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renting your home
We want to move abroad for a year. Does anyone have experience of renting out their house? What sort of insurance will we need? How do we find a reputable agent? Didi you store your furniture?
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Insuring before Exchange?
Hello All. My nan has been told by the solicitor that she has to get the bungalow that she is buying insured now, even though she has not exchanged contracts. When nan queried this with the solicitor she was told that if anything was to happen to the property then both her and the vendors are liable (50-50).:confused: (no…
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Dodgy surveyor
Started a thread a couple of weeks ago regarding problems with our house sale and the cavity wall insulation, have now discovered the real reason. At the time i was suspicious of our buyers excuses but our Estate Agent found out that they had been trying to borrow 120% to purchase our house and it was this reason that…
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Worried about my parents mortgage
Hi all. My mum and are 68 and 69 but they still have 107,000 left to pay on their mortgage. The house is worth around 180,000 and i was wondering if there is some way to use the money tied up un the house to cut down on the amount they have to pay out every month. They would like to stay in the house but at the moment it…
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Advice needed for parent's house/will
My 58 year old father has just been diagnosed with a terminal illness:cry: . He lives with my mum but the property (worth about £100K) is in his name only, they have lived apart for the last 4 years but she has moved back in a month ago to look after dad. His current will leaves everything to my mum. Mum wants this…
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First time buyer - buyers house fallen through
Oooh no. We have put an offer in on the property. it was accepted (the vendors had put an offer in of somewhere of their own which was also accepted). They then went on holiday. Meanwhile, I'm sorting out brokers, trying to get my DIP made into an offer and instructing conveyancers. The vendors are back today, the…
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Gas Safty Cert, Landlord, rental problem
Hi People I was woundering if someone on here might be able to help, maybe as this has occured before. I have a property that we've decorated and sorted ready for a tenent to move in, however (stupid i know) i left the gas certifate a bit late and just had an inspection today. The modern applicances no problem they have…
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estate agent giving key out to any t.d.h
my mum accepted an offer on her house,then couple wks ago had a tex from ea saying someone would be round to survey, sure enough they turned up with a key a no estate agent,we were not pleased but didnt say anything as seems to be normal practice, then last night had another tex stating someone will be round today to check…
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After completion - how long for money transfer?
We completed yesterday and our solicitor didn't transfer us the money (cheap ploy to make extra money on the interest i guess) Spoke with her today and she said she has pressed the button to transfer into my account but it can take anywhere up to 3 o'clock to enter my account. I thought money transfer was…
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The buyer is coming to look again...eek
We accepted an offer on our house on the 2nd Sept, since then the chain has fell twice (we are at the top-not buying). The chain is back on it's feet now but the lady who is buying mine is coming round tonight and I am scared she will change her mind. She had a homebuyers survey on the 9th Oct, we haven't heard of anything…
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I feel our property has been under valued
Hi, please could somebody offer some advice on our property which we have just put on the market. We have a unique property in which the several estate agents that came round to value it, had a difficult time saying it isn't a property that is comparable to others in the area. We had several different valuations,70,000…
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Renting first property soon "a things to remember to do checklist"
hopefully this makes sense to you all I remember seeing either in the weekly email martin sends or somewere a checklist of things you must do before moving(companies to ring e.t.c) any ideas were i would find something similar? all the best
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Completion last week - but now onto purchase
I completed on my house sale last week as planned after 6 months of hell. I was so glad and shocked that I had to call my solicitor twice to make sure - slightly neurotic I know! Anyway that is the major stress off my back. Now I am part way through my purchase - survey done, mortgage offer done, searches done. Yes the…
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what does this mean please??
hi just joined, though have been reading the forums which have been extremly useful indeed, Now iits my turn to ask you guys for some advice... Im currently going through my full mortgage application, my advisor was goin on about that, she "is trying to get the inland revenue letter accepted by the underwriter" please…
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Letting advice please.
I am still in my 'fixed period' with A&L, so to come out of that would cost me quite a bit. What I am hoping is that they will do me a consent to lease. What I would like to know, is do lenders tend to stipulate a minimum letting fee-to-mortgage payment ratio type thing - eg rental income must exceed payment PLUS a %age,…
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Do I need to know anything specific for valuation?
hi there FINALLY I have booked the 3 estate agents to come round at the tail end of the week to undertake the valuations for us selling up. ( I wont be negotiating %s with them as Im going to give housenetwork a whirl and they have fixed fees) but Im using the EAs to just get a valuation to take the average figure, then…
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Our vendor is refusing to help us out with damp problem
ARRRGH I could scream! We've been through a very long process since putting the offer in for a house, which we finally went in to sign the contracts for on Thursday night. We're in a very short chain. My partner is selling his flat to a 1st time buyer and we are buying an empty house, becaue the vendors have already moved…
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Advice please
Hi, Im new to this forum so unsure if I am posting in the right area. This is my situation, Im 21 doing my finial year of uni, I have been lucky enough to be offered a plot of land by my mums uncle, this land is in a fantastic location on the outskirts of Leeds and planning consent should not be problem. This is a dream…
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Help needed with letting agent from Hell
Hi all I am having a problem with a letting agent and would really appreciate any proffesional, or legal input that anyone may have..the problem is this: I let a property on a 6 month assured shorthold tenancy agreement as of01/11/2005. I extended the agreement by a further 6 months in 01/05/2006. I then contacted the…
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Stopping renting and getting on the property ladder
Any advise welcome please. We currently rent (me, husband and toddler) paying £685 per month. We 'fell off' the property ladder in 1999 and have been unable to get back on. I don't want to total the amount of rent we have paid over the last 7 years. We have no savings, are not high earners and could only get a mortage for…
