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Is the cost of a survey justified?
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shared ownership
Some advice please We are buying a new build shared ownership property in swindon, with a housing association and having a few problems regards the snagging list. The two main problems are as follows: Garden at the rear of the house keeps flooding due to clay soil and the fact that the garden slopes towards the house/patio…
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Half Buy half rent??
Hello all, well at the moment me and my OH are waiting to hear if we will get the pay rise we want in april, and so are thinking of buying our 1st home. Firstly what we want to know is how are mortgages worked out, where is the best place for a mrotgage and we are turned down for bank accounts not entireely sure why, we do…
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Capital gains on property
Hi I need a simplified description of how this works , if I understand it right you get an allowance each year for CG on top of your normal tax allowance? for argument sake say its 6k/year does that mean if I sell after 5 yearsI pay tax on profit minus 5years @ 6k/year?
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Buying A Repossessd House
I've been a 'lurker' for some while, but could now do with some advice please. I have put in an offer on a property that has been repossessed, having seen the notice in the local paper advising that an offer had been made & anyone wishing to improve on this should apply to the estate agents. It looks as if my offer is…
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Selling a rented property
I currently have a property that I rent out that I need to sell. What I want to know is what provision I have to make for tax. I lived in House 1 for a number of years before moving to House 2. I kept House 1 on to rent it out. Because I am very rarely around due to work commitments, it was deemed best to sort out an agent…
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The house we want to buy is underpinned
Hi me and my partner are buying a property with my partners brother and his wife (Its the only way we could possibly afford to get on the property ladder) We have found a place that is ideal (it needs modernizing which we plan to do and then sell the house and find something better) The only thing is the house has been…
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Money Managing software
Hi I am interested to know if a product like this exists.... Something which will 'synchronise' all of your online account balances at the press of a button - i.e. without having to log in to each one- i know she has all of her accounts with Lloyds TSB Also, if money comes in/out - it alerts you - via email/text ? Any…
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? Best Place To Buy Holiday Home Abroad For Parents
:confused: Hi now I was wondering where would be a good place to start finding a holiday home for my parents to buy not to expensive and maybe 2 rooms in quiet safe area a pool would be a bonus. Thats the wants but I think this is going to be a long slog trying to find, buy and maintain but anyway it should be worth it in…
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would you buy a flat with 120 years lease left
Hi there I am about to buy a 3 year old flat (brand new construction ) which has 122 years lease left . Should I buy it. Will it be difficult to sell it on say in the next 5 years . I had a word with an estate agent and he said that most of the flats in my area had 125 years lease to begin with at the first place when they…
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procedure for giving notice
Hi. My tenants have been a right pain in the !!!! last few weeks. Their tenancy runs out in the next 2 months and I won't be renewing it. Ideally I want them out of the house by the end of the tenancy. How much notice am I legally required to give them (Tenancy states 4 weeks) and what do I do if they're still here by the…
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When I'm house-hunting and looking at the bathroom, I want to see...
We're preparing our flat for sale and we can't deny that the bathroom MUST be done (hopefully on a budget) We're short on space, and not having a bath would make planning things much easier. Any comments appreciated! :T
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Estate Agent Valuation
I want to let my flat and i have had it valued. One estate agent reckons she can get £900/month which is about £150 higher than the majority of the other estate agents have quoted. I am assuming that I can place my flat with as many estate agents as possible so i assume I have nothing to lose even if they cant find a…
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Sealed Bid Letter template
We are looking to put in a sealed bid on a property, I need to get a letter to the estate agent with this and our solicitor and lender details. Is there any where on the web I can get a template for this? I am terrible with things like this so any help would be much appreciated. :beer:
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pay off mortgage on a let property?
Hi I have a house worth approx £160000 which I let out for £525 per month. The remaining mortgage is £18000 as I have overpaid on it (and it has increased massively in value) I was going to pay this off but a financial advisor has said that it would be better to invest this sum elsewhere (in stocks and shares) as the…
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how long a property has been up 4 sale
Is there any way, i can find out how long a property has been up fpr sale for?
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The wrong survey....opinions please!
We have recently bought a house and moved in over the New Year. (We had been in rent-free tied accommodation and were moving by choice as we wished to have our own home once again. ) Since moving in, various problems were becoming apparent with the house and so we checked back to the survey. It transpires that the wrong…
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Your advice please. First Time Buyer wih poor credit.
Any advice would be very much appreciated :j I am a first time buyer wishing to purchase a home jointly with my OH. I have a poor credit rating and a default :mad: on my credit file. I have obtained my credit report and it's not as bad as I thought it might be, other than what preceded this, it shows that I am paying bills…
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Neighbour Disputes
Does having a neighbour come round and complain about noise from D.I.Y a few years back count as something you have to put on your selling form or does it have to be more serious then that i.e a written complaint?
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What would you do,others views appreciated
Hi I am sellling my property which is not worth a great deal, only small and not in the best area. The area is close to the City Centre where millions are being spent so house prices have rose but still not the price of other areas. I am selling the house for £64,000 to one of the neighbours. The girl who is buying it…
