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Honest opinion please?!
Hi Everyone, Our house has been on the market for two weeks now. Acording to the EA we've had a couple of people request the details but so far no viewings. There are a couple of pictures I'm not too happy with, was wondering if someone could give me their opinion, seeing as you lot are the same as any potential buyers -…
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Help For my elderly MOM
Hi, This is a post on behalf of my 70 year old Mother. Going back to jan 2006 My Mother fell ill and needed to Move out of her Owned Flat to live closer to us, I found her a place in Council Sheltered accomodation. When we completed all the neccessary forms including declaring that she owned a property they still awarded…
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Need help! The flat I've offered on has damp!
I'm a FTB whose had an offer of £382k accepted on an asking price of £400k in London. All going well, until I get the housebuyers report back which indicates some damp by the front door of the (basement) flat. An 'independant' damp specialist went to inspect the property and said it would cost £1,000 + VAT to treat the…
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B & B anyone owned one?
Hi all My husband and I are thinking of buying a large house (8 bed) and thinking of running a B&B. We have no prior knowledge of business but would attend college for a business course to get to know the basics. This is all very early days, so I would appreciate your thoughts and any experiences. We have noticed that some…
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FTB mortgage application worries?
Hi, I am a 22year old professional, in a job earning £28k PA basic + £4k commission [estimated], with another self employed job on £10k PA [though did not declare this on mortgage application as mortgage calculator did not think I would need to] and had an offer accepted on a flat a few weeks ago, for £145k. 1 bedroom etc…
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New House & Council Tax
Hi, in the process of purchasing a house and hopefully completing soon. My question is, when do we start paying council tax? Is it once we buy it or actually living in it, bearing in mind there will be probably a couple weeks in between for moving in, fitting carpets etc. Thanks!
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Feeling a little stuck
Hi there I bought my first house last August, but issues with some of the local residents (kids) are giving us a headache to say the least. It's got to the point where we're being targeted pretty much every other night, and we've had enough. We checked the area out before moving in. We asked the seller if he had had any…
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Landlady - am I being unreasonable
Hi! I have rented several times before without any difficulties but I am currently finding my landlady particularly difficult to deal with and I was wondering if anyone had any advice. The property is rented by myself and a friend, we are both single professionals. Property is a two bed flat in a nice part of town. We pay…
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first morgage:credit checks
hi everyone, i'm looking at applying for a morgage with my girlfriend soon, but am concerned that me recently applying for a credit card might scupper my chances of getting approved. can anyone shed any light on this for me? any help would be great
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Buy a 2nd house to rent out will i need to fill out a SA?
I am currently in the process of buying a second property as an investment and will be renting it out. what i would like to know is will i need to fill in SA, and what can i claim for IE can i claim for mortgage set up fee which was added to mortgage and payment made to financial adviser. Rental income would be £550 per…
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Letting agency bank check
I'm looking to move into a new rental property and the lettings agency wants to do a bank check. I'm a bit worried about this as I live in my overdraft. Also, my husband has a seperate bank account and each month we pay his wages into my account in time for all the bills to come out. Nothing has bounced for about 2 years…
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Further investment
Hi i have recently put an offer in on a 1 bed flat and 2 bed maisonette in need of general maintenance. I Have all the finances in place ready to complete and do the neccesary work to upgrade. The plan is to then rent out and have the mortgage paid through the rental income. Is it then possible to go on and purchase…
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Paperwork after purchase?
We completed almost 4 weeks ago now. Since completion day we've heard nothing from our lawyers. We paid up in full their account and the stamp duty an signed the stamp duty form pre completion. Should we have received any paperwork such as title deeds, proof of land reg, proof of stamp duty etc? I don't know what's normal…
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Can International student Buy house!
Hi there i am a student and have been in uk for last 3 years.I fed up paying rent and want to buy a house. Can anyone tell me that international student can buy a house. or any restrictions.That will be great help.I tried google but nothing came up solid. Regards.
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HIP with totally wrong information! Shared Freehold
I knew it would happen! A HIP Provider (Hipstar) has produced a HIP which is obviously wrong.. I have a client buying a "shared freehold" flat. (For those who don't know, shared freehold means that the freehold itself is owned either literally by the (up to 4) individuals who own the various flats or is owned indirectly…
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Changing utility suppliers in a new house
I'm shortly completing as a first time buyer and was wondering if anyone had any advice with regards transferring the utilities which the current owners are using. Energy is EDF and the Phone is supplied by Utility warehouse. However, price aside, my main concern is the process - do i need (or is it easier) to complete…
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What to do?
I've been looking at properties to buy for the last three months. Seen a couple of places we like, but haven't put in any offers as they seem over priced. Yesterday we saw a house we liked at a decent price. As we were leaving the vender told us that they'd received a full asking price offer from a couple stuck in a chain.…
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Buy or sit tight?
I'm that cliche of a regular MSE 'reader', but never a poster. Having recently had an offer accepted on a 2 bed flat, would really welcome other people's advice/thoughts. Basically, have had an offer I put on a 2-bed with cellar, period conversion flat in East London accepted. On for £375k, got accepted at £351k. Having…
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Help me interpret my buildings survey
Hi, just working my way through the 56 page doc and there's a section I'm not sure about. * Development Potential Subject, of course, to consents and, more importantly, subject to an informal written negotiation and subsequent discussion with the Planning Authority, the property is being purchased at fairly close to a…
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Rics - worse figures since 1996
http://www.aboutproperty.co.uk/news/house-prices/rics/rics-market-conditions-worst-since-1996-$1211128.htm
