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Weekly Spend Challenge W/C 27th March 2011
Hello everyone . Welcome to the weekly spend challenge. This challenge is open to anybody, no matter what financial place they are in. On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual.…
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County court struck out, but EoN now hassling payment
I have posted this also on utilities, but thought I might get more advice here. I had various issues with my bills for my business, and EoN refused to look into them; I eventually ended up with a bill over £20,000, although I calculated that after corrections for the faulty meter etc the bill would be less than £4000. THey…
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FED UP Its never going to end :-(
I have been battling and trying to sort out and pay my debts off for the last 8yrs cause I stupidly allowed my ex to lead me to believe at the time "we were doing the right thing" Im so angry with myself for not stopping it sooner now I have been left with alot of debt and see no light, one debt is in dispute and im being…
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Bristow & Sutor please help
Hi there, So last night i got home from work to a hand delivered letter from bristow and sutor saying a bailiff had been to my house to recover goods for unpaid council tax.... all in all around £700.... this is the first letter ive received, from the council and from bristow and sutor. I cant believe ive been so stupid,…
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Capquest again and Stat Demand
Hi, I received a Demand from Capquest this morning for a debt of £2800 with Aqua CC. They bought the debt in Dec 2010. I originally defaulted in Dec 2009 when I became ill and lost my job. Can someone advise me what to do? I am a homeowner and really don want to be made bankrupt, I am ill receiving ESA and just cant afford…
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Very Catalogue dataprotection breach
Please be aware that very are having their courrier, home delivery network leave catalogues on doorstep but are also leaving your details which have your account number etc also on the doorstep. In the wrong hands it can lead to id fraud, right on your doorstep so if this happens to you contact shop direct
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Weekly Spending Money
I am currently paying off debt but I was just thinking about what the average person allows themselves per week in terms of spending money. Excluding household bills, petrol, car costs, food shopping, presents for people... what do you allow yourself for buying personal items and for going out etc... How does everybody…
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Red Debt Collection HELP!
Hi everyone I have been reading all these posts since 2008 about Red debt collection and Lowell and need some help about this. I can see from these posts that they are all very negative, false and unjusticed. However I would like to know if anyone has actually beaten Red/ Lowell and if so how. As it can be very confusing…
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updated SOA APRIL 2011
Statement of Affairs and Personal Balance Sheet Household Information Number of adults in household........... 1 Number of children in household......... 1 Number of cars owned.................... 1 Monthly Income Details Monthly income after tax................ 840 Partners monthly income after tax....... 0…
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credit report/ccj question
i have just recieved my credit report from experian, i was pleasantly surprised but last time i got one, i had 2 ccjs on it, they arent on it now so does this mean their gone for good?
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Dealings with community legal advice?
Has anyone had any dealing with community legal advice? I contacted them regarding a matter and they took all the details. I wasn't sure if I wanted to take action, they sent me letters which it said I needed to reply to within 5 working days if I wanted them to work on my behalf. I have found another course of action now.…
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Ex's bills in my name
I didn't know where to post this I have been too soft and stupd - and let my ex put some of his bills in my name, as he had a bad credit. Once the bills were established, he took over the payment with his bank details, but they are still in my name. He has now cancelled the payments - and I am receiving the bills! He will…
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Default with Next PLC - Mail order
Hi there I just wondered if anyone had any luck with getting Next to remove a default. I am looking to buy a property and recently obtained a copy of my experian report and i have a default from next entered in August 2005 for £156 which is satisfied. I normally check my equifax report and it is not on there that is why i…
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Wescot - Full & Final Help
Hello, I posted a while ago - https://forums.moneysavingexpert.com/discussion/3082226 Short story: Got a debt with Halifax, being dealt with by Wescot. Balance £2477. I wrote to Wescot offering £500 as F&F settlement. They declined and said their client would accept 50% as partial settlement. I wrote back saying I couldn't…
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Trying to get deposit back from kitchen company
Hi guys Can any of you give me advice on where I stand here and what my next steps are? In February last year, I was off sick and had a visit from a doorstep kitchen selling company. The salesman was in my house for hours and in the end I signed the contract and gave him a deposit to get him out of my house. I cancelled…
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final demand/repossession letters sent in error
We have a RBS mortgage which fell into arrears about 2 years ago. We recieved a final demand and repossession order but have had a formal payment arrangement with RBS which has been fully met since (no missed payments at all). Over the last 5-6 months we have received numerous letters from RBS (and Tesco Finance AND…
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sensible f & f settlement help please
ive got a few debts what im thinking of paying off and getting out of the way. what do you think i should offer as a f & f im currently in a dmp with cccs but might be able to get some money to pay it off from the parents. moorecroft- £3070.46 (Britannia loan) moorecroft-£997.58 (natwest loan) moorecroft- £242.02 (orange…
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Threating Letter from Pastdue Credit
I have recieved a letter this morning from Pastdue Credit Solutions saying that I owe (my name spelt wrongly is on the letter)£874.49 (Pursuer stated to be E-on) from a rented address I moved out of in July of 2005. I have never heard of this company and I have never been contacted by E-on stating that I owe them money, I…
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Help with scotcall
just had a caller from scotcall about a debt the wife had with barclays. the wife took out a loan in 1999.and had problems paying it back she stoped payments and the dept got passed to a debt collection ,and has been further passed to several debt cllection agents , well this collector from scotcall turned up this morning…
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HFO
My son is also being harassed by HFO. Each time they call I tell them he is not here and ask them to put any issues in writing. I also tell them about recording the call and reporting them for harassment. Today they tried a different tactic. After I informed Nick from HFO my son was not here, he started to ask questions…
