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Questions about a DMP
hi, I have some basic questions which maybe you guys could help me with? have discussed a DMP with CCCS, but hubby reluctant... so these are my questions: 1. we are hoping to sell house in the spring and cash in equity; will having been on a DMP make it difficult for us to carry on with our existing mortgage? ie stay with…
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Advice please! Which debt should I pay off first?!
New to the forum! Would like some advice as to where i should be concentrating my repayments please! Current debt: £1200 - overdraft at 18.28% apr £2800 - credit card currently at 0% interest until July 2012, then 16.8% Have been paying the bulk of my roughly £300 pcm budget into my credit card to try and clear as much of…
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credit report
will all ccjs and charging orders show up on my credit report ? i need all my current credit info. And a will a £2 credit report show all the info ? thanks David
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Painfree vs painful steps to save the pennies
Good evening all, Recently DH are undertaking an economy drive to shift the mortgage (I cleared my debts a while ago after much hard work) and it got me thinking of all the different steps that I have taken over the years to save the pennies, which was the easiest and which was the hardest? I think my answer was for DH and…
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Advice Please- Collect Direct UK
Hi All, This is my first post so please be gentle! I have an account for a New Look store card, I have held this account for a few years but recently(probably 12-18mnths) have been struggling to pay the minimum payment due to taking a new job with a lower salary(I was really sad in my last job and decided I had to come…
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heya does anyone
have a landline number for first central car insurance thanks in advance, can only find an 0870 one
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British gas/credit resource solutions
:wave: Hi all, I'm totally new to this and have no idea if i'm even in the right part of the forum, I was baffled as to which section this query fit in. Right so i'll just get straight into it. My mum has always ranted and raved for as long as I can remember about how all round crap British gas are and so when I very first…
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Statute Barred reply advice
Hi all, Received a reply from a firm chasing me for an old debt, first one I've written to (finally taken my head out the sand!) This is the reply I have received:- We acknowledge that your accout is statue barred. However, this does not make the agreement void. Whilst we are currently unable to take legal action to…
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Freshair finally posts SOA
Hi All, I would like some feedback, i have started a diary which may explain the ins and outs a bit better here https://forums.moneysavingexpert.com/discussion/3496503 but have copied my SOA below, please let me know what you think this is the first time :eek: that i have ever had a proper budget, ever since I can remember…
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£240 per month for Gas and Electric :(
Hi Apologies if this is wrong place to post 1st thread Iv ever started and didnt want to highjack anyone elses lol Have read lots of posts on here with SOA's where people have said op is paying too much at £40 a month for Gas or Electric.... We are currently tackling debts and have cut back on most day to day living costs…
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How can i stop letters from....
Hi basically were recieving alot of letters for someone who hasnt lived at this address in over 5 years and want them to stop. The address on the back is from PO box 260 Surrey KT13 0YH and after doing some research on the net i found it to be from Fredrickson International. Our place is a new build and we were the first…
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Eos solutions
Hi all, Apologies if this is in the wrong place. Been reading a lot about those lovely folks at Eos Solutions. I have been getting calls from them for about 3 weeks now. They get my first name correct- but not the family name. They want to get information on my address as they want to be sure their correspondence reaches…
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Dumplings SOA ...what can I do?
Hi, I hope someone can give me some advice about what to do next. I did my SOA and I'm really scared. Statement of Affairs and Personal Balance Sheet Household Information Number of adults in household........... 2 Number of children in household......... 3 Number of cars owned.................... 0 Monthly Income Details…
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Orange - Getting the Info you need
Hi there, Been lurking for a while and seen some people get really helpful advice so I thought I'd give it a try. I've been a bit silly and have several mobile phone contracts with Orange under my name but for friends(Yes I know I know), and all of them are now in arrears. How do I get the info from Orange as to how much…
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CapQuest letter, two years on!?
Hi Everyone, i just received a shocking letter this morning over an unpaid ammount of £52.05 from two years ago. Two years ago i changed mobile phone supplier from Orange to O2 at the end of my 18 month orange contract two years ago. Everything went through smoothly and i heard nothing from Orange. I lived at he same house…
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Old DMPer returning - with a question.
I haven't been on this site for ages - my home broadband failed and then my PC crashed so I gave up and have just been keeping my head down and getting on with debt repayments (slowly). I'm now about three and a half years into a DMP with Payplan, and although the debt balances are getting lower it's being a long slog. At…
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Final settlement offers rejected, what should I do?
Hi, I've been on a DMP for over two years now and been struggling to keep up with the monthly payments. I was offered help from a family member and wrote to all ten of my creditors with offers for F&FS. I had luck with five of them but the other five are refusing to accept, even after me increasing the offers. I don't know…
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credit card debt cleared off credit report
hi all I have been working really hard to get myself out of debt and I am succeeding. I have had a couple of credit card debts which were both defaulted on. I am currently paying off one of those which is on my credit report the other one I have asked for paperwork which they have not sent and I have not paid them as yet I…
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BCW
I recieved a letter yesterday looking for full payment by the 31st of october I owe 476euro to an electricty supplier. If i ignor them will they just go away they've been ringing me every day I answered once and told them they had the wrong number but they keep ringing so I'm going to change my number. Will they call to my…
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ccj
hi all, not sure if i have posted in the right section so mods if not please move it. i am just wanting some info on a CCJ if at all possible. i had a flybe credit card, missed 2 payments and then got a letter from a collection agency/solicitors saying they were handling it. they applied for a ccj which took 3 attempts…
