-
Buy to let Question
hi there, i have a couple of old (over 3 years old) satisfied defaults on my credit file, im looking to take out a buy to let mortgage, i have the nesserry deposit from my current mortgage provider, as a further advance, what buy to let mortgage providers are resonablay leanient towards this, and what amount of deposit do…
-
deposit
The law changed in April 07 is my deposit safe or not,my tenancy started on October 06
-
Birmingham Midshires
Does anyone know how strict Birmingham midshires are with respect to underwriting buy to let mortgages, as i have a couple of old "satisfied defalts" i have the required deposit and been told this should be ok
-
New Buy to Let Question
I have my own house, with a normal mortgage with abbey i have recently just bought another house via buy to let is it the case that if i was to remortgage or move house, that my rental income for my buy to let house can be taken as income, if so to what extent? please help
-
Finding out rented property's borders
We're renting at the moment and between our house and the neighbours is a driveway. It looks like a shared driveway but she uses it exclusively for her car and the one time we used it to wash our car on she had a right go. Our landlord has said briefly that it is shared, but he hasn't been very precise on who exactly owns…
-
Equity Release to finance new home.
I own a property which has got mortgage £58000. I believe the property is worth at least £185000. I want a buy another property as a second home which is worth about £180000 and move in with my partner who is ill & want to live near her family. I intend to give my property on rent to pay existing mortgage. I do not want to…
-
how do i get my deposit back?
Hi, i recently moved out of my rented accommodation as the landlord has sold the property, he is now saying that the carpets need to be professionaly cleaned (i had the carpets cleaned) as does the oven, when i moved into the property it hadn't been professionally cleaned at all, (the landlord told me this himself) i…
-
What to include in notice to vacate rental property?
Looking for a bit of advice, we've given verbal notice to our private landlord but would like to give written formal notice even though he said this wasn't necessary. We've lived in the house for 8 years and paid a deposit of one months rental on taking up the tenancy. We had no written rental agreement or inventory…
-
Tenancy Agreement
Hi, hope somebody can help me with this .. I have an 'assured shorthold tenancy agreement' for a period of 12 months. The problem is I moved in and the job I was supposed to get went 'belly-up' and I've ended up in a low paid job with a high rent. I am going to fill in Housing & Council Tax benefit claim form and also put…
-
How can I find out what properties someone owns
Is there any way I can find out whether a particular person owns properties without knowing the specific addresses?
-
Query re asbestos roof on extension
I have an asbestos roof on an outbuilding. Should I get it changed or is it safe?
-
Selling in a falling market
How low do you go? I had the EA out last week and he advised me to put my house on at £170k. Houses in my estate (ex-council) are on at anything between 225k and £180k but not getting offers. Sales are starting to fall through when buyers realise that they are paying too much for a house and the seller can't/won't accept…
-
Buyers - wait till April for real bargains
On 6 April 2008 the recently announced Capital Gains Tax changes take effect. From that date second/third etc home owners get a very large cut in the CGT they have to pay on the sale of a property. All the tax planning advice is telling them to wait until 6 April before selling, to minimize their CGT. If they heed that…
-
Carbon Monoxide
Good morning: I've already posted in the 'In My Home' forum but just in case you don't view that forum, 15-19 October is Carbon Monoxide Awareness Week. For more info visit http://www.becarbonmonoxideaware.com/index.html Stay safe. HTH Canucklehead
-
tesco's to stop House listing
Seems Tesco's may be the first of the property listers to be pulling their sites http://news.bbc.co.uk/1/hi/programmes/moneybox/7042240.stm
-
Yet another anti property !!!!!! tv programme
a new series starting on bbc2 next thursday 8:00 pm The Truth About Property1/3. A Stretch Too Far? Andrew Verity travels the country discovering just how far homebuyers stretch themselves to get on the ladder and questions if they are wise to do so now. it seems the bbc are very much taking a bearish stance on their tv…
-
Landlord not repairing house!
I'm sorry if there is already a thread on this and if there is pls point me the way!:o OK. I private rent my LL owns my house and both next doors they're in trust and can never be sold. Anyway my neighbours told me straight off the bat. he's a lazy LL and won't do any repairs. Both my neighbours repair all there own houses…
-
Do you need 2 surveyors?
Havent sold a house for a few years so am a bit rusty. Is it possible to find out which surveyor your mortgage company is going to use for the mortgage survey,and ask them to do your homebuyers report at the same time? Will this save money?
-
Parking trouble - drop the kerb?
Help and advice please... we're looking at a house with a garage and space for 1 car off road. I usually fill the garage with junk - should I fit an electric garage door (any idea what they cost?) or apply to have the kerb dropped (any idea of the process, rules or fees?) Thanks
-
Completion / Exchange
Hi all, We are in the process of buying a house. At what stage are the buyers and sellers asked about completion / exchange dates? Is this at the start of the transaction or does it happen when the buyers solicitor has completed the usual queries etc etc. We would like to be in our house by Christmas. Searches and draft…
