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House selling advice - pretty please
Sometime in the next 12 months (hopefully sooner rather than later), we'll be putting our flat up for sale. The flat is privately owned, but it is on a housing association estate. I think it's something like 1 or 2 in every block of 6 that is private. It isn't a particularly rough area, but we do have the odd problem with…
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will a nov rate rise affect you?
just wanted to gather a straw poll opinions as to how a rate rise in nov will affect people... generally i hear people saying they are on fixed rates so it doesn't matter... for me it just makes a house purchase even more unaffordable... and renting even better value!! :rotfl:
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Ben Bailey Homes / Mortgage Talk
Does anyone have any experience of Mortgage Talk when buying a Ben Bailey home? We have reserved a new-build and Ben Bailey referred us to Mortgage Talk as they are a broker. Are they any good? Thanks
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buying a new property and rening out my current one - dilemma!
Hi all, I have often browsed these forums and they have a very good rep from https://www.thedvdforums.com but this is the first time I have needed to post, so here I am! I love money saving so hope to become a regular contributor. I am starting a new job and relocating, all at the same time. I plan to rent my current place…
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Help - offer rejected and we SSTC
Hi everyone We live in a lovely semi in a village, but really want a detached. there are some new builds that have been up for about 18mths and not selling well (not in the best part of village) We really like one that has been reduced from £185k to £175k so put our house on the market, 2 days later our house has sold. The…
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Utilities
Help, I have just purchased a house and was wondering how the utilities work i.e. do they disconnect them and then I can find the cheapest or do I have to switch from the existing supplier??
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Two questions
How do I find out definitively whether the building I am trying to buy a flat in is listed or not? The owner says not as it is a Georgian (conversion flats) facade/bldg which was extensively fire damaged and rebuilt in 1999 with only the shell intact and a modern neo-Georgian extension added. Council refused planning…
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Removing Charge on my house
I would appreciate some help from all you experts out there. At the time of my divorce my house was transferred into my name but my ex retained a charge on it until I paid him a final balance. I am now in a position to pay this money. My question is can he just contact the land registry direct to remove the charge or do we…
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Whats the going rate for a self employed labourer, per hour?
Whats the going rate of a self employed labourer,per hour.Working effeciantly doing good hard work.Doing a variety of odd jobs to a high standard.Your feedback would be most welcome,thanks.
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adding solicitors fees/stamp duty to mortgage?
can this be done? i.e if i were to buy a house for £170,000 could i borrow £177,000 to cover the fees? or could i take it from the equity i have already in the house i would be selling?
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Using online Conveyancers
Right well i've been using Fidler & Pepper to help with my house purchase and they finally sent me the long awaited contract this weekend to check and sign. Hubbie and I spent the whole weekend trying to interpret the title deeds which mention the restrictive covenants placed on the property. I thought it was the solictors…
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Hope for everyone!
Surely if this house can sell there must be hope for everyone struggling to sell theirs! http://www.thesun.co.uk/article/0,,2-2006500294,00.html
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Should we go ahead?
Hi everyone... My husband and I are in a tricky situation and really could do with some sound advises! We are in the process of buying our first home, the offer has been accepted, mortgage arranged, solicitors are working on our case and we are waiting for exchange of contract. THE PROBLEM: This is a 2 bed terrased house…
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Renting A Room
Hello I live in a 2 bed terrace alone. I am considering renting out a room @ around £200-£300 per month. This would mainly interest student types i suppose and they would have shared access to the bathroom and kitchen. Is there any legalities involved? Obviously i would get references and draw up some kind of legally…
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Can I afford to buy?
Hi I am currently looking in to whether I can afford to buy my first property. I'm happy with my research in to mortgages etc however I need help in knowing what my other monthly outgoings will be. I am currently renting a flat which is above a shop. All utlitles are shared with the shop and are included in my monthly rent…
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When enough is enough?
We have an offer agreed on a house and as FTB’s are keen to get in our first house. However, the people we are buying off lost their house about 10days before we were about to complete (long story!) and for the past three months have been ‘actively looking’ for another house. Now I'm fully sympathetic that they cannot find…
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Renting your property when you're abroad
My situation is thus: My Husband to Be (H2B) owns a property where the mortgage repayments are around £550 per month. I have no stake in the property but we can put it into my name if it helps with tax. We will soon be getting married and moving to the US for 2.5years with his job. He currently works as a civil servant and…
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Problem with Letting Agents showing ppl round
I dont know where I stand with this, we are soon to be moving from our rented accomodation, but there is a prob, the Letting agents (LA) phoned me on thurs saying they had made a viewing for the house, and would i be in (i am off sick with a back problem) and said i would. The LA turned up 30 mins earlier than the time i…
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structural engineers
i know its a long shot but can anyone recommend one in Herts/Essex? And what sort of money will one be looking at to come and check out some cracks in an external wall (bottom 2ft of the wall) of a 1930's semi? I have no idea what these people charge, and does their word/assesment come with any guarantee etc? Many thanks…
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WHen am i likely to move in?
Hi This is the first time ive bought a home in a chain as previously was a FTB. My buyer is currently renting but will move whenever and isnt bothered if he has paid some rent money for time when he wont be there. The house im buying is vacant. The house im hoping to buy ive had the survey done and the bank have confirmed…
