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Do I need building regs
Hi, I read on another thread but didn't want to hijack the thread that it is nessesary to have building regs for work done if you sell a house. I am planning to buy soon but am not sure why I should be bothered about building regs on a potential property ,if work was done 4 plus years ago but doesn't have some sort of…
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First Time Buyer - Advice welcome!
Hiya, I'm just after some information and experience really! Me and my partner have just had an offer accepted on a lovely 3 bed house. We've got it for £106500 in North Tyneside. Having never bought a house before, we're a bit clueless as to how everything usually works! We're currently renting a flat and our tenancy runs…
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Buying From a Relative and Renting Back...
I am perhaps to purchase a house from a relative and rent it back to them. 3 of us will be the new owners of the property. We are in Scotland. Aside to sorting out a fair market value etc (we are looking at that elswhere) Im looking for a little advice. Are we, the purchasers, best to set up a company? Is there any benefit…
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Buying share of freehold
My flat is one of 4 in a converted house. The freehold is shared between the 3 other flats. The lease is 99 years from 1987. What would be best? - should I approach the freeholders and ask for an extension to the lease (and would that mean that they would also extend their identical leases?), or do I ask them to sell me a…
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Sell or Rent?? HELP!!!
My partner and I have broken up and currently own a house. Because we are currently within a fixed rate period we would be heavily penalised if we sold the house and due to the current balance of the mortgage and the value of the house would not come out of the sale with much at all. We are looking into the possibility of…
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Forced to see estate agents financial advisor??
Can agents estate force you to visit a financial advisor at their branch? If not, how can I refuse their strong urges to without getting them offside? I dont want them to know how much i can afford so they can encourage the vendor to refuse my offers, get me to pay more and in turn they make more of a profit.
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50% shared ownership with family members?
I would like to know if it is possible to buy a 50% share in a family members home as you would with a housing assosiation? My husbands sister is relocating for work and knows how much we love her house. There is no way we could buy it outright and she is willing to not sell and hold it untill we sell ours. We would then…
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I wanted to buy, but I'll have to rent
But thats not a bad thing is it? :think: Reading this board more and more makes me realise what a ball ache buying is! :rotfl: And I've come to the conclusion now isn't a good time to buy. ;) Basically I'm just looking for pats on the back and people saying 'SS thats a smart head on your shoulders there lad. You're doing…
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Offer accepted but now had survey....advice please
My 110 year old two bedroom terrace cottage was valued as being between £135 and £155 by three local agents and went on the market for £155 last May. I reduced the price to £149 in November and I finally accepted an offer of £140 three weeks ago. The EA phoned today to say that survey had picked up some issues that needed…
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Building regs - someone help!
A friend has asked me to post this knowing Im addicted to all you good people on this site. She ( and her ex ) did work on their house about 10 years ago. They didnt get the planning or regs ( naughty I know ) but as they planned on being there forever, they dudnt think it mattered. Now they have split and she is thinking…
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We need need help please guys!
My girlfriend got into a right pickle during our break up, we are now back together. She brought using a sub-prime lender. Borrowing £124,000 over 40 years fixed at 7.45% (ouch). should we sell and rent? any fews welcome! House value – £165,000 Paying £830.00 pcm in mortgage repayments Total mortgage including redemption…
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Affordability
I'm trying to work out exactly how much I can afford in mortgage payments every month. Once I've made allowances for all of the normal outgoing, ie food, CT, petrol, car insurance, 12 other types of insurance, utilities, mobile phone, regular loans to family members etc. etc, how much should I reasonably have left over per…
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Letter from Letting Agent - Furious!!!!!
I have jus come home to find a letter from our letting agent stating that our tenancy is up for renewall on 30 April 2008 and asking whether we want to sign up for a 6 or 12 month tenancy with or without break clause. What infuriates me is that we have been in the property for nearly 2 years and after the initial 6 month…
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To exchange or not?
Hi To cut a (very) long story short, we were set to exchange on the house we've had an offer accepted last Friday and it was all going ahead when our conveyancer discovered an unresolved issue with the adjoining neighbour. We were made aware of the issue back in February when we met face to face with the vendor, and he…
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FTB off to his first viewing tomorrow :)
Hi everyone im a FTB and looking at buying my first home. I have been pondering to get a house now for maybe 2 years lol (while saving up for a nice deposit of course) Now i feel is the right time to buy personally. I have been looking for a while and I have seen a house for sale for £80,000 which i think is an excellent…
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Brighton area anyone?
Hi doeas anyone on here live in Brighton? I'm travelling down there from London this weekend to look at 4 properties in Littlehampton, Newhaven, Worthing and Hailsham. I just wondered if there were any places I should avoid (I have 2 daughters aged 13 and 9 and want a decent area) or any other areas you could recommend?.…
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To Sell or Not to Sell. Advice Please!
Hello. I wonder if anyone can help me with my dilemma. I am in the 'fortunate' position of having 2 houses, one of which I rent out. I am not loaded. I am just lucky. I bought a 1 bed flat in Brighton in 1998 and sold it 5 years later for 3 times original price. i then bought a house in the city and a year ago moved to…
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how to get a house on the street we like?
Has anyone had any success with leafleting a particular street if they relaly want to move there? We've seen 2 houses so far, one rejected our offer and one got a full asking price offer 2 hrs after we'd viewed so we missed out. Last week another came on the market, I emailed to arrange a viewing on saturday and today got…
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build a house for £4000?
http://news.bbc.co.uk/1/hi/scotland/south_of_scotland/7275312.stm about the only option i could afford at the moment!
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H.I.P.S Home information
Does anyone know if a 2 bed house needs one of these? I would be grateful for some information if I need one or how to go about setting one up.:confused:
