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Help - Solicitors?
HI, This will probably be really daft but if someone can help me out it would be appreciated - I've never been in this situation before. I am going to be selling our house in Portsmouth, and buying a house in Chesterfield in the coming months. My question is this - Does 1 solicitor cover the sale and purchase? Or do I need…
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My kids will only ever own a property if their g/parents leave them massive amount
My kids are 9 and 12 now. I am desperately worried for their future as I don't think they'll ever get on the housing ladder and rents are so high for anywhere decent. We are are in the fortunate position of being practically mortgage free (2 more years) but it's still not a good enough position to buy another house as the…
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Good or Bad time to rent?
Hi - we have recently decided that we are going to have to move out and find somewhere else to rent, but having kept an eye on the rental prices, now that we have made the decision to move the rents seem to have gone up! Is this because of the time of year? Do more people want to rent now rather than winter? Also when…
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Unreasonable Developer
I have purchased a new build to live in and i always knew that i was not going to like the kitchen and picked what i considered the best out of the dire choice. The developer has now said if i install my own dishwasher they will not give me the kitchen unit door to cover the dishwasher because i did not buy it from them.…
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Letting a "shared" property?
Hi to all Been looking at buying a property which is a 50% share. Can 'shared' properties be let out to tenants or are there usually rules and regulations to prevent this? cheers
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DIY conveyancing
Has anyone out here done there own conveyancing? Cheers
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What would you do in my situation?
Hello all Nervous first time buyer here with a bit of a dilemma. We (my partner and I) have fallen in love with a beautiful 2 bed flat in an art deco building in South East London. Flat was on the market at £215k but only has 78 years remaining on the lease AND has an upcoming service charge bill of £4k for water pipe…
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Notice of Issue!
Mrs Generali went to Tunbridge Wells County Court (Kent) to file a claim against our former LL to get our deposit back. She has no chance - she's trying to charge us £1000 for leaving one bag of garden rubbish in the flat (forgot to put it out with the rest of the rubbish) and she doesn't have an inventory. She asked us to…
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HMO Question :- 'Fit and Proper Person'?
What do the Council mean by 'Fit and Proper Person'? I have a police caution from last year for defending myself from a burglar, would I not be granted a HMO licence? :confused:
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Debating with a friend
I recently got rid of a timeshare that I wasn't really using. I tried selling it and that didn't work, so I actually paid an American agency—Timeshare Relief—to take it. It cost me £1800, and I'm out of the contract entirely. My mate thinks that I got done. I disagree because I was paying £1000 per year for the timeshare,…
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key worker - advice please.
I have been looking at standard mortgages but am now considering the key worker scheme as I am a teacher in London. Lenders have been willing to lend 4 to 5 times salary. If I apply for key worker property what is this likely to change to?
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I feel cheated!
I'm new to all this and got myself an independant mortgage advisor. she went through everything with me and told me all I had to do was find a home and get back to her when I was ready to put in an offer. I found one advertised at offers over £72,000 and I offered £77,000. The offer was rejected and my mortgage advisor…
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Pretentious names for new build property
Don't you just love the names that developers come up with for different floorplans: Coniston, Wells, Nelson, Victoria, Prince Albert...;) So which are the strangest and are there any you would actually pay more for?
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£30k less for the same house?
My friend bought a new build house about a year ago. His friend bought the adjoining semi at the same time. Both were first time buyers yet the second house was bought for £30k less than the first!! Was he just not very good at negotiating or has he be stiffed?? Thanks
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Valuation Survey issues
Just had our mortgage offer through part of it is the valuation survey and what the surveyor found. The only main issue found on it is 'Evidence of movement was observed in the form of cracking to external brickwork. We are of the opinion that movement is long-standing in nature and that the risk of further movement taking…
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David Wilson Homes vs. Miller Homes
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New build developer issue..
On March 16 we placed a deposit on a coach house with a major home builder. The deal included 5% deposit paid, stamp duty paid, £500 legal fees and fully fitted carpets. This was on condition that we complete within 30 days. Since then things have not moved too quickly as it is leasehold, we were holding back doing the…
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Selling Privately information and the fear of moving again
We are in a house selling difficulties. We need information on how to sell privately. We moved to Gloucestershire due to a new job for me and my partner in July 2006. Our house near Warrington is a lovely 3 bedroom Wimpey house in a popular location. Now it’s still on the market since October. I think we have done…
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buying house with previous underpinning
Myself and o/h are in the process of buying a previously underpinned property but all the current owners have supplied us with is a typed schedule of work and say they never had a certificate of completion. They informed us that they were unable to get a mortgage when they bought the property until the work was carried out…
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How much over our budget should we look?
I know we should be looking at houses slightly over our budget, but how far over roughly? I know it can depend on area etc so I am just looking for a general idea. We are looking for a 4 bed house for top budget of £350k. I am wary of going too far over budget in case we fall in love with something and end up busting the…
