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Please revoke the 'house price crash' thread ban
While looking through MSE I found this.... http://forums.moneysavingexpert.com/showthread.html?p=8078491#post8078491 More people beleive that house prices will fall rather than rise. Democracy has spoken, lift the ban.
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Best FX Broker to send money abroad
Hi there, I am buying a property in India and searching for a recommended FX Broker. I have tried my bank but the rates are not as good as the FX Brokers are quoting. I have looked in the forum here and as per some suggestions, I have registered with the following:* Moneycorp * HiFx * AxiaFx * RationalFx * And Currencies…
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Buy or not to Buy?
Can someone please offer some advice? We currently own a 3 bed semi in Milton Keynes and are looking to move to a 4 bed detached just outside Northampton (grange park if anyone knows the area). Our house is valued at £225k and we are looking at houses up to £250k. My queries are these: Is it sensible to move at the moment?…
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Someone placed offer without viewing!!!
We started seriously house hunting a few weeks ago and as we live in a small village in the West of Scotland there isnt really much to choose from, however the Estate Agent called today to advise me a house had come on the market just a short walk away from where we currently live. Its on the market at offers over £77,500…
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Outlook bleak A million 'could lose home' in credit crunch according to the FSA
More than one million families are in danger of losing their home over the next 18 months, Britain's financial regulator warned yesterday. Full article here: http://www.thisismoney.co.uk/mortgages/article.html?in_article_id=429835&in_page_id=8&in_page_id=8#StartComments
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buy or rent???
sorry if I've posted this in the wrong place or it's already been covered, I tried to look and could find anything! right basically I've been in debt for about 4 years now since I brought my flat, I cleared all my previous debt and then went right back to borrwing what I couldn't afford to pay back! I currently have around…
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Right to buy - rent to mortgage
Hello all. Just wondering if anyone knows anything about the right to buy using the 'rent to mortgage' scheme for us council tenants. Apparently you gradually buy the property without paying any more than your current rent. Our rent is a bargain price though so I'm not sure how this would work - we'd be making payment for…
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Need help to oppose planning application
I hope I have this in the right section! We live in a terrace house and the owner of a neighbouring property has submitted plans for conversion into two flats with parking. As parking is already at a premium where we live and flats would greatly go against the feel of the rest of the road, naturally we are going to oppose…
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building works without permission...ignore or act?
the next door property sold and developers have moved in and proceeded to renovate the property, which is fine, but they start before 7.30am on everyday save sunday. They seem to be adding a loft conversion and rear extension, while there is no record on the council's site. I am a little concern of the work they are doing…
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Potential FTB seriously confused. HELP!
Hi all, I’m new to the site after being directed here by a friend (and what a brilliant site it is btw :T ) and I’m more confused now then ever! I have a read through the other threads but I’m not sure that any of them are relevant. Here goes: I’m currently living in rented accommodation with my friends but due to…
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Buy to let / lettings allowance query
Hi. I'm hoping someone might be able to give me answer re my likely tax liability in the future. My wife and I bought a flat in 2004 for 250k. We lived in it until Sept 07 when we bought another property and moved house. At this time we had the flat valued at approx 385k We kept the flat as an investment (it is currently…
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Could there be water under house?
Hi We have sold our property and have put an offer on a property which as been accepted. Everything is going through and a house survey should be taking place very shortly. My question is that after heavy rain we noticed that the front garden had a very large amount of water which hadnt drained away but a couple of days…
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Property has extension with no planning permission
We're looking to buy a 1930s property which has a fairly new extension and triple garage (at the rear). We really like the place and have placed an offer which we are still waiting for feedback on. A family member is a surveyor, he's has done a bit of research on the property and discovered there is no planning for the…
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Disclose Valuation/Survey to EA??
I have recently had a valuation carried out on the property on behalf of the lender and have since arranged for my own home buyers survey. The EA have now asked for a copy of the valuation. Is this something I have to disclose?? Many thanks from a confused FTB??!!
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Rent out house
Hi All, Thinking of renting out my house for 2 yrs. any advice about Building Insurance. Do I have to inform building society? anywhere I can get advice.
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House swapping
Hi guys, We've arranged to swap houses with someone down the road from us, through the same estate agents. I was wondering if there's anything in this situation I should be aware of compared to a 'normal' house sale? Also considering there's no chain really, how long are we looking at for completion, assuming our…
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Staying at the inlaws!! should we hang on??
Hi, I know im asking the same as many others at the minute but i just would like a few opinions based on my situation. We sold our house last april and got a good price( i think !! ) We sold it fast and didnt find anywhere we liked in that time so we moved in to my partners parents house. They are fine with it and say we…
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What happens when all the 'council' houses have run out?
This is a genuine question really - is this the right place to ask, down to seeing a piece on the news about the 'unsafe' mortgages at the moment. I know a few people who have mentioned being in trouble with their mortgages at the moment and a couple who their jobs are on the line as well. So this is a genuine question.…
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Moving overseas - sell or rent house?
Hello, Occasional lurker, even more occasional poster. You guys (and gals!) appear to give sound advice. Hence this post. My wife has been offered a role overseas from July, likely to last 2/3 years. I will get a transfer with my employer to join her. We currently live in a detached three bedroom house in south London,…
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Your opinions please...! **SEE OUR REPLIES & DECISION ON POSTS 39 & 41 **
Hi all, Hope you can all offer some words of advice for our situation... I can't sleep because my mind's so active all night pondering what to do! I just need some opinions to help push my decision in the right direction! :rolleyes: My wife and I have a duplex apartment which was bought for £190,000 four years ago. We have…
