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which house?
'scuse the long post but have a dilemma which I need help with have just sold our house for £220k (v happy with) and have approx £33k equity for new house, we have a mortgage in place in principle originally we wanted to buy my best friends house in the next village to us as they are buying a brand new one in the same…
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a little help and advice needed plz
Hi Before the credit crunch happend we seeked advice about what we could borrow if we were to sell our flat, our mortgage provider is Northern Rock (ouchy!!). Well this is the story. NR told us in June that we could borrow anything between 210k - 275k depending on our credit status (its very good credit report on us) if we…
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Sell and rent back schemes advice please
Hello, I hoping for some advice please Can anyone tell me if there are any reputable companies offering the sell and rent back to you scheme? Having done a google search am I right in thinking the schemes are unregulated and possibly not very good?.I wouldn't want to do it only to find myself out of my home in 6 months cos…
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Worried.
Hi i'm a ftb. Signed, paid deposit, completion on fri. Seller emptied house, gone away 4 xmas. On sun drove past house 2 check all ok. Light was on so knocked door, tried it and it was unlocked. Estate agents closed so phoned police for advice, said it was e. agents responsibility? is that right?
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Does anyone know?
A person over the road from me rents a 3 bed house from the local council. He was put in HMP for drug dealing when he was caught in a police raid (not the first time and not talking a bit of weed. They found heroin, coke and pills). He's out now but he's no longer living at this house. His girlfriend and 2 children lived…
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Help-Landlady gone bankrupt!
My landlady has been declared bankrupt and is selling the house. She has our deposit (£600) and won't answer our calls or texts when we are have asked about it. The receivers have sent me a letter asking me to pay the rent to them, but I haven't paid Dec yet as it all happened v quick. Do i withhold rent until i have a…
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Little bit of goss
Little bit of goss from the local watering hole this evening. A block of 4 terraced houses that were built in january from old stone which are situated on the main street in the village centre have been sold yesterday. They were on with the same agent since january at 149950. There have been apparently lots of viewings but…
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mortgage or loan advice
:jMy partner and i will be buying a house in January. The property is owned by my two sisters and myself, thus we will be buying it for £40,000. We are unsure what would be the best way forward, whether to get a mortgage or take out a personal loan each of £20,000. We will be looking to borrow for 10 years. We would be…
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Letting Agents Not Paying Landlord
I have a new angle on matters, my Letting Agent in London is not paying the rental monies they get to myself ,and the old delay and stall tactics are being used, Any Advice???
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How much rent to pay?
This is my first post, so please go easy! I am interested to find out how much people are spending on rent. How much rent do others pay as a proportion of take-home salary? What is a reasonable figure in / out of London? I live in London and pay 40% of my after-tax salary on rent (excluding c. tax and bills, and student…
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capital gains tax avoidance
some years ago I purchased a house which I used as my primary residence. After ten years I moved out and put tenants in. They have been there for five years I now plan to return to this house after giving tenants notice to quit in a way required by the law and the tenancy agreement. I will move back into the house and it…
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Buying a flat in central Edinburgh...help and advise please!?
We're looking to buy a 3-5 bedroomed flat in Edinburgh, as central as poss to the Uni. Any tips, advise or contacts would be gratefully received. All the best for 2008 Gerry
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please tell me 2008 i will sell..............lol
soooo want to be in a new house by summer so we can enjoy havin bbq etc with the 2 little boys Cant wait to move
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Help! In over my head I think...!
Hi, I'm not sure if anybody knows anything about US law, or how closely ours and theirs intersect, but I've been having a bit of a problem with an "almost-landlord" out in the US. I'm sorry this is so long, but here goes: In September I went out to Boston to take a short uni course for a few months. I wanted to sort out…
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Daily Express HPI
Just had a brief sneak preview of tomorrows headlines. HOUSEPRICES SET TO RISE AGAIN. God help us all.
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a quick question about renting
Hi, I am looking at renting a property for about 6 months, I have seen a couple and I know they have been hanging around for a while, what I want to know is!!!! am I cheeky offering less than they are asking, they want 450 and in my mind I'd like to offer 400, surely a tenant paying rent is better than leaving it empty:o ,…
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Buy/let Plans
Hey there! I am due to graduate in June, and am beginning to work my plans out for the medium term future. The plan I am considering is to buy a 3-4 bedroom house in my area (Leeds), which are currently around £100,000. I would then let the other rooms to students, in order to cover my repayments as much as possible and…
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prospective tennant asking about bad credit on house
hi i have just interviewed a potential tennant about letting a property from me..... however he asked of there was any bad credit on the house... he explained he had moved from london to the midlands and he said he had letters and balifs coming to his last address........ none of the other tennants i have interviewed asked…
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LL now charging for Gas Safety Inspection
Does anyone know - can my LL suddenly (after twenty five years) start charging me for the twice yearly gas safety inspections over and above my rent? Says nothing about it in my Tenancy Agreement. My rent is reviewed every two years by the Rent Service, my LL has also asked for a rent rise this time of nearly 70% but, as I…
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Is there such a thing as a fake offer
Im currently looking at a repo and put in a cheeky offer as work needed doing to the place. Asking price by the bank was £109,000, I offered £82,500, then £88,000 as various repair work will ocst extra (kitchen roof, generic plastering etc etc.) From my previous experience looking at repo's and their prices, they usually…
