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makng a bid on a house
hello, looking for some advise regarding making a bid on a house that im intrested in. i wish to bid on a house that is on rightmove, however i'm wondering is it ok to make a bid via a private letter stating that i wish to make the transaction via lawyers thus missing out the estate agents fee making the deal more…
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Land Registry Advice Please
Not sure if any of you remember my last post about the pathway next to our drive and whether it was shared or not? Well I have downloaded the registry... but still don't understand if it is or it isn't. Is there anyone that may be able to have a little look for me and understand it? lol xx
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Finding out who owns adjoining land and how much to offer?
Can anyone give us any advice on the following. We are intrested in a farmhouse that has been on the market for some time, but we would prefer if it had some additional land. It is next to farmland and was hoping to track the owners down to see if if they would be willing to sell a portion but have drawn a blank as the…
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Buying & Selling Estate Agent & Mortgage help please!!
Hi, We have seen a property we really want, it is up for £209,000. I've had mine valued today by 3 agents the outcomes are below: 1. Richard Worth estate agents - £135,000 - 1.25% agents fee, advertises on all websites & local papers. 2. Prospect estate agents - £140,000 but will advertise at 'offers in excess of £130,000'…
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Bloor new builds/offers
Has anyone on here had any experience of buying a new home from Bloors? I just wondered what sort of reductions/negotiations they offer. The house i have my eye on is the last one available on the site and is price at £215000, which is above our budget. Could anyone give me any idea of what would be a sensible offer to go…
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lodger and the taxman
Hi guys!, I'm thinking of renting a room for about 200 quid do i need to contact the council or the tax man? i am fully employed and the home owner. thanks..
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Bailiffs Eviction - applying for a 'stay'? Stopping Bailiffs? Form N245?
We are due to have a letter giving a date for the bailiff to evict us so am getting prepared. The council have told us we can apply for a 'stay' to give us a bit longer. I have searched all over the internet and cannot find anything. We do not owe any money. The house is for sale and the landlord, my mother, wants us out.…
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What should i do?
Hi, Recently moved into my first house and when i was moving in a came across some issues that i wasnt happy with, these being. Previous occupier had removed all shelving and fixings from the walls but had failed to fill andy of the remaining holes. This totaled close to 100 holes Previous occupier broke the hinge of the…
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BTL Remortgage....
Hi. I have been searching for a good BTL remortgage deal and have not had any luck whatsoever. Current rates are at best coming in at 6.29% fixed with West Brom and also require a hefty £1594 arrangement fee. Unfortunately the HSBC Ratematcher deal does not apply to BTL. Does anyone have any information/ new deals that I…
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A different kind of renting dilemma
I was wondering if anyone could provide their tuppence worth over a dilemma I am having. I am due to move in with my GF in the summer, in Bristol. She lives with her parents in Devon at the moment, and I live in Reading, having initially relocated because of my job but now am being allowed to be home-based. My tenancy ends…
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Landlord Issues Please Help (Advise)
Hello Please could someone advise me on a few issuies at hand. The first one is: 1. In Feb my partner gave birth to my first baby (01/02/200 , unfortunately this happens to be the same date I deposit the rent into my landlord (Who is the agent aswell) although the rent is only due on the 3rd of the month, the 1st Feb was…
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To move or not to move
Hi I have just heard the Radio1 show and I need some help. I'm 26 and still living at home with my parents I have almost no savings and am thinking of moving out I don't really understand about morgages and stuff like that . I really not sure what to do. Please HELP!!!:confused:
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Allowable expenses for landlords?
(Also posted in "Cutting Tax") Hi, Me and my boyfriend are in the process of buying a leasehold flat. We are buying with a residential mortgage but the plan is not to move in straight away but rent it out for a year. This will let us save up to re-decorate before we move in. We will be informing our mortgage lender of this…
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Buy to let?????
Hi all, Im new to this Forum and i really like it. Please can some one advise me whether it is a good idea to buy property for renting out purposes now that the economy is in crisis. I have asked a few people and have had mixed responses. Thank you for your replies. x
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Can you approach sellers Solicitors
I know it's probably not ethically correct but the house we are in the process of buying (a repossession) the sellers solicitors and Eastate agent seem to be using every delaying tactic in the book - I am so worried we will loose out on this house because at this point anyone can still put in an offer as we have not signed…
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£50BN SO when will banks lower their mortgage rates
with all this extra cash flowing when will the banks stop funding thier bottom line with high mortgage deals
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new house or not
Hi, I ve had an offer on a house accepted in Devon, down from advertised price nov07 of £375k to £345k. Missus and I thought it was a good deal, we have a 5 year fixed and can afford the mortgage. I am concerned of talk about drop in prices like everyone. I can live with 10-15% as we are looking at living there for at…
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Renting Issues...
I might of found my fountine of knowledge.. =) I've been renting a house since nov 07, we've got a six "assured" contract which states that we can't/won't need to move unless damages happen to the house etc. Now, this is a property which has an agent being the "owners" monkey and both are as thick as theifs. (of course…
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Is there a yield formula?
Is there an official formula for working out the yield of a rental property? I did try a search and found this http://www.cass.city.ac.uk/refig/papers/DoYieldsReflectPropertyMarketFundamentals.pdf And basically they give Y= Rent/P x 100 Where Y is Yield and P is Market Value. However I am using the amount I paid for the…
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Planning permission
I searched a similar titled and found this forum, so I thought what's the harm asking. So here goes =) My father joked about building an house at the bottom of his garden, at first I laughed it off. (as I'm looking to buy not build) although the possiblity of being closer to my parents and having my dream house is starting…
