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Advice on uncontrolled Sub-letting (Scottish Law)
The flat above my parents has been let by the owners. The tenants are the leaders of protest/direct action groups into anti-nuclear demos and the like. They have been arrested by the Police. They have now opened up the use of the flat to all and sundry who come and go as they please. Fortunately they are not (yet) creating…
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help buying home
I am looking for some advice we have seen a house we are very interested in and believe it will go to a closing date we have had the survey back and as it is an old house it does require some work to the roof and does have some damp, I was hoping to arrange for some quotes so that I know how much it is reasonable to offer…
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Credit Rating
Hi there, I am quite sure that I am posting this thread in the totally wrong place - but I have no Idea where to actually post this question - so I hope that it can be moved to the right place! PLEASE! I just wanted to ask a simple question about good credit ratings: 1. I have absolutely no debts whatsoever and have never…
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part exchanging homes
Hi. My OH and I have had our one bedrrom flat on the market for a while. We are (after changing estate agents) having loads of viewings, but no offers. As we are getting married in May we are getting a little impatient. Does anyone have any useful advice about part exchanging homes? I can see that Barratts do this. Do they…
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Shared Ownership
Hi I am currently looking at shared ownership (SO) properties to get on the property ladder. Please share your opinions, experiences etc. I would love to hear from people who have already bought a property through this scheme and from people who have been selling. Is it a good way to get on the property ladder? Did you…
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How do School Catchment areas work?
Not sure where to post this question but I am looking to buy my next house strategically so that my kids when I have them can go to good state schools. However I do not understand how the catchment area policy works. Do parents simply get a better chance for their children to go to better schools if they live close to that…
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High LTV charge
Hi all - first time poster, long time lurker. We're currently going through with a purchase via Abbey and have secured a 5.69% 5 year fixed rate with a few benefits for first time buyers such as cashback and free survey. We're fairly happy with what this offer after researching the various options. We were dissapointed to…
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Anyone know what West Malling/Kings Hill is like to live
Anyone here live in West Malling/Kings Hill? Looking for advice/reviews about the area. They seem to have had quite alot of new houses built there. Also as it is near Tonbridge I am hoping the area is quite nice and isnt a chavvy/ghetto run down. I know tunbridge Wells is a nice place to live but it is too pricy for what I…
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Potential massive council tax rises
I've just read with alarm that it is possible that council tax will rise by thousands of pounds a year in some areas. Does anyone have any information about this? Would each household be means tested to take into account its earnings potential? In some 'wealthy' London boroughs, for example, there are many affluent people,…
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2 Year Old House With No Nhbc Guarantee
Hello I'm well into the process of buying this house. It is vacant. It seems the vendors are mortgagees in possession. The only documents their lawyer has provided are a copy of the lease. They refuse to answer any questions or provide any other documents. Nice! So not only does the house have no NHBC guarantee it has no…
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Vebra.com
anybody else having trouble accessing vebra?
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Huge bill for leaseholders
We bought a flat leasehold 3 years ago in Hastings. The freeholder owned the rest of the building which is arranged over five floors. Ours is the basement - a one bedroomed flat with seperate entrance and back garden. The freeholder has since sold one other flat. When we purchased our flat, there were three bedsits on the…
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Buy to Let with Equity from Home
Advice would be welcomed on a conumdrum I'm debating. I earn circa £50k pa (Net income of £2400 pcm - i.e. after everything is taken out (including CSA). My job is relatively secure (education). Partner earns approx £27k pa (Net income of £1600 pcm). Partner's job is fairly secure (successful and growing service business).…
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Title query
Hiya Folks Can one of you very clever people help me with understanding what a 'limited title guarantee' means. I'm buying a house and just got my contract yesterday to check and sign so that we can exchange soon. thanks in advance for your help!!!!!!!!!! :p
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First a Statutory Declaration,now Indemnity Policy!
I have lived in my current house for over 8 years. The house has a dropped curb so I can drive my car onto my drive/frontgarden. Between my drive and the dropped curb is the public pavement which also has a small piece of grass directky infront of myproperty boundary, infact all the houses down the street do. I am selling…
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land search query - 'discharges to water'
hi all, sorry to disturb your weekend. i have just had my land search done - there were two types available and for an extra £150 i had the more comprehensive one done (forget the exact definition). basically, in the environment report sheets when it lists nearby industrial plants etc everything on my list says…
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My situation - advice welcome if possible?
Hello, Wondered if anyone can give any advice. Basically I want to buy a house after many, many years of renting and moving around a lot but I’ll go through everything (so sorry for the long message): I currently live and work in West Berkshire, but want to move closer to London and closer to my family & dog (Richmond,…
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Early Repayment Charges
Hi, names Matt, just registered as i have a bit of a problem and a friend recommended i come here and post a thread to discuss... Basically, i brought a house 5 years ago, and pleased to say its just over doubled in that time, and recently decided to take the next step and purchase another house for a buy-to-let,…
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flat dilema what i can and cant do
Have now been to view a ground floor flat twice. It is in need of a bit of work but its do able i think. The thing is it has its own garden which is to the front and side of the property. I was wondering if anyone knows if you are allowed to build say a conservatory on the side of a flat i know it all seems a bit much but…
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Capital gains minus inheritence tax .. whats the deal ?
Hi, My mother-in-law inherited her fathers estate upon his death back in Feb 2002. This estate, including a small house totalled less than the IHT allowance limit at the time so no IHT was payable. They have rented the property out until now and would now like to sell the property.. The property has increased in value by…
