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defaults help please
hey guys i recieved 2xdefaults in 2004 after my wife died aged 22 i was 21 married for 6 months (was in iraq on our original wedding date) and a son of 3 months so i was a 21 year old widowed dad and i struggled with life on my own in the army with my very young son british gas defaulted two times on me i did not know as i…
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The "Repo." man explains he does investigations these days.
This is a link to an interesting programme on the radio today. It seems that the "Repossession" man is being used to check out debtors and evaluate the best approach for the creditor institution. Snatching back goods, where the payments are in arrears, is only part of his job these days. Let us hope most of the guys in the…
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moorcroft--again!!
hello all posting on behalf of a young friend. he has recieved a letter from the lovely Moorcfort Pre-Court Division which states that he has not been paying his O2 bill as per the County Court Judgment. As far as he is aware there never has been a ccj, and has never had any contact from any court. Anyway, phoned Moorcroft…
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Urgent help required
Pls can someone help me my story starts like this............... GE money put a payment in my account of £5000 they sent me a letter saying that they had put these funds in my accout my name was on the letter and my account number as we already have a loan with GE money I rang GE money and they said there was no accident…
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My SOA Horror Show- Finally Broke £7k
I need help badly. Very badly. Money Coming In Wages - £160 pw Money Owed Welcome Finance £2,600 (1% APR per month) Natwest £1,600 (15%ish) Family £1,050 (All desperate for it back) Capquest (Vodafone) £1009 + their charges Wescot Financial (Provident) £460 Friends £185 (Same as above) Barclays £110 Total - £7014 I have…
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Sixline Poems Debt Free Wannabe Diary...Keep Me Motivated!
I noticed a lot of people have been posting these and I thought it would be a great way to keep myself motivated, just what I need to help me in my attempt to get myself on top of everything again! When I've a little more time I will try my best to complile a SOA I know it's not going to be pretty, but it might give me the…
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Help Husband left SOA advice needed
God where do I start? I need a bit of advice. I'm about to give birth to my second child in just over 3 weeks. I have a 2yr 10mth old boy already. My husband has just announced that he is leaving in the next week or so as he has been having an affair with the receptionist who works for our business!!! (Its a Ltd co and we…
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Summer holiday challenge results (OP benbenandme)
Couldn't see this anywhere, so hope you don't mind benbenandme. My challenge to earn £1000 from July 19th to Sept 1st: TOTAL = £966.58 (£33.42) short, gutted, but pleased with what i achieved
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Lloyds....I & E form
Hi, my two loans have been passed over to collections, i have sent a letter offering £50 per month on each and sent cheques with letter. Today they thanked me for letter and asked me to fill in an I and E form. letter dated 22nd August and have given me 14 days(for til 3rd sept:rolleyes: ), Is there any advice/warning that…
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help re full & final settlement
Hi sent letters to creditors in full and final settlement after receiving some compensation money. This morning I received 2 letters from Cabot, one is a budget planner and the other is asking me to asking me to phone them. I do not know what to do as I am on incapacity, I have a 17 year old son I have had child tax…
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what is this cifas?
Please see previous tread (what do i do now)im being registered as a fraudster,please help xx
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Wishing I could just run away
I have been really really stupid. A couple of months back I let someone talk me into making some very stupid mistakes when I was in a vunrable time and now I've the consequences. Basically someone coerced/half blackmailed/half I don't know what me into taking out contracts for phones/an xbox told me he'd sort it out, and…
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PaP/Moozie's What will you spend/have you spent today Monday 1st September thread
Good morning everybody :hello: :hello: :hello: Why is it that Monday always seems to be the 'nicest' day of the week? :confused: The sun is shining down here, in Wiltshire, and there isn't a cloud in the sky - has 'someone up there' got a bit mixed up when it comes to weekend weather? Anyway - what better way to start the…
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Monday 1/09/08 What small dfw things have you done today???
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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Inspired by others.........
I have not ventured into this part of the board before but reading everyone elses storys of there debts it is an inspiration to sort my overdraft out. I have an overdraft of £800. But i have a massive amount of outgoings each month but there is a spare £200 quid after we paid for everything including food and petrol for…
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How much pocket money for a 7yr old?
Hello -- I need your advice friends and moneysavers.. I want my kids to actually do their chores....hard tasks like pulling the duvet up! I have decided to pay pocket money if they do -- but how much..... my son is 7 and a half, my daughter is 5..I was thinking £2.50 a week for him and a £1 for her What do you think - too…
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***Daily Chat, Monday 1st of September***
White rabbit, white rabbit, white rabbit! Ola! Bright and cheery here in 'ol Salop today-shocking! I am a happy Bunny today for a few reasons but I shan't go into them-TMI for a public forum, lol! (Suffice to say, things are going VERY well with DH;) ) Day off for me today but have lots of jobs to do-like take the MOUNTAIN…
