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Roxburghe/Hutchinson 3g worries
Hello this is my first post... This morning my dad had a call from "Graham White" Solicitors, asking to speak to me. This was to our family home to which I havent lived in for several years. After doing a bit of digging on the forums I found out that they are actually Roxburghe or HFO?? I gave them a call and they had a…
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County Court bailiffs warrant - quick question
Hello I have an outstanding debt with United Utilities which they have taken to county court and this morning I got a bright red letter from the local county court with a warrant number on it saying bailiffs will come within next 24 hours and seize my goods. I do want to get this cleared, but first things first - the…
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1st time buyer debt advice
I am in a Debt Management Plan but hoping to get a mortgage i understand that being in a DMP makes this more difficult so before i make any applications and make my credit file worse i was hoping for advice on where to start ?
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Lowell/red dedt for littlewoods and very.
Hello,Littlewoods and Vey have passed my debt onto lowell/red debt collectors.I would like to clear my debt but very nervous of contacting them and also unsure do I deal with Lowell or the actual catalogue companies.tHANK YOU FOR ANY HELP.
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Provident/Greenwoods Help Needed
Hi, new here so hope I can get some help on this. I have several loans under my name and my wifes name. Here are the amounts and repayment totals. 1539.98 @ 40 PW 816.23 @ 26 PW 523 @ 20 PW 639 @ 13 PW 676.80 @20 PW 518 @ 10 PW I have written to them on numerous occasions to reduce the debt with official letters and budget…
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Credit Card Debt (Roxburghe Related)
Hello, On or around the start of August i received a call to my Work Number from a firm called Roxburghe. I don't know how they got my number, but they did. I was unavailable at the time so they left a message. I phoned them back and spoke to them. They told me they were trying to recover a debt from a Barclaycard account.…
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Important question
Hi I have outstanding debts with dca’s two of them are capquest and clarity. Both dca’s offer a payment service through there websites. I have heard horror stories of dca’s obtaining your card details and farming people’s accounts for as much money as they can get. The question really is are these services secure in if I…
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Can I get out of debt quicker?
Hello, I have been posting here for a little while, and I think I'm doing quite well right now. Having seen the advice given on others SOA's, I am posting mine in the hope that I can use your knowledge and advice to work out how I can pay off my debt any quicker. At the moment I am looking at December 2011 to be completely…
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Think I Know
the answer to this but I just want to check with a higher authority (ie you guys!!). My DH decided to let me lose on his creditors to see if we can hack down his debt any futher. I started with the wee ones first, M&S and EGG. I sent the letters last Thursday and M&S replied this morning. I'm surprised at their response as…
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Help understanding my credit report
I recently got my £2.00 credit report after being turned down for a new mortgage. It doesn't show any creditors issuing defaults or any missed payments yet I know there are 2 accounts in default. Is there any way to work out which accounts are causing problems, who they are with and how much owes etc? It just deosn't make…
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great first credit threatening to take me to court ...
And this is over a debt that has already been paid :mad: I want to just ignore the letters they're sending, but it's getting a bit worrying now. What do I do? Help me please someone.
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CCA request or statute barred?
Hi, I've got a letter from a debt collector asking for payment of a large debt which I do not recall having. They called me recently regarding this and asked me to pay or they will start legal proceedings to force me to sell my house to pay the debt. I told them only that I knew nothing of the debt and they said they'd go…
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debt collection agencys
H I have a few debts with dca's and am scared of them calling me at work. I know they have my work contact details as they were supplied when I done the applications for these credit cards/ payday loans. I have ignored some dca's so far as it has proven good for me to leave them for abit then they seem more willing to…
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Urgent help needed with DCA and Barclays
Hi everyone I hope this is the right section - I've reposted it from Bank Charges as its more debt related My girlfriend has got into a really urgent problem with Barclays and a DCA that has left her with no money at all and hundreds over the O/D limit. What happened was that a Debt agency took out the total amount owed of…
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**Daily Chat Thread 10th Sep 2010**EAT A FROG
Morning all.:j Not started one for a while and I am off out in a bit to my training course in sales...:p Your challenge for today is to eat a frog! Bookie will know what I mean. Do the one thing today that you have been meaning to do for ages but have been putting it off. Apparently it doesn't get any easier to eat the…
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Friday 10th Sept - What small DFW things have you done today
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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final demands and no job
Hello everyone I stumbled across this forum by accident, had a read and decided to join up. Heres my financial situation, its not a pretty one and I really do need help and hoping someone out there can offer me some advice please. I owe the following: HSBC Loan: £6,786.74 They are now demanding immediate payment and I have…
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Somebody will know this ....
My simple rule for DCAs/Lenders is ''be nice to me, listen and discuss the best way ahead - and I will keep promises of payment'' Those that are obnoxious get the other me !! Today when talking to an obnoxious cow I stated that in accordance with a letter the firm had stated that all phone numbers had been deleted - so how…
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Advice
Hi just need some advice of the company "debt advisory centre" can you help?
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MBNA - is it too good to believe?
Hello DFWs - I'm seeking advice as no debt 'expert' can verify what I've been told by MBNA. My situation is I have to pay off a £22,300 Virgin credit card debt, minimum payments have always been made on the card but I cannot afford to keep paying the min payments and not see the debt go down. I've spoken to MBNA and…
