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diesel question?
Hi, not sure if this is the right place to ask.. This week is extremely tight for me financially until i get paid on Friday. The thing is, i need to go to work tomorrow which is 11 miles there and back, then to see a friend which is another 3 miles or so there and back.. Now i only have 28-30 miles left of diesel but the…
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small claim advice needed!
Hi, hope this is posted in the right place, here goes... My husband and I have received a small claims summons each for work done by a garage to both of our cars. The amount in total they are claiming is £344.10 which we do not dispute ( we had told them previously we were having difficulties and he accepted this, until…
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Runforall and party in Leeds: 21st June 2009
As a cheerleader for this event I thought I'd start a thread so I can keep tabs on exactly who I will be cheering on and who will be helping me provide race cheer! Party - venue to be confirmed Cheerers: Cat Burleque Babe ?Jinky67 supd30 ?Notty ?jet34 Ames NumptyMonkey ?Lenny Runners: (Land of)Maz - aiming for 78 minutes…
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Interest Charges And Lloyds Tsb
Hi, I am currently on a DMP and have been paying £333.31 every month to Lloyds Tsb credit card. Sounds good.....but not really as Ltsb are still charging me interest of around £250 per month.....Over the last 9 months I have paid around £3000 off, but in real terms still owe £14,408. Payplan have contacted them several…
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Wee Bit O Help Please....
HI........ i RUN MY OWN CANDLE COMPANY BUT COME JAN IVE BEEN ASKED TO DO FUNDRAISING CANDLES..........WHICH IS I SELL THEM TO ORGANISATION ,CHARITY THEY SELL THEM & KEEP THE COMMINSION ITS LIKE BUYING WHOLESALE........ ANYWAY THING IS I WANT TO KEEP IT SEPERATE FROM MY OWN BRAND OF CANDLES...........SO IM LOOKING FOR A NW…
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Light Bulb Moment!
Hi everyone, I'm new here (I've been lurking over the last couple of days and you seem like a good-hearted bunch) so I hope I have posted this in the right place. I just wanted some help and advice in trying to get out of the vicious circle that I've somehow let happen. I've finally had that light bulb moment and I know…
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Firstplus Interest Rates
Surprise, surprise Firstplus have not yet passed on the reduced interest rate to their customers. I called them to enquire and without actually saying no they weren't doing it, I was told it hadn't been decided. This makes me mad - my secured loan with them has gone up from 9.2% when I took it out to 11.5%. There was the…
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Someone looking for Oh don't know who it is!
My lovely neighbour has just told me that someone was looking for my OH yesterday while I was out. They asked if he still lived here, but would not say where he was from or what it was for. My neighbour told him OH works away in the week and isn't home, but I'm worried sick they're going to come back when I'm on my own…
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Bad Deby
sorry title should say bad debt - not bad deby - typo error i have signed up to this post thing as i really need some help and advice as i really dont know what to do basically we own our house -mortgage is £113,000 house is approx value £200,000 so have plenty of equity however am in serious debt of £51,000 consisting of…
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Northern Rock - inflexible?
Hi all, looking for a bit more help. Have previously posted by SOA and got some useful advice. The current plan is to extend the mortgage as much as possible and set up a self managed DMP. I’m not going through CCCA due to the fact that I don’t want to pay my creditors pro-rata (it’s a bit complicated and not the issue…
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aktiv kapital
I bought a computer over 42 months with GE money. In Jan 08 this agreement finished. No more direct debits were requested. In May I was contacted by a company called Allied and told that money was outstanding and to prevent it being taken further would i pay. I did this immediately although I did not know what this was for…
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Little Charlies Fun and Games!
Hey, I've been posting a little for the past few weeks, but thought I'd formally intruduce myself in the hope of moving my plans on a little quicker! My name is Charlie (although I'm female - I think Dad always secretly wanted a boy) and I'm 23, living and working in Essex at the moment. My story is complicated (aren't…
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Debt collection letters
I have an agency called Transcom who said they have bought a debt i had for an old mobile from 3 years ago which is fine as i remeber having the phone, the debt is for £240.21 and i told them i don't work and i could afford £5 a month as im paying off other debts from when i was young and stupid so i set up a standing…
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My Mini Milestone
Ok so I know I have a LONG way to go but just checked my loan balance and its less than £10k after I made this months payment!!! Psychologically this feels tremendous and now I can't wait for it to be less than £9ketc. Hopefully by the time its at £5k I'll have enough saved to clear it (I can't overpay)! Better get filling…
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Student Loan debt and other debts
How do student loans stand in relation to other debts? Basically I was at Uni from 95-99 and took out 4 loans which now total £8k outstanding. Only started earning over £25k until I got a new job in November 07 and the minimum repayments were £160. Problem was I'd arranged a mortgage and moved into my flat in November. Now…
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credit card or overdraft........
me and my oh have a joint account in to which everything goes in and all bills go out to save on arguments. the only problem is that these days (since my mat leave started and may wage reduced by a stupid amount) we seem to be living in the overdraft. as our ft mortgage runs out next nov i have challenged us to get some of…
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***Daily Chat Wednesday 12th November
Wot no daily chat? I reckon I must have missed it - there's no way its got to 9.20 and noone has started a chat. Are you slacking Sammy?:p
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Suspended Order of Sale question
Hi Guys, If anyone could help with this that'd be amazing, I'm in a right state. I owed MBNA just over 13k originally and ended up not being able to pay and getting a marker put on my house (can't remember what it is called at the moment, when they register an interest in your property basically). Anyhow I was a bit…
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Wednesday 12/11/08 What small dfw things have you done today???
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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Mortgage payment holidays
Hello all, could really do with some help please: I have 19'000 worth of credit card/overdraft/store card debt and am sinking under it, its costing me about 400 pounds a month. I have applied for a payment holiday from my mortgage for 7 months to allow me to try to sort my debt out a little but will be remortgaging on the…
