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Help me choose an estate agent
Our current chain looks likely to collapse. The person at the top of the chain is still not yet willing to exchange contracts and the first time buyers at the other end of the chain are about to find a different property. No-one in the middle is prepared to exchange on their sale without exchanging on their purcdhase. We…
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Free Home Selling Tips
http://www.themovechannel.com/News/2006/March/1c.asp http://www.polarmortgages.co.uk/thanks.shtml
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Timber frame / Brick and block?
Hi Am looking at a new developmen of apartments. It is a shared development. One builder uses the timber frame method and one uses brick and block. Can anyone enlighten me as to the advantages and disadvantages of either construction method. I could afford either, but would be stretching myself a bit more for the brick and…
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What is an indemnity policy?
My solicitor emailed me today and told me that because my vendors don't have building regulation consent for the removing of a wall (between the living room and dining room, which was there before they moved in) they will be providing an indemnity policy. What is this and what is it for? Is it insurance?
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Help on property transfer
i need help on the following topic. i am about to recieve a property from one of my family member. i have to pay some money but i can give half in cash and the rest i will have to get a mortgage (or a loan) for. my question is this do i need a solicitor/ lawyer to make up the paperworks (if so how much? and can anybody…
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House Price Websites
I'm looking for a couple of website that were mentioned on here quite a few times but the search function on this furom is not too good, maybe its me! Website 1. It gives you an estimate of your house after you enter a few details, I think it was https://www.propertyadvice.com or something. Website 2. It gives you a…
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Doing up whole house, How much?
Hey all I am a FTB with the OH have got a morgage in agreeed up to 150k, we have been looking in the area and are looing for a 2 bed flat with garden which are generally about the 150-160 mark. a property has come on the market today which is 2 bed maisonette which has front a back garden and garage. it is up to 105K, it…
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Solicitor Invoice for Leasehold Purchase - Advice Required
My sister has just had exchange of contracts occur with the purchase of a flat with leasehold. The purchase price was below stamp duty boundary. I need advice what some of the following charges mean (I've only done freehold). The firms professional charges 675.63 Apportionment contribution by buyer 500.00 Stamp duty on…
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FTB disaster - advice please!
Hello fellow money savers! I'm sorry for such a big thread, but I really do need to explain all this to you in order to get your opinions. :) I'll start at the beginning, bear with me... my gf is currently 7 months pregnant. We have always rented up until now, and before christmas we decided that we should really jump on…
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Grumble about ea's details & leaseholds
Grr! How I wish estate agents would state on all property details for leasehold properties how much the service & maintenance charges are & how long is remaining on the lease. It's very rare to see a mention of what the charges are, yet it's all part of the finances with regards to buying the property for goodness sake &…
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Board Title
Hi all, I hope no one minds me posting, but it is something which I have been thinking about for a while. I know this board is titled house buying etc, but I have seen several threads regarding the rental market. I myself have questions from time to time, plus am able to offer advice re the rental market as I work in…
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Unsure about when to give rental notice
Could anyone please help? My boyfriend and I had an offer accepted on a house about two weeks ago. This will be our first purchase and we are renting at the moment with a 2-month notice period. We are keen to make sure we're not paying for rent and mortgage at the same time, if possible, although we would like to have a…
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What should I now expect from the EA?
what should I expect from my EA now we have received and accepted an offer? Do they now liaise with all parties/solicitors and is it up to them to keep me informed? Wasn't sure if my EA fees cover them marketing the property or do they provide a service until completion? :confused: Thank you :D
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Council tax discount on empty property
I've recently purchased a 2nd property and have had the Council Tax bill for the period between when I took over ownership from the developer until when the tenant moved in. I only get 10% discount for that period as it is unfurnished. I have another property which in the past when it was empty I'm sure there was something…
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HELP PLEASE - Contract trouble!!!
I could bl***y well cry I really could. I got a phone call at 4.50pm on monday night to say the exchange was happening on the tuesday(yesterday) and completion/moving day would be the 10th of March. I spent ages on the phone yesterday arranging a removal firm, had them at the house at 8am this morning to do a thorough…
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Witholding EA Fees
As posted elsewhere i'm in the middle of moving. Our offers for selling and buying were both accepted in early January. All of our searches, surveys, mortgage etc are done but we still havent had a survey done on our house. I'm told a drive by valuation MAY have been done but no confirmation. I got upset with my EA last…
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Keep the 60K for future house move or pay off mortgage?
I have been logging on to MSE for over a year now and I am absolutely hooked on the chat forum. I've never been brave enough to post but thought, I'd give it a go as I would really like people's advice/opinions/experiences on something. So here goes:- I have 60K sitting in my bank account, which I have accumulated through…
