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Am I right to do this?
Have just had a survey done on the house we are buying. Floorboards are very very creaky. I have told the estate agent that I want the creaking sorted out before i move in. What is the best way to pay for it? Should the vendors pay for it or should I get the quote and then ask for this to be knocked off the agreed selling…
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How to Let
Rather than buying a small house or flat to live in... Im considering staying with my parents another year, and instead buying a small flat to let. How does this work. Do you simply purchase and mortgage the property as though you were going to live in it, then have an estate agent advertise and manage the tenants? So I…
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Advice with a flat I am interested in
I recently viewed some apartments in the same block. 1 bed ground floor 1 bed first floor 1 bed top floor A few days later the agent chased me up for some feedback and I told him that the ground floor and first floor flats that the bedroom was too small and that the top flloor flat I felt was too much money and I did not…
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WANTED! A list of things to do before moving house.
Evening We a shortly due to move house . I'm after a list of things to do before handing over the keys People to contact gas, water etc.. i'm sure that i have seen list on here . but i cannot find it . Many thanks JIM
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HELP FTB - SURVEY has revealed a problem with drains? Advice Please?
Hello fellow MSE'rs Background: Myself and my other half are currently in the process of purchasing our first house. Its a 3 bedroom semi with an extension The house used to have 2 rooms downstairs (Lounge and Kitchen/Diner) In 1983 an extension was built on the back of the house. so we now have Lounge, Large Dining room,…
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Getting 100% mortgage Advice please
I am sorting out a 100% mortgage through a mortgage consultant. My partner and myself have been told we can borrow upto £167k with Northern Rock, but we want to borrow much less than that really tops of around £120k. I have a few questions that I would like some impartial advice on. 1. The mortgage that appeals is the…
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Exchanging with no deposit
We are buying a house that will either be 95% with a gifted deposit or 100% mortgage depending on what the seller accepts. We were wondering how this works with exchanging as we are under the impression that you have to pay 10% deposit on exchange, but we simply don't have that money! How would our situation work? Would we…
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Selling house look 1st or up for sale 1st
Were selling our house this spring after living here for 18yrs, and im wondering do we look at other property before we put our house on the market or should we put it on the market and then look,:rolleyes: you see the problem ive got is hubby is very eager to move to a bigger house/nicer area and im not that bothered.…
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Buyer has survey queries
We accepted an offer on our house 3 weeks ago and the survey was done a week last Weds. Our estate agent phoned us Thurs to say the buyer's mortgage had been approved etc so he was optimistic that the survey showed no major problems. Yesterday the agent left us an answerphone message saying that the survey had thrown up 2…
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Need advice on how I can evict. I 'rent a room' in my flat.
Hello, I wonder if anyone knows how much notice you have to give to someone who lives in your house when you want them to move out? In January my partner and I bought our own place. I live in it and we decided to rent out the two other rooms until he moves back to Scotland. I am a full time PhD student so I advertised at…
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Memorandum of Sale
Hi, Is it usual for an Estate Agent to send a Memo of Sale out to everyone in my chain and list my home phone no. This is not our EA, we are buying from them. Im pretty angry about it as everyone has my home phone no. now!:mad:
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Property Auction advice please
Hi, We watched a local TV programme down here in the South West concerning properties being repossessed and sold at auction in London. The net effect of this is that these properties are selling for upto 40% less in London and then the new owners are bringing them back to the market in the locality. My question is does…
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Are search's done by postcode?
Hi all, We where buying one house, which fell through, and are now buying a house in extactly the same postcode. We had already had the searches done on the first property, would we be able to use any of them for the new property or will they all have to be done again? TIA Ever
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unilateral notice.....
Hi there, Im not sure if this is the right place to post this but ive been having trouble paying my debt over the last 3 months and with the advise of pay plan and the cccs they advised me to pay £1.00 per month till my partner goes back to work. We have a secured loan with Welcome finance which we have been paying and…
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build to let
my husband is a builder, we have a house worth £350000 with no morgage. we would like to build to let. and were wondering if this was possible. he is 56 so his age and earnings (as self emloyed ) would go against a normal morgage. we would like to buy a plot for £120,000and spend £80,000 bulding it. the monthly rental in…
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Old dispute and current flat sale
We had a personal dispute with our neighbours two and a half years ago... and by personal I mean they loathed us and we loathed them, so they were deliberately obstructive about everything. Anyway, we threatened them with legal action at one point because they were obsessed with us, and they stopped what they were doing...…
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Tricky situation
Hi all, I'm 26 and live at home where there is just me and my mum. The house we live in is a council house which we obviously pay rent for. We had the house valued last year by the council and we could buy the property for 90K, it's a 3 bedroom semi, big garden, double glazed, central heating etc... everything you would…
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Advice needed. Should I buy it?
:confused: Hi, all hope you can help. I have been offered my grandmothers house to buy and can't decide what to do. The house is too small for me to live in without an extension which I can't afford. So should I buy the house and rent it out,hoping that in the future it will be worth more or should I buy it, do it up…
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should i smell a rat?
Hi there, After much haggling i managed to get an offer of 110k accepted from an original asking price of 115k. However, the estate agents said this offer was only dependant on no further reductions permitted upon feedback form the searches... Is this standard practice or should alarm bells be ringing out here? Although a…
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Van Hire for Young Driver
Dear fellow moneysavers, I am due to move house on the 8th March 07, but am only 21 and am finding it difficult to locate anyone who will rent out a van to me. Previously I have used a friend, but his van is no longer available. Could somebody suggest a van hire company around the Colchester area that will rent out a…
