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Help!!
Hi,We found a property that we really like and decided to make an offer,we also put our house on the market.The vender will not take the house off the market until we have sold(understandably)I am worried sick that someone else will snap it up and we will be left feeling a bit stoopid!We have been looking for around 1 year…
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Problems getting deposit back
I am posting on behalf of my work colleague. Her daughter is renting a flat and is having some trouble trying to get her deposit back on her rented property. There are a number of issues but one is over the grouting in the shower. They are saying that as the grouting in black in places and is disfigured they are refusing…
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Advice Needed regarding rent increase!
A room was advertised in a shared house for £540 which caught my eye. Although at the top of my budget the room was very nice and so were the housemates so I decided to go for it. The ad was put up by the housemates. I contacted the letting agent straight away and filled out an application form so they could check…
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Buying as a couple
My partner and I decided we want to buy a place together, however we live 100 miles apart and I will be relocating. We agreed to wait until after Christmas and I would look for employment first. That was the plan.... Recently he has said he wants to buy his own home now, which will get him on the property ladder. Some…
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Leasehold land, lease problems.
My solicitor has advised me that although my land is leasehold, the land registry have no records of the lease. I'm currently remortgaging and this is holding up the completion. I've just ordered the title register on the LR website and downloaded it, it gives the leaseholders names but no addresses. It is also possible…
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honest opinions required please(possibly jumping off property ladder).
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Survey Fee
Hiya Just spoken to my mortgage advisor about my survey and he has said it will be £295. I am a FTB so was just wondering if this is about right for a basic survey? He said the more expensive one is £400 and sonething but this means if they miss anything on the first one you can go back again:rolleyes: Confused! thanks:)
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Accepted offer on our property - how long till survey
Hi We accepted an offer on our house last Tuesday (we had accepted their offer a few weeks ago but they lost their buyer - now have new one). The last time it was 2 weeks from offer to finding out they had lost their buyer and we had not been contacted for a survey. I know it has not been a week yet but wondered what the…
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House buying question
We've seen a house for sale that we really like and we would at a push be able to get the mortgage for it. Our situation in the next year or is likely to change, in that we will both be earning more money once we have got through our professional exams. Do you think it would be wise to take on a large mortgage and perhaps…
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First Time Buying - advice on process please!
Hi, Apologies for being naiive, but I could really use some help from some experiences buyers. :T We are currently in the process of conveyancing for our first house. However, we are at the bottom of a chain - there is our vendor and one person above that - no idea if there is anyone even higher but I am pestering the…
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£150k equity - what would you do?
I am planning on selling my house and renting a place for the next few years. My plan is to put the equity (£150,000) to work to generate enough to cover my annual rent and the money I was spending on my mortgage / insurance etc will be invested in a pension fund. I will use some of the equity to purchase a park home in…
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First Time Buyer Question! Need Help
Im currently trying to buy my first home for £140,000 next month. Im on a salary of £28,00 and my girlfirend £12,000. I have been told I can burrow upto £180,000. My question is:- I have unsecured debts (credit cards and loans) upto £20,000, is it possible for me to ask the building society (nationwide) if I can add my…
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residential mortgage
Hi all Just wondering how much trouble can one get in too if they have residential mortgage and then decide to let the property out, but have not changed their mortgage to a buy to let mortgage. thanks
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most transient roads
noticed a road 5 mins from my house always has lots of houses for sale signs -checked online and indeed it is the "most transient road" in the area , the road itself is a inconspicous decent residential road so is a lots of transiency in a road a bad sign? -is something making people move out? - would it play an important…
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no dss
some lettings state "no dss" -is this the norm? and why no dss ? is it because the property may not be looked after ? or tenants might obtain bad credit at the address , or is it payment problems /beauracracy from DSS office? thx
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Do you feel rich? Even though every mortge payment is a struggle do you `FEEL` rich
How much have you deposited in a high interest account from so called house price inflation? Is the answer NIL?? So how rich are you? horace PS cannot edit mortge to read mortgage.
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Finding a place to rent when on benefits..
Can anyone point me in the right direction to find a place to rent for someone who is receiving IS and is applying for DLA?. I have spent ages looking today online but no luck. I am sure there used to be places to rent where it would say DSS accepted but today I only saw one such advert and that was for a house . Also what…
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House Network
I'm selling a house for the Outlaws so I thought this would be a great reason to use https://www.housenetwork.co.uk after all the feedback here. I wouldn't want to spend my own money! It went live yesterday, the details look pretty good and we have the first viewing tomorrow afternoon, so it works in that respect! I found…
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STAMP DUTY QUERY on new build asap
hi there, I hope there is someone kind enough to help me with some advice on stamp duty. I am a first time buyer with finances well in order. I am currently in the process of negoitiating a final price on a new build from building company X ( to keep anonymous for time being). A final agreement has not been reached on new…
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Landlord issues
Hi. I'd be grateful for some advice as I have a friend who is being taken to court by a former landlord. She moved out of the former property in Autumn 2006 and rented a new home. Unfortunately, even though the former property was a shared house, she failed to give notice to end the tenancy agreement, believing that her…
