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Consequences of shared ownership
There are some new flats/houses being built in Harlow on land that was the ski slope and sports centre. A friend was send some details because they were on an Estate Agents list, well anyway these flats are £200K. Hardly first time buyer prices but financing them is my point, they are available on a shared ownership basis.…
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Would we get approved to rent?
I am in my final year of Uni, and my boyfriend currently lives with his parents and works - we are looking at finding a place to rent from beginning of July. (Target rent around £500). My boyfriend currently earns £14,500 and I hope to be earning at least £13,000, so we should have between £1700 and £1800 income us per…
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Lease Extention RIP OFF
I've currently got my flat on the market. I have recieved little interest because of the small amount of years left on the lease (56 Years), Mortgage companies require a minimum of 40 years on top of the term of the mortgage e.g 25 year mortage = 65 years or more left on Lease. I rang the company who owns the lease to my…
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Is letting my house better than selling - (buying new house too)
We put our house on the market after we saw a house we want. We sold it to the first viewer at full asking price £120,000 and had our offer of £172,000 accepted on the property we desire. Almost two weeks later our buyer pulled out and we've only had 2 other viewers since. It's now been 10 days since the last viewer and…
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House woes
Hello everyone - I'm having one of those days where everything seems to be getting on top of me, especially my housing situation and just wanted a bit of advice really. I currently rent a property with my partner in a lovely rural village for £430 pcm. The problem is this property is a 50 round trip to/from work for both…
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changing main door lock
Hi, We have moved into our own flat now and i wanted to ask that how can we change the main door lock. Can we buy a lock from diy shops and fit it ourselves (if its simple job) or we need a locksmith to do it. Thanks. Simran.
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Help - Confused and Frustrated with purchasers solicitor!
Morning All, Arrrgggh, I'm getting so annoyed with our purchasers solicitor at the moment that I thought I'd come on here to vent, and possibly get some advice. My wife and I are in the process of buying a new house. Our vendors are chain free and have already moved out. We have a ftb buying our leasehold flat (ex LA). Us…
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Current house value
Does anyone have the link to the site where you can put in the last known value of your house to get a free estimate of the current value? Thx!
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Landlord in Arrears
A bit of help/adivce needed here. Over the weekend it has come to light that my landlord is considerably in arrears with his mortgage on the property i am renting. I believe this to be at the stage when the mortgagee is ready to file proceedings agaisnt him. Where does this stand me legally? I am 6 months into a 12 month…
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Mortgage Application Today!
Hi all, Today I plan to apply for my mortgage - signing up to possibly the biggest debt in my life, of around £75000. A few things concern me however. I have spoken to three mortgage advisors and they have given me quotes and illustrations for separate mortgages with a few different banks. A fee will not be charged for…
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Survey back and when off to the lender
the survay is back and was sent off to the mortgage lender on friday, what happens now?, we are going to the sols 2night 2 pat first lot of fees. how long will it be b4 we get the keys?
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Useless Solicitor on new build purchase - any advice?!
Hi, We are buying a new build property. In order to get our incentives we need to exchange by 4th May. I noticed a clause in the builders paperwork that said that if there is no NHBC certificate by exchange then you exchange as normal but must complete within 10 days of the certificate being issued. This means that we…
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Renting house- Electric certificate questions
Not sure if this is the right place for this question but here goes I am thinking of renting my old empty house and know that I have to get an electric certificate. I have had someone round & paid him £110 but the electrics didn't pass so didn't receive the certificate. The man wants another £500 to put things right & then…
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Valuation from estate agent or from lender?
I rent a flat and intend to buy it directly from the owner. He has already given me an asking price but I would like to make my own valuation. Should I ask an estate agent to do that or should I wait for the valuation that the mortgage provider will make? And at which stage of the mortgage process does the valuation take…
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Anyone know Sutton/Carshalton area, Surrey?
Hi, Just wondered if anyone knew these areas well? I am currently house hunting and it seems we can get a little more for our money in these areas. I dont know how to find out any information on these areas really. I will obviously visit them, but as properties go so quickly here at the moment, i need to make appointments…
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Moving House - And Cat!
Moving house on Wednesday about 1 mile away - anybody got any ideas how to stop the Cat going back to the old house?? Or do they simply settle in the new house?
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anyone live around noak hill, harold hill area, essex?
seen a large house in this area, (just a drive by this evening) its at the very end of our budget. anyone live there or has experience of living there. thanks
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Buying at auction
Hi there, I have seen that a purpose built flat is going to auction soon and I'm really interested in it, hoping to view it this week. I have never so much as been to an auction though and my only experience is of watching that property auction show on the telly!! Is anyone out there experienced at buying property at…
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Building your own house - any of you have any experience?
Roughly how much is it per sq ft? Anyone know? Any tips? Thanks
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Showing buyers around your house - what do you do?
Hi, Putting our house on the market next week and was wondering what other's do about showing buyer's around their house, Should we just let them wonder around on their own, after all its a bit obvious to go in the bathroom and say, erm this is the bathroom, or this is the bedroom when theres a great big bed in the middle…
