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How can you get repossessed?
In this climate of rising house prices, how the hell does someone get themselves in a position where they get repossessed. Surely if you get into financial trouble you could sell your house at a lower price than the market to attract interest (which will no doubt still be more than what you paid for it) pay off the…
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Estate Agents!!!!!
Hi, I have a small problem, hope someone can offer advice? I work away but placed my property on the market. The Estate Agent went round to my house and my partner (although not partner in the house) let them in. I chatted to the EA by phone to agree a price to market the property but said I couldnt sign the form! She said…
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Planning permission - advice please
Hello, The week after we had purchased our house, we received a letter stating that our neighbours to our rear (45 degrees to the left) have applied for planning permission for a 2 story rear extension (the application was applied a couple of days after our searches had been completed). We objected due to the extension…
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Is worth getting a Certificate of Lawful Development?
Paying out 3/4 hundred pounds to an architect, and £67.50 to the Council, for something which is within the law anyway? :confused:
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Why cant tenants get references for potential landlords?
Hi all, Im a private tenant in SW London. Im currently having problems with my landlords - basically they are complete idiots who are treating us as if we were lying, dishonest scum - when in reality the complete opposite is the case, it is them who are lying, dishonest etc. Anyway, enough of that. During my reseach into…
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Place your bets...How long until we move house?
Well, we have had the offer accepted. I have signed all the IFA paperwork to say all information is correct that I have given him. I have signed the mortgage stuff that needs to be sent to Northen Rock. Survey not been sorted yet. Solicitor has been instructed. We have nothing to sell and buying a house where the man is…
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Question about CHAPS transfer
Hi everyone, Just looking for some information. We are moving house in a couple of weeks, and the money will be transferred through CHAPS. My SIL told me that if the transfer isnt processed before noon, then it wont go through that day, is this true. I thought, as long as it was done before the end of the banking day ie…
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FSA warn Banks Housing could "dip" 20%
Please note I haven't used the C word! What makes this article interesting is that it's the FSA doing the warning! http://www.moneymarketing.co.uk/cgi-bin/item.cgi?id=140595&d=11 I notice the article was written by a Mr Anker.......no smutty comments please!
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Wootton in Bedfordshire - any opinions?
Hi. I am currently living in Bucks and have decided to go for a complete change of scenery and move to Bedfordshire. I have family in Milton Keynes so I want to be to the South West of Bedford. I have put an offer in on a house in Wootton but have very little information on the type of village that it is, I have been to…
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Can we buy someone elses survey?
We have offered on a property which has been accepted. Someone had offered previously and then due to personal reasons dropped out. They had already had a survey done on the property. Can we buy their survey off them - to speed things up a bit or do you have to buy your own through your own mortgage company?
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Survey Advice
Me and my girlfriend have had an offer accepted for a house, the bank did a valuation and it came back that they had took some loft alterations so the bank want a full structural survey. In my opinion, it shouldnt be us who pays for this, we have asked the sellers to pay but they said no. We are thinking of pulling out…
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MVR / Proper Survey
hi, Whats the differrence between a mortgage valuation report and a proper survey? We are buying a flat in scotland and want to make sure we got an appropriate check done on the property before it is bought. Many thanks Stu
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Letting Agent - 'Property Visit' Letter???
Hello all, Received a letter this morning from my letting agent, as follows: Dear XXX RE: Property Visit We write to advise you that we have arranged your visit for Thursday 17th May 2007 between 10.30am and 1.00pm. Please find enclosed a copy of the Property Visit Report form should you wish to bring any matters to our…
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putting an offer in this morning - help please!
Hi all, I am putting an offer on a house thir morning - how exciting! I am a first time buyer and house is on for 112,500. I am thinking of starting my offer at 110,000 but know that there are 2 people looking round this afternoon and houses are flying off the market in the area i am buying in. If he does not accept this…
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Section 106 Agreement
Folks, a Section 106 is an agreement between builders of property and the local planning authority. See http://www.idea.gov.uk/idk/core/page.do?pageId=71631 for a fuller description. Anyway my exchange is being held up as my solicitor learned that there was one between my new house's builder and the LPA, but he does not…
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Finding solicitor in South London
Hi all, I am thinking of putting in an offer on a property (FTB) and having read the really helpful tips on the Housebuying thread, I would like to have the solicitor in place before making the offer. Can anyone help with recommending sols in south east london who are on the ball and can get things moving quickly? Any…
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anyone live in a mobile home on a park
theres a few around here that are quite nice ,just thinking of the future to be honest and this seems like a good idea seen as most are age restricted ie 55+ no worrys about annoying neigbourers etc. my worry is the ownwer could sell the land at any time ,to be honest im just toying with the idea at the moment i know there…
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Can we afford to rent??!!
Been looking at these forums for a while and must of admit I am amazed at the knowledge and was hoping some of you may be able to help me and my girlfriend make a decision on whether we can afford to rent our own place. We are basically both starting out on our chosen career paths since graduation so both on very low…
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Notice of mortgage- what does it mean?
A bit of advice required please! When we renewed our tenancy at the end of Dec we had our new contract sent to us with a notice of mortgage stating that the landlord wanted the house back by the 2nd of July 2007. We took this that he would not be renewing our tenency again and have gone ahead and began the process of…
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letting your house Advice Please
I am thinking of letting out my home, I would probably do this through a letting agency. Any Advice on pros, cons pitfalls thinks to watch out for would be appreciated.
