do already 1.im going to go through a estate agents to rent it 2.it will be unfurnished few questions 1.do i have to change my mortgage to a buy to let one? 2.i understand the inland revenue take 22% of the rent, what from the…
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Greedy landlord
I wonder if anybody could advise on the following scenario. Someone buys a luxury newly built apartment and obviously pays a lot of money for it. Soon it becomes apparent that the freeholder's purpose was to spend as little money on the development as possible and as a result there is a whole bunch of things which needed…
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Selling my house, would appreciate comments!
After having suspended the marketing of our property last year (in December) we are now back on the market - with great timing!!! We received offers last year, but were not in a position to move anywhere so had to pass them up. Of course now we have seen a couple of properties we like or would now willingly rent a property…
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Where to advertise house for rent...
Hi all Our last set of tennants trashed our house and moonlighted with the rent. We have spent the last month fixing the damage and now need tennants asap. Its with an agent, on gumtree, craigslist and a couple of other sites...am I missing any sites I should use?? Thanks Sabrina
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your advice needed please on my survey results
I have just received my homebuyers survey for the property Im hoping to buy for 202K. It has brought up a couple of things that Im worried about. It is a victorian cottage terraced property built in early 1900. It has been gutted by developer and now redecorated to a good standard. It has a small extention to the rear…
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Leaving Tenancy
Hi, I am currently renting a property and have an AST that runs for 6 months, it started on the 6th December 2007 and is due to end on the 6th June 2008. If I want to leave on the last day of the tenancy i.e. the 6th June can somebody confirm that I don't need to give the landlord a months notice. I believe that to be…
