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Confused
I have a house worth about £130,000 mortgage free. I am not happy where I am because of neighbour. I am reluctant to sell my house because I have spent so much money on it. Rewire,New windows, New boiler, Porch, block paving etc. I bought this house when mu children grew up and left home because I thought it was a place I…
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lost buyer after 5 months!
My sorry saga continues. A recap: Having found a buyer and a house in November, the chain was ready to exchange in January. All except the lady at the top end of the chain who was moving into rented. This lady could not possibly exchange until she had sorted out some unrelated legal business. Her solicitor told me it just…
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Whos Fence?
Hi Proabably wrong forum so feel free to delete/move as required We have been in our current house for 3years and some new neighbours have just moved in, the fence to the left hand side of the back garden (as you look at the house from the road) has just blown down,,,, we have a letter from our solicitor (from when we…
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Freeholders responsibilty
Hi We have seen a flat that we want to buy, ground floor conversion. The vendors one the freehold to the whole house and the people upstairs pay them £75 ground rent a year. Question is what is the freeholder responsible for? ie, if the roof was to go would we have to pay for it. I have asked the EA to find out and get…
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Buying a house by auction
I am interested buying a house by auction. I have come across 2 property auction houses while browsing on the net. They both asked me to register with them, with a fee ranging from £125 for few months to £250+vat for life membership, before I could get their brochures etc. How does it work? What do you think about the fee…
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Estate Agents - Are they obliged to tell me??
:confused: :confused: :confused: Boyf and I have placed an offer on a house, on the market for £164,950, we have offered £160,000. Not been accepted by vendor nor has it been rejected. have been in touch with EA every few days for update, etc. They have told us another offer has been made, but won't tell us what that offer…
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Need to raise finance-how much BTL vs residential...
Calling all experts out there, we need advice. We will be letting out our home and moving to another house. We need to raise 250k in all (PS - we own our home outright), what is the best way to do this? Should I borrow maximum on a BTL, and remainder on residential? Our incomes multiples are ok. I know a BTL is more…
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Costing Template
Anyone know where I can get a template of costing to do up house?
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House Buying - Moneysaving Tips
Official MSE Insert: If you've arrived from Google, our fully researched House Buying Tips may help. Back to the original post... We have the “House Selling – Money Saving Tips” guide, but I have realised that we are sorely lacking in the House Buying equivalent. There has already been demand from some users for…
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Am I being lied to by my estate agent?
I've been waiting now for over a week for a surveyor to contact me to arrange access to my house. I went into my estate agents this morning to ask them if they had heard anything, and they had some notes on the computer, with words to the effect of 'spoke to vendors on 30th March, survey to be done Tues or Wed next week'.…
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Another exchange - phew!
Funny how a well-timed threat can help to exercise the mind! Having been messed about for the past few days by various parties in the chain (four links), I decided to issue an ultimatum yesterday - exchange contracts by next Monday or I am pulling out. Guess what - we exchanged contracts 11:30 this morning. Nice!
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5 months to sell - a plan?
Hopefully someone can help me formulate a plan to get the best price for my house!! We have bought a new build which will be completed much later in the year. We have made ourselves chain-free, so we can now sell our own house at our leisure. Ideally I'd like it to be sold within about 5 months, so I'm wondering if anyone…
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Re-mortgage
I am currently in the process of re-mortgaging my property, which I found really easy to do through tips on this site, to which I owe Martin lots of thanks. My lender is paying all my lawyers fees etc as part of the deal. Received a letter from solicitor saying I had to sign a "matrimonial home affidavit" as I was…
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Shared Ownership Staircasing
Hello, I am currently on the brink of buying 25% of a shared ownership property. I can staircase after one year, when I plan to buy another 50%. Just wondering if it is advisable to do it asap after the 12 month period. Any advice/experience of this appreciated.
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how much approx for solicitors?
its been a while since i last moved house are there any ideas of how much solicitors charge these days to do both sale and purchase? or do they differ depending on where u live? (i am in north east) i have budgeted for around £1000 plus searches on top???
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Lovely house - next to potential development
Odd question. If you found a lovely house but then discovered plans to extend a tesco site next to the garden fence would you forget it or try and get a good offer? They vendors said the extension was heading in the other direction, we've checked the plans and it's actually coming parallel to the house with a fairly…
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renting question
hi there i've been browsing this site for a while and hoping you nice people can give me some advice :o not even sure this is the right place so please feel free to move. ok my landlord is selling the flat we live in which is fair enough, now when the letting agent informed us he said that one of his staff was interested…
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sold stc yesterday!
hi all, had a offer on my flat yesterday for £73500, asking £74950. naturally accepted! not bad i think in today market, only been on the market for less than a week. first time buyers and are waiting for there mortgage offer. i am happy to take the flat off the market and cancel the open day this weekend but this was the…
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Property Investment - Best split of investment and Raising Capital?
I've just sold a 4 bed house that I was renting out because it wasn't making much money. Probably walking away with about £80 to £100K profit. Talking ideas over with various rental agents etc, I'm now proposing to buy 2 smaller properties (possibly two 2 bed properties) to rent out and hence start building up a property…
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Should I take on DSS as tenant for by BTL?
We are planning on renting our 3 bed semi and moving to a bigger house (as per my other threads), and have today advertised on gumtree. I have received a call from a lady with 2 kids who is a DSS person. I have no idea how this will work, though she explained that the local council will pay most of the rent and she will…
