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selling flat which is not main residence?
My wife had a flat which was her main residence for 18 years until we bought a house 3 years ago. She took out a buy to let mortgage on the flat to help buy our house. She is looking to sell the flat and want to know what payments will she be liable for?
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deposit
I've just sold my (boyfriends) house and we're looking to buy another, but I'm concerned about a deposit. We're planning on using the money from the first house plus a small morgage (no more than 25K) to purchase the new house but as I've never bought a house before can someone please tell me if I'll need to put down a…
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property constructed out of concrete
any one had experience of property constructed out of concrete (houses) with flat roofs as opposed to traditional brick and tile? what kind of headaches if any did you have? did you have any problems when it came to resale?
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Offer after Survey
pls approx how long does it take to get an offer from abbey after the survey thank you Medical
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Making money on houses an illusion?
Just a question now that’s been in the back of my mind and I cant seem to figure out. There’s all these people that go round saying they bought there house for such and such and now its worth this much more and ive gained so many thousands of pounds now, but saying that you paid interest on a mortgage for the last god…
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Useless Solicitor - Any Advice?
Hi, I'm currently in the process of selling my flat, and my solicitor seems to be being absolutely useless! Is there anything I can do given the situation..... The flat I am selling I moved in to 1 year ago. I bought it through the same solicitor I am using now to sell, so he is familiar with it all and I have all the…
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Releasing assets from my house
My house is paid for but i am looking to find some money to spend on my retirement.What are my best options as regards using my house as collateral.Any suggestions appreciated.
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Stamp Duty
Anyone advise , What is the current threshold for stamp duty. My wife and I are buying a house for £135,950 - I was under the impression that stamp duty had been raised recently; but to what level I dont know . Many thanks Siamese1
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JUMP Estate Agents
Hi, all. Has anyone used JUMP estate agents? My elderly father is considering putting his property on the market through them but they have a "flat fee" system which includes "everything", ie all conveyancing/legal fees etc. Basically they are talking about selling his house for £129,950, of which he would get £126,000.…
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Buying the Freehold
I purchased a Leasehold flat almost 18 months ago and currently pay my 'landlord' over £600pa for maintenance/service/buildings insurance etc. There are 3 other flats in the property, the last of which has just recently been sold so the Freeholder no longer owns any. Am I correct in thinking that legislation recently…
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Want to sell property, can I pocket the money?
Hi I am back again for another answer from a question I don't know about! In a previous thread I mentioned how I am a partner in a 90 year old family buisness with my father. I have been having some thoughts of recent about a workshop property we own. The property is fairly large at around 90ft x 40ft and sits in a…
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FTB: Advice needed RE: Offer
Hi, I need some advice. Viewed a house which is valued at £170K, it is just what I am looking for and it is in good condition and in an area that I have been looking to buy in. I have made an offer of £163K and the seller has come back saying this is too low. They are now saying another couple is interested and they have…
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Stewart Milne Homes - Experiences?
Hi, I'm thinking of buying a Stewart Milne home and am very cautious of new builds after a disastrous house in the past (front wall started to part company with the rest of the house and had to be tied back together!). I am particularly interested in peoples experiences of snagging as it was a complete nightmare before,…
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How long woud I be damned to hell following a repossession?
Hi all, I'm new to these boards and have lots of questions :D Out of curiosity, when a house is repossessed, how long will it show up as a major dirty stain on your credit rating? Forever? Is there any way to "manually" repair it once it's happened? Thanks for any advice you can give me.
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Moving House
My partner and I have accepted an offer of £110,000 on our 2 bed semi (priced at £112,950 but was on for £117,950 a few months before), which was bought 3 and a half years ago for £50,500 (mortgage now owing under £45,000) making approx £65,000 profit. We are planning on buying a 3 bed semi on the market at £155,000 and…
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I Want A One Bedroom Flat - Repossed
How risky is buying a repossed flat? I earn £20 000 a year and am looking for one for my first ever private home and kinda thought that buying a repossed one would be cheaper than buying a straight one bedroom flat. Ain't made of money like most people naturally so I would need to take out a mortgage somewhere. My…
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update on my useless estate agent
well the board went up, we had two viewing books (woo) one was last week - went well but they had seen another property they liked more second one was today - spent the last two days cleaning, tidying, doing the garden - everything the house doctor advises half an hour after they were due to come, i call the estate agent,…
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Which form at the Land Registry needs to be filled in to prevent a property being sol
I am a beneficiary of an estate and I have inherited half a house. The executor is being unreasonable and is trying to sell the house very quickly and I have only just found out. I want to buy the house and I have been told that an entry can be made on the land register to stop it being sold. Does anyone know which form…
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Boat instead of a house
I'm currently looking into buying property avroad and renting it out as holiday homes. Which has given me another idea. Boats are much cheaper to buy than houses in the UK but weekly rental rates are about the same. However, I'd like to go through a boat "property management" company. That's where the problem starts. The…
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Managing Agents witholding information
I am presently in the process of selling a second property which is a flat within a secure complex. My solicitor has asked me for a couple of pieces of information regarding the Ground Rent and the Buildings Insurance. Both of these are included within the monthly service charge paid to the Managing Agents for the…
