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looking for good financial advisor..croydon
Hi all,anyone got or know of a good fa in croydon or surrounding area(London ok), really want someone who knows about property and pref is an investor themselves,thanks in advance for any help.
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would you go for full asking price if...
The place needed carpets throughout and a good 5k spending on it to get it how you wanted? BUT its in a great area where everything decent is selling like hot cakes! Its a tough one..we cant decide what to do!
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is a full survey possible on a flat victorian conversion
hi just had an offer accepted and was wondering if a "full survey" is possible on a flat in a victorian conversion? My guess is not as a surveyor would need access to the whole property? just wondering if anyone can confirm this? the upstairs flat has also been sold so i guess a full survey on the entire property maybe a…
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Advice needed can we rent "free"
Hi all I am hoping that someone on this board will be able to advise me so I can pass the advice to my Dad before he goes to the solicitors. The situation explanation is a bit long so please bare with me. My Gran recently died and has left her house to my parents, who have asked my partner and I if we would like to live in…
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buying s new build house before interest rise
Just wondered if anyone would be able to help? My wife and I are in the process of buying a new build property but are wanting to sign up to a fixed rate mortgage before the interest rates inevitably go up in May, now as the house will not be finished until the end of November will the mortgage company allow us to do this,…
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6.69% no arrangment fee on 100% mortgage fixed for 5 years
does this deal sound ok. At 1st I thought it was but now i'm not so sure. I have used a IFA but do question if he's tried everything.
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Is my prospective landlord daft?
I may need to rent for a while after selling my house and have found a 4 bed detached for £650 a month. These go for around 200k in my area and I know the landlord has bought it unseen. It's been vacant for a couple of months. He must be losing a bit on this deal esp if he pays tax and agency fees on this. Surely on 200k…
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Want to get a 3 year fixed rate
Have been searching for this all day today. Here is the deal - 182k house with 5% down payment so mortgage of 173k for 3 years fixed interest only. First time buyer - professional , salary of 55k Logged into moneysupermarket.com and put in the data - and the deals are useless at averaging around 6.7% or so for 3 year…
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House buying companies. advice please
Hi, We are tryiing to sell a perfectly nice house for the last two months with only four viewings. Considering using one of these companies who offer to buy for a percentage of the value, normally 75-90% of market value. Has any one any experience of them? Any info. gratefully recieived.:confused:
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survey's back - damp!
hi, we're in a chain, eager to move, found a place, that survey is fine, our buyer has just had their survey back on our house, allegedly it says there is damp in the living room and front bedroom. the purchaser is apparantly still keen, but wishes to investigate using some new type of european damp treatment that does not…
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renting a new home with past rent arrears
Hi I really need some help. I rent from a local council and have got in to rent arrears due to the housing benefit going very wrong. about £3000 behind. I am going to court to agree a payment plan. A while befor this my parter and I wanted to move back to Liverpool to be closer to his parents. We are both nursing students…
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The time between exchange and completion
we are first time buyers and are expecting to exchange contacts within the next week or so. What I want to know is whether asking to complete 30 days later would be unreasonable? Due to financial restraints.
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End of tenancy house clean - how much?!
We are moving out of a 3 bed semi in 6 weeks time... I've just spoken to our letting agency who said that they will need: carpets cleaned (only have them in lounge and hall/stairs/landing) oven cleaned professionally windows cleaned in and out curtains cleaned extractor fan cleaned Plus usual cleaning - floors, toilets,…
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Advice on Lease Extensions
Hello, I've got a 2 bed flat which is worth around 180k and has 62 years on the lease left. I'm looking to move within the next couple of months and wanted to get the lease extended so I contacted the freeholder and paid him £400 for a valuation survey to be commisioned (I don't get to see the report apprently). He's now…
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No sale no fee solicitor wanted, any recomendations ?
Hi looking for a no sale no fee solicitor to handle the sale & purchase of new properties. house to be sold £200k approx house to purchase £210k approx Have used Pictons in the past, they are quoting me today based on the above prices £3,800. Just wondered if anyone can recommend a good solicitor at maybe a better price ??…
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how much to offer
on a 185K house (or if you were selling at 185k asking proce how much would you expect to recieve)
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Help - Estate Agents
Hi I hope someone can help me. I am in the middle of selling my property. Had an offer on the 4th January 2007, which i accepted. Now.... the buyer is taking ages and i feel like she is dragging this out for a reason so i asked the Estate Agents to put the property back on the market, for 5k more as property value has…
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Advise on moving home to Redbrook
Hi I hope someone will be able to help! We are moving home to Redbrook which is near Monmouth, Wales but seems to fall into Forest of Dean for schooling. I am looking for advice on nurseries, and primary schools. I have 1 child who is just 2 and due 2nd in 9 weeks! Would prefer them to go to Monmouth if possible, but not…
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FTB - would you fix for 3 or 5 years?
We're first-time buyers and looking for some security. Mortgage will be based on my husband's salary as I'm self-employed and don't yet have a full set of accounts. We're cautious by nature, so we've been thinking about opting for a 5-year fixed rate mortgage (5.5%, no HLC, £699 arrangement fee, £500 cashback for legal…
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London market gone mad???????
I have just had ea's round to value a 2 bed 2 bath garden flat in shepherds bush which I bought a year ago. Have done some work on it and decided to get it valued.....just curious rather than wanting to move They have valued it at 115k more than I bought it for, ie 400k.(work cost 15k) Is this going on everywhere? I know…
