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security deposit
hello, i'm moving to the UK from new york and am therefore somewhat unfamiliar with my legal rights there, so please excuse me if this question is remedial: do i have the right to have my security deposit kept in an interest-bearing account? my leasing agent is claiming that my deposit will simply be kept by them and will…
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what price range should i look at?
i dont wish to go view propertys which would be way out of my price range, but at the same time i could be loosing out because someone might be looking for a quick sale. i have 180/190,000 to purchase, so up to what price should i look up to? and please no micky takers lol its just i dont wish to insult anyone when viewing…
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How much it costs to sell a house?
Hi all there is alot of information out there about the cost of buying a house but please could someone point me in the direction of how much it costs to sell a house. for example, if i was selling a house at £140,000, what would it cost me to sell it? I am thinking in terms of estate agent fees, solicitors fees and any…
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Transfer to new letting company?
We've been told our flat has been transferred to another letting agent mid-contract. Is there anything we should watch out for here?
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How low would you go
Hi Have just seen a 1 bed flat in London on the market for 275K estate agent rekons seller will accept something around 250. How low would you go? Tom
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Signing over ownership
My husband will be signing over our one bedroom flat to me as soon as I can get a loan to buy him out. Does anyone know who long this would take and what costs are involved. Mortgage is £27000 worth £60000 and I earn £16000+.
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Lending drops 27% since last year
http://news.bbc.co.uk/1/hi/business/7062246.stm Bank mortgage lending sees slump Mortgage deals are slumping, say the banks There was a slump in fresh mortgage lending by some of the UK's biggest banks last month. The British Bankers' Association(BBA) said that new mortgage approvals for house purchase stood at 52,685,…
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Contract ending, do I still need to give notice ?
Hi Any help much appreciated here....... My tenancy contract ends on Dec 3rd. We have found a new house to rent and agreed a moving in date of Nov 30th. However, we do not get a contract until a couple of weeks before move in. We are worried about handing in notice in case anything goes wrong with new house, but with my…
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LL/LA keeping money
Hi, I've posted before about the trouble we had with our LA/LL, but could do with some more advice. To recap, we were served a S21 when we signed a 6 month AST. 2-3 months before the end of the AST we were offered an extension, which we accepted. 2 weeks before the end of the tenancy we were asked again about the extension…
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Freehold Question
Four years ago i lived in a block of 4 flats - each flat owner had a quarter share of the freehold. When i sold the flat the freehold was supposed to be transferred to the new owner. I received a call a couple of days ago from someone who is trying to sell their flat and requires a signature from each of the freeholders,…
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New Apartments losing value....
According to BBC: http://news.bbc.co.uk/1/hi/business/7061814.stm
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Has it changed?What is difference between Homebuyers and Full Structural survey?
In the past I have usually had a full structural survey when buying older houses.I have recently been tol by a surveyor that the hOMEBUYERS REPORT IS MORE THAN ADEQUATE. He SAID THAT THE MAIN DIFFERENCE WITH THE FULL STRUCTURAL IS THAT THEY WOULD EG UNSCREW ANYTHING FIXED DOWN TO EXAMINE BEHIND IT (THOUGH IF YOU…
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Leeds Student Homes - withholding deposits.
Hi guys, I'm just looking for a bit of advice for my student brother who's having major problems getting his deposit back from his former letting agent. Situation is he moved out of his house June 30th, bills paid, house spotless. After several months of badgering his letting agent and many broken promises he's still not…
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79 Year Lease
Hi. I am looking at buying a flat with a 79 year lease. I have done some research and seen"marriage value" mentioned if its below 80 years, is this likely to make a huge difference? Should i be concerned buying a property with this length lease. Is there any indications to guesstimate how much i would be looking at to…
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NHBC or Architects certificate - are these the same?
We are considering an offer on a new build, but not one from a major housebuilder. This is an individual new build from a local builder. It doesn't have a NHBC certificate, but does have an architects certificate which the estate agents are saying is 'better'. Taking everything any estate agent says with a pinch of salt,…
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Problem getting a mortgage
Hi, Me and my wife are about trying to buy a house. However we are having issues about getting a mortgage. This is to do with the fact that my wife has a 6-month contract position at work, and her employer won't guarantee a renewal. We are 100% confident that she will get another job after the contact is up. I have a…
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Bought off plan... but unable to sell house! Options?
Hi all, My Partner and I have bought a 200k house off plan. A 10 % deposit (20k)was paid to them on the initial signing of contracts in March 2006. The House is now nearly built (taking ages) but my partner is struggling to sell her house at the valued price of 100k. I was wondering what options are available to us IF she…
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Building insurance responsiblility
Hi everyone, When contracts are exchanged, does the buyer become responsible for the buildings insurance or does the vendor need to keep the policy in place right upto to completion. Someone told me that the buyer needs buildings insurance in place on exchange, but I'm not sure. Does anyone know who is responsible once…
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At wits end.....
Hi Guys Could really do with some advice here. I moved in to rented acoomodation in June after quite a few personal and financial crisises. Anyway I probably should have not rented this place but hindsight is a wonderful thing. On signing the AST (has a break clause in 6 mnths, dec i think) i noticed a number of things…
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Having to drop house price to fit in rightmove webite search criteria
Hello all, this is my first posting on this site so I am a little new to this but could do with hearing from other people who are trying to sell their house. Sorry this is a longish post. We put our house (3 bed semi in Crewe) on the market in May – it was valued between £125k- £135k so we tried it at £133k, then reduced…
